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$219,000
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Property Description
Full time residents. Please allow as much as advance notice to show as possible. Beautifully modernized, free-standing Settlement Home at 28 Thatcher Lane. Fully updated with premium high-end finishes, this property features a rare and desirable wide-open layout that lives dramatically larger than similar 2-bathroom floor plans in the development. Tucked at the end of a cul-de-sac, this home backs up to dense wooded greenspace, offering rare four-season privacy with no neighbors behind you even when the leaves are down, creating a peaceful wooded backdrop and breathtaking seasonal views of scenic Lake Galena that can be enjoyed through the oversized windows and outside on the rear composite deck and paver patio. The sun-drenched main floor boasts rich cherry hardwood floors, a cozy fireplace, a spacious dining area, and a luxury kitchen complete with premium maple cabinetry, quartz countertops, and stainless steel appliances. A generous main-floor guest bedroom doubles perfectly as a media den. Upstairs, a large skylight beautifully illuminates a rare loft landing feature unique to this floor plan. The vaulted primary bedroom retreat accommodates a king-sized bed. The upstairs also features a convenient, full-size laundry closet. The upstairs luxury bathroom is substantially oversized to a true spa-scale. It is beautifully designed with premium tile accents and a deep shower/soaking tub combination built for relaxation. Features insulated flooring and a sealed, dry crawl space for year-round comfort and peace of mind. Additional updates include a newer high-efficiency A/C unit, full-size washer and dryer, smart programmable thermostats, window blinds, storm doors and a reverse osmosis water system. This townhome delivers the detached feel of a single-family property paired with low-maintenance townhouse living. Perfect as a high-end private getaway, full time residence or resort investment. Convenient to miles of recreation trails, Lake Galena, The Owners' Club (indoor/outdoor pools, state-of-the-art fitness center, multi-sport gym, tennis and pickleball), the Shenandoah Riding Center equestrian facility, 63 holes of championship golf, and the world-class Stonedrift Spa. Schedule your private tour today!
Full Property Details
Full Property Details for 28 Thatcher Ln
General
- Price: $219,000
- HOA FEE: $375/month
- Taxes: $4,241 (2025)
- Status: Active
- Type: Townhouse
- Source: 2606
- MLS ID: 202600374
- Updated: 6/10/2026
- Added to Site: 159 day(s) ago
Interior
- Interior Features: Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Yes
- Appliances: Dishwasher, Dryer, Refrigerator, Stove/Cooktop, Washer
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage Description: None
Location
- Area: Jo Daviess County
- County: Jo Daviess
- Subdivision: IL
School Information
- School District: Galena
- Elementary School: Galena
- Middle School: Galena
- High School: Galena
Community
- Assoc. Fees Include: Pool Access, Water Access, Clubhouse
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Electric
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: Townhouse
- Exterior Const.: Wood
- Roof: Shingle
- Square Feet: 950
- Year Built: 1984
Lot Features
- Frontage: Hard Surface Road
Water Features
- Water Front Desc.: City/Community
- Lake Front: Yes
Financial Considerations
- Price Per Sq. Ft.: $230.53
- For Sale/Rent/Lease: For Sale
- Association Fee: $375
- Assoc Fee Freq.: Monthly
- Tax Amount: $4,241
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: To follow on deed at closing.
- Flood plain: Yes
Listed by Coldwell Banker Network Realty
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Schools
Schools serving 28 Thatcher Ln
School District:Galena Unit School District 120
| Name | Grades | Distance |
|---|---|---|
Galena Primary School 219 Kelly Lane, Galena, IL 61036 | PK-4 | 5 mi |
Galena Middle School 1230 Franklin Street, Galena, IL 61036 | 5-8 | 5.2 mi |
Galena High School 1206 Franklin Street, Galena, IL 61036 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 28 Thatcher Ln
Date
Details
Price
Change
Source
6/10/2026
Price Reduced
$219,000
-2.62%
MLS
1/21/2026
Listed
$224,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 28 Thatcher Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,241
—
$73,409
20%
2025
$4,241
37%
$61,011
23%
2023
$3,101
36%
$49,768
66%
2022
$2,273
6%
$30,040
8%
2021
$2,138
—
$27,789
-8%
2021
$2,138
-10%
$30,137
—
2020
$2,382
1%
$30,137
—
2019
$2,365
2%
$30,182
—
2018
$2,314
2%
$30,182
-1%
2017
$2,267
1%
$30,607
—
2016
$2,255
—
$30,607
-6%
2015
$2,260
—
$32,638
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 28 Thatcher Ln
28 Thatcher Lane, Galena, IL 61036 (MLS# 202600374) is a Townhouse property with 2 bedrooms and 1 full bathroom. 28 Thatcher Lane is currently listed for $219,000 and was received on January 21, 2026. Want to learn more about 28 Thatcher Lane? Do you have questions about finding other Townhouse real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.

