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$299,900 Just Listed
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Property Description
Welcome to 123 James St in Montgomery! This inviting ranch offers 4 bedrooms, 2 full baths, a finished basement, and a spacious 2-car garage. The main level features a comfortable, easy-flow layout with plenty of room to make the home your own. The large finished basement adds even more living space, a second full bath, and a flexible room that can work well as a bedroom, office, workout area, or guest space. There is also plenty of room for holiday parties, family get-togethers, movie nights, or simply relaxing together. Conveniently located near the Fox River, walking and biking trails, parks, and West Aurora School District 129. A comfortable home with space to enjoy, grow, and create memories for years to come. Please note: Some listing photos have been digitally enhanced and/or virtually staged for visual presentation.
Full Property Details
Full Property Details for 123 James St
General
- Price: $299,900
- Taxes: $4,444 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12777407
Rental Information
- Complex Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, F
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 4
- Bedrooms(Blw Grade): 1
Parking
- Garage: Yes
- Garage Spaces: 2.5
- Total Spaces: 2
- Parking Features: Yes, Garage Owned, Detached, Garage
Location
- Area: Montgomery
- County: Kane
- Township: Aurora
- Driving Directions: River St. to James St., west.
School Information
- School District: 129
- Elem School District: 129
- Midd School District: 129
- High School District: 129
- Elementary School: Nicholson Elementary School
- Middle School: Washington Middle School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Frame
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Finished, Full
- Square Feet: 900
- Sq. Ft. Source: Assessor
- Year Built: 1954
- Built Before 1978: Yes
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 50 x 89.22 x 50.1 x 100.98
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1954
- Tax Amount: $4,444
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 1533103004
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Schools
Schools serving 123 James St
School District:Aurora West Unit School District 129
| Name | Grades | Distance |
|---|---|---|
Nicholson Elementary School 649 North Main Street, Montgomery, IL 60538 | K-5 | 0.4 mi |
Washington Middle School, Aurora, IL 231 South Constitution Drive, Aurora, IL 60506 | 6-8 | 2.3 mi |
West Aurora High School 1201 West New York Street, Aurora, IL 60506 | 9-12 | 1.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Tax History
Tax History for 123 James St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,444
—
$74,972
13%
2025
$4,444
11%
$66,459
12%
2023
$3,998
3%
$59,381
10%
2022
$3,879
5%
$54,180
7%
2021
$3,686
—
$50,442
8%
2021
$3,686
10%
$46,853
8%
2019
$3,347
7%
$43,410
9%
2018
$3,114
10%
$39,852
11%
2017
$2,837
12%
$35,873
13%
2016
$2,522
11%
$31,617
15%
2015
$2,281
-2%
$27,526
1%
2014
$2,333
-5%
$27,233
-6%
2013
$2,465
—
$29,088
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 123 James St
123 James Street, Montgomery, IL 60538 (MLS# 12777407) is a Single Family property with 4 bedrooms and 2 full bathrooms. 123 James Street is currently listed for $299,900 and was received on October 05, 2026. Want to learn more about 123 James Street? Do you have questions about finding other Single Family real estate for sale in Montgomery? You can browse all Montgomery real estate or contact a Coldwell Banker agent to request more information.

