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$214,500 Just Listed
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Property Description
Location and condition sell a home-and 28 Thatcher Lane checks both boxes with a 10 out of 10! Tucked at the end of a peaceful cul-de-sac in The Galena Territory's Resort Core, this beautifully updated, free-standing Settlement townhome offers seasonal Lake Galena views, a private wooded backdrop, and a level of care that is immediately apparent. Pet-friendly and flexible in use, this property is an excellent fit as a full-time residence, private vacation retreat, or potential short-term rental investment. Unlike a vacation home that may sit unattended for long stretches, 28 Thatcher has been owner-occupied full time and exceptionally well maintained. With recently completed exterior restoration and walkways, along with extensive high-end interior improvements, this is truly a turnkey opportunity. Inside, the open-concept main level lives larger than you would expect from a townhome. Rich cherry hardwood floors flow through the bright living and dining spaces and into a beautifully updated kitchen featuring premium maple cabinetry, quartz countertops, and stainless steel appliances. Oversized windows bring in abundant natural light while capturing the wooded setting and seasonal lake views beyond. A generous main-floor guest bedroom also works perfectly as a den, office, or media room, giving the home even more flexibility. Upstairs, a skylit loft landing adds architectural interest and leads to the vaulted primary bedroom, spacious enough for a king-sized bed. The oversized upper-level bathroom is a standout-you may forget you are in a townhome-with spa-like proportions, premium tile accents, and a deep shower/soaking tub designed for relaxation. A full-size laundry closet is conveniently located upstairs as well. Outside, enjoy the privacy and scenery from the rear composite deck or paver patio. With dense woods and Lake Galena behind the property, there are no neighboring homes directly behind you, even when the leaves are down. The home truly maximizes every inch, offering multiple places to gather, relax, entertain, or simply enjoy the setting. Additional improvements include insulated flooring, a sealed, dry and insulated crawl space, high-efficiency A/C, full-size washer and dryer, smart programmable thermostats, window blinds, storm doors, and a reverse-osmosis water system. There is also potential to add an additional lower-level bathroom. Offering the detached feel of a single-family home with the low-maintenance benefits of townhome living, 28 Thatcher Lane is one of those properties that works for a wide variety of buyers. Enjoy miles of recreation trails and convenient access to all the amenities of The Galena Territory, then come home to your own private retreat. Beautifully maintained, thoughtfully updated, incredibly versatile, and absolutely a must-see.
Full Property Details
Full Property Details for 28 Thatcher Ln
General
- Price: $214,500
- HOA FEE: $375/month
- Taxes: $4,240 (2025)
- Status: Active
- Type: Townhouse
- Source: 2606
- MLS ID: 202605189
- Updated: 8/20/2026
- Added to Site: 5 day(s) ago
Interior
- Interior Features: Ceiling Fan(s), Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Yes
- Appliances: Dishwasher, Dryer, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage Description: None
Location
- Area: Jo Daviess County
- County: Jo Daviess
- Subdivision: IL
School Information
- School District: Galena
- Elementary School: Galena
- Middle School: Galena
- High School: Galena
Community
- Assoc. Fees Include: Lawn Care, Snow Removal, Pool Access, Water Access, Clubhouse
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Electric
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: Townhouse
- Exterior Const.: Wood
- Roof: Shingle
- Square Feet: 950
- Year Built: 1984
Lot Features
- Frontage: Hard Surface Road
Water Features
- Water Front Desc.: City/Community
- Lake Front: Yes
Financial Considerations
- Price Per Sq. Ft.: $225.79
- For Sale/Rent/Lease: For Sale
- Association Fee: $375
- Assoc Fee Freq.: Monthly
- Tax Amount: $4,240
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: To follow on deed
- Flood plain: Yes
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Schools
Schools serving 28 Thatcher Ln
School District:Galena Unit School District 120
| Name | Grades | Distance |
|---|---|---|
Galena Primary School 219 Kelly Lane, Galena, IL 61036 | PK-4 | 5 mi |
Galena Middle School 1230 Franklin Street, Galena, IL 61036 | 5-8 | 5.2 mi |
Galena High School 1206 Franklin Street, Galena, IL 61036 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 28 Thatcher Ln
Date
Details
Price
Change
Source
8/20/2026
Listed
$214,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 28 Thatcher Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,241
—
$73,409
20%
2025
$4,241
37%
$61,011
23%
2023
$3,101
36%
$49,768
66%
2022
$2,273
6%
$30,040
8%
2021
$2,138
—
$27,789
-8%
2021
$2,138
-10%
$30,137
—
2020
$2,382
1%
$30,137
—
2019
$2,365
2%
$30,182
—
2018
$2,314
2%
$30,182
-1%
2017
$2,267
1%
$30,607
—
2016
$2,255
—
$30,607
-6%
2015
$2,260
—
$32,638
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 28 Thatcher Ln
28 Thatcher Lane, Galena, IL 61036 (MLS# 202605189) is a Townhouse property with 2 bedrooms and 1 full bathroom. 28 Thatcher Lane is currently listed for $214,500 and was received on August 20, 2026. Want to learn more about 28 Thatcher Lane? Do you have questions about finding other Townhouse real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.

