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$492,000
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Property Description
Room sizes are approximate. Buyer to measure if material. Seller currently pays $800/year for flood insurance as required by lender. House has never flooded. Property has a specially designed retaining wall system to prevent flooding if waters ever reach that height. **Disclosures updated 5/9/2025 due to radon system having been installed and now tests at safe level.** Welcome to this breathtaking California Modern river home, where contemporary artistic design meets stunning million-dollar river views. Set against the serene backdrop of the Rock River, this contemporary estate pulls in gorgeous panoramic views through the Low-E oversized picture windows. The 3/4 acre double lot offers towering oaks, 160 feet of river frontage, private concrete boat launch and massive 6-car garage. Brand new and never used $10,000 boat dock is included with the offering of this property. Nearly 3,000sqft of living space, all above ground, and each bedroom has its very own full bath. Constructed in 1996, this one-of-a-kind estate is completely enveloped in low-maintenance cement composite exterior. Perimeter block half-wall fencing, double black steel gates at street, enclosed grilling station at rear that's perfect for large gatherings, and matching storage structure at the boat ramp. Interior features expansive vaulted ceilings, monotone schemes, granite surfaces, open and airy living spaces in a consistently modern theme. 2 separate primary suites on main floor and an ensuite on second level. Upstairs loft/family room with built-ins would make an ideal space for a home office. First floor laundry. New septic tank installed 2021. Property has never flooded and seller currently pays $800/year for flood insurance. 12416 Harbor Oaks Drive is your opportunity to have the river home of your dreams located on one of the most popular stretches of the Rock River!
Full Property Details
Full Property Details for 12416 Harbor Oaks Dr
General
- Sold For: $492,000
- Taxes: $9,095 (2023)
- Status: Closed
- Type: Single Family
- Source: 2606
- MLS ID: 202500435
- Added to Site: 396 day(s) ago
Interior
- Interior Features: Book Cases Built In, Ceiling Fans/Remotes, Ceiling-Vaults/Cathedral, Countertop-Granite, Whirlpool Tub
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Wood
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Parking
- Garage Spaces: 6
- Garage Description: Detached, Garage Remote/Opener, Tandem, Concrete
Location
- Area: 43
- County: Winnebago County
- Subdivision: IL
School Information
- School District: Harlem 122
- Elementary School: Ralston Elementary
- Middle School: Harlem Jr
- High School: Harlem High School
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Gas
Utilities
- Sewer: Septic
- Water: City/Community
Structural Information
- Architectural Style: 2 Story
- Exterior Const.: Stucco
- Basement: Yes
- Roof: Rubber, Other
- Square Feet: 2,908
- Year Built: 1996
Lot Features
- Frontage: Hard Surface Road
Water Features
- Water View: Yes
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $169.19
- For Sale/Rent/Lease: For Sale
- Tax Amount: $9,095
- Tax Year: 2023
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: Harbor Oaks Sub Lots 20 & 21
- Flood plain: Yes
Listed by Keller Williams Realty Signature
Sold by Compass
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Schools
Schools serving 12416 Harbor Oaks Dr
School District:Harlem Unit School District 122
| Name | Grades | Distance |
|---|---|---|
Ralston Elementary School 710 Ralston Road, Machesney Park, IL 61115 | 1-6 | 1.6 mi |
Harlem Middle School 735 Windsor Road, Loves Park, IL 61111 | 7-8 | 4.7 mi |
Harlem High School 9229 North Alpine Road, Machesney Park, IL 61115 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12416 Harbor Oaks Dr
Date
Details
Price
Change
Source
9/15/2025
Sold
$492,000
0.43%
MLS
6/20/2025
Price Reduced
$489,900
-2%
MLS
1/30/2025
Listed
$499,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
12416 Harbor Oaks Drive, Machesney Park, IL 61115 (MLS# 202500435) is a Single Family property that was sold at $492,000 on September 15, 2025. Want to learn more about 12416 Harbor Oaks Drive? Do you have questions about finding other Single Family real estate for sale in Machesney Park? You can browse all Machesney Park real estate or contact a Coldwell Banker agent to request more information.

