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$225,000 Just Listed
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Property Description
Tucked among the rolling hills and wooded beauty of the Galena Territory, this charming 2-bedroom, 1.5-bathroom Settler-style townhouse at 7 Settler Lane offers the perfect blend of character, comfort, and low-maintenance living with seasonal views of Lake Galena. Inspired by classic Williamsburg design, these townhouses are thoughtfully arranged in clusters and supported by a monthly maintenance program that covers exterior upkeep and grounds, ideal for an effortless weekend escape or rental investment property (yes, this has a rental license). This two-story home features a bedroom on each level, providing flexibility and privacy for owners and guests alike. The open-concept main living area is warm and inviting, highlighted by beautiful birch floors, a cozy wood-burning fireplace, and abundant natural light. The kitchen was tastefully remodeled in 2024, offering modern finishes while maintaining the home's timeless charm. Meticulously maintained and truly move-in ready, recent updates include AC unit, baseboard heat, and thermostats (2022), doors and windows (2014), an added half bath on the lower level (2013), and water heater (2013); over $20,000 of improvements since the current owners purchased it in 2013. Offered mostly furnished (with a few exclusions) and transferred via a separate bill of sale, this property is ready for immediate enjoyment. Whether you're looking for a peaceful full-time residence or a low-maintenance vacation retreat, this home delivers exceptional value in one of Galena's most sought-after communities. Eagle Ridge Townhouse HOA monthly fee of $375.
Full Property Details
Full Property Details for 7 Settler Ln
General
- Price: $225,000
- HOA FEE: $375/month
- Taxes: $4,039 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12594838
- Updated: 3/23/2026
- Added to Site: 5 day(s) ago
Interior
- Basement: Crawl Spac
- Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Additional Information
- Other Features: School Bus Service
Parking
- Total Spaces: 2
- Parking Features: Asphalt, Unassigned, Yes, Other
Location
- Area: Galena
- County: Jo Daviess
- Township: East Galena
- Driving Directions: Enter the Galena Territory via Eagle Ridge Drive from US Highway 20. Turn left onto Thunder Bay Road. Turn right onto Settler Lane.
School Information
- School District: 120
- Elem School District: 120
- Midd School District: 120
- High School District: 120
Community
- Assoc. Fees Include: Clubhouse, Exercise Facilities, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Other
- Mgmt. Company: Eagle Ridge Townhouse Association
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Electric, Baseboard
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Cedar
- Exterior Const.: Cedar
- Basement: Yes
- Basement Desc.: Crawl Space
- Square Feet: 950
- Sq. Ft. Source: Appraiser
- Year Built: 1984
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 0 x 0 x 0 x 0
Financial Considerations
- Master Assoc. Fee: $1,404
- Association Fee: $375
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: 1404
- Transfer Fees: $1,404
- Other Assoc Fees: $1,404
- Parking Included: Yes
- Assessment Year: 1984
- Tax Amount: $4,039
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 6410001070000
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Schools
Schools serving 7 Settler Ln
School District:Galena Unit School District 120
| Name | Grades | Distance |
|---|---|---|
Galena Primary School 219 Kelly Lane, Galena, IL 61036 | PK-4 | 5 mi |
Galena Middle School 1230 Franklin Street, Galena, IL 61036 | 5-8 | 5.1 mi |
Galena High School 1206 Franklin Street, Galena, IL 61036 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 7 Settler Ln
Date
Details
Price
Change
Source
3/23/2026
Listed
$225,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 7 Settler Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,039
20%
$58,424
23%
2023
$3,377
55%
$47,658
66%
2022
$2,177
6%
$28,779
8%
2021
$2,048
—
$26,623
1%
2021
$2,048
-2%
$26,469
—
2020
$2,092
1%
$26,469
—
2019
$2,077
2%
$26,509
—
2018
$2,032
2%
$26,509
30%
2017
$1,991
32%
$20,459
—
2016
$1,507
—
$20,459
-35%
2015
$1,511
—
$31,607
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 7 Settler Ln
7 Settler Lane, Galena, IL 61036 (MLS# 12594838) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 7 Settler Lane is currently listed for $225,000 and was received on March 23, 2026. Want to learn more about 7 Settler Lane? Do you have questions about finding other Single Family real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.

