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$225,000
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Property Description
HOA covers lawn care, snow removal, garbage, and outside maintenance. There is an additional annual HOA fee to The Galena Territory for $1404. Square footage from County records. Earnest Money to be held TBD. Sellers primarily used the property for family and friends, thus they will not provide rental history information. Please refer to the AirDNA analysis in documents for rental potential. Tucked among the rolling hills and wooded beauty of the Galena Territory, this charming 2-bedroom, 1.5-bathroom Settler-style townhouse at 7 Settler Lane offers the perfect blend of character, comfort, and low-maintenance living with seasonal views of Lake Galena. Inspired by classic Williamsburg design, these townhouses are thoughtfully arranged in clusters and supported by a monthly maintenance program that covers exterior upkeep and grounds, ideal for an effortless weekend escape or rental investment property (yes, this has a rental license). This two-story home features a bedroom on each level, providing flexibility and privacy for owners and guests alike. The open-concept main living area is warm and inviting, highlighted by beautiful birch floors, a cozy wood-burning fireplace, and abundant natural light. The kitchen was tastefully remodeled in 2024, offering modern finishes while maintaining the home's timeless charm. Meticulously maintained and truly move-in ready, recent updates include AC unit, baseboard heat, and thermostats (2022), doors and windows (2014), an added half bath on the lower level (2013), and water heater (2013); over $20,000 of improvements since the current owners purchased it in 2013. Offered mostly furnished (with a few exclusions) and transferred via a separate bill of sale, this property is ready for immediate enjoyment. Whether you're looking for a peaceful full-time residence or a low-maintenance vacation retreat, this home delivers exceptional value in one of Galena's most sought-after communities. Eagle Ridge Townhouse HOA monthly fee of $375.
Full Property Details
Full Property Details for 7 Settler Ln
General
- Price: $225,000
- HOA FEE: $375/month
- Taxes: $4,039 (2024)
- Status: Active
- Type: Townhouse
- Source: 2606
- MLS ID: 202601567
- Updated: 3/23/2026
- Added to Site: 10 day(s) ago
Interior
- Interior Features: Ceiling Fan(s), Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Yes
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage Description: None
Location
- Area: Jo Daviess County
- County: Jo Daviess
- Township: East Galena
- Subdivision: IL
School Information
- School District: Galena
- Elementary School: Galena
- Middle School: Galena
- High School: Galena
Community
- Assoc. Fees Include: Lawn Care, Snow Removal, Pool Access, Water Access, Clubhouse, Garbage, Other
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Electric
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: Townhouse
- Exterior Const.: Siding, Cedar
- Roof: Shingle
- Square Feet: 950
- Year Built: 1984
Lot Features
- Frontage: Hard Surface Road
Water Features
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $236.84
- For Sale/Rent/Lease: For Sale
- Association Fee: $375
- Assoc Fee Freq.: Monthly
- Tax Amount: $4,039
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: THE GALENA TERRITORY EAGLE RIDGE UNIT D LOT 1 SETTLER HOUSE NO. 7 (from the tax bill)
- Flood plain: Yes
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Schools
Schools serving 7 Settler Ln
School District:Galena Unit School District 120
| Name | Grades | Distance |
|---|---|---|
Galena Primary School 219 Kelly Lane, Galena, IL 61036 | PK-4 | 5 mi |
Galena Middle School 1230 Franklin Street, Galena, IL 61036 | 5-8 | 5.1 mi |
Galena High School 1206 Franklin Street, Galena, IL 61036 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 7 Settler Ln
Date
Details
Price
Change
Source
3/18/2026
Listed
$225,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 7 Settler Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,039
20%
$58,424
23%
2023
$3,377
55%
$47,658
66%
2022
$2,177
6%
$28,779
8%
2021
$2,048
—
$26,623
1%
2021
$2,048
-2%
$26,469
—
2020
$2,092
1%
$26,469
—
2019
$2,077
2%
$26,509
—
2018
$2,032
2%
$26,509
30%
2017
$1,991
32%
$20,459
—
2016
$1,507
—
$20,459
-35%
2015
$1,511
—
$31,607
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 7 Settler Ln
7 Settler Lane, Galena, IL 61036 (MLS# 202601567) is a Townhouse property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 7 Settler Lane is currently listed for $225,000 and was received on March 18, 2026. Want to learn more about 7 Settler Lane? Do you have questions about finding other Townhouse real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.

