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$365,000 Just Listed
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Property Description
Perched high above the banks of the Fox River, this beautifully restored century-old home offers a rare combination of historic character, thoughtful craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while carefully preserving the charm that makes it so special. The renovation included updated electrical and plumbing, increased ceiling heights, two completely remodeled bathrooms, a new kitchen, and extensive updates throughout. Additional improvements include air conditioning installed in 2020, cedar siding painted in 2021, and a new roof in 2023. Step inside through the covered front porch, where oversized windows fill the space with afternoon sunlight. The open living and dining areas are warm and inviting, anchored by a wood burning stove that adds to the home's character. The kitchen blends rustic craftsmanship with modern finishes, featuring cabinet fronts made from approximately 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Craftsman-style Red Oak staircase with built-in bookshelves leads upstairs, where the home's character continues. The primary bedroom features vaulted ceilings, exposed beams with a walk in closet and a beautifully finished full bathroom. The bath includes a handmade live-edge Black Walnut vanity top along with reclaimed barn wood cabinetry. A second bedroom provides additional space for guests, family, or a home office. Outside is where the lifestyle really takes over. A six-foot privacy fence, brick paver patio, pergola, and terraced landscaping create multiple spaces to relax and entertain. Follow the nearly 250-foot-deep property toward the Fox River and you'll find one of the home's true highlights: a four-season river room and party deck overlooking the water. Spend summer evenings around the fire, launch a kayak, cast a fishing line, entertain friends by the river, or simply sit back and enjoy the view. With the Fox River and nearby trail system just outside your backyard, this is the kind of home that can make every weekend feel like a getaway. Whether you're looking for a full-time residence or your own waterfront retreat, this is a truly unique opportunity to own a home where more than a century of character meets modern living on the Fox River.
Full Property Details
Full Property Details for 127 S River St
General
- Price: $365,000
- Taxes: $5,264 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12694680
- Updated: Today (8/13/2026)
- Added to Site: Today
Rental Information
- Complex Features: Water Rights, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Unfinished
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood-Burning
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Oven
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Equipment: Carbon Monoxide Detectors, Ceiling Fan(s), Water Heater-Gas
- Other Features: School Bus Service
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Asphalt, Brick Driveway, Side Driveway, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: Montgomery
- County: Kane
- Township: Aurora
- Driving Directions: Route 30 to Lake Street, to Aucutt, to River. (Mill bridge is closed for repairs during August, otherwise Route 25 to Mill St to River would have worked. If you come down Route 25, just follow the detours...it only adds a half a mile).
School Information
- School District: 129
- Elem School District: 129
- Midd School District: 129
- High School District: 129
- Elementary School: Nicholson Elementary School
- Middle School: Washington Middle School
- High School: West Aurora High School
- Private School: West Aurora High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Steam, Radiator(s), Zoned
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Cedar
- Exterior Const.: Cedar
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Foundation: Block, Concrete Perimeter
- Roof: Asphalt
- Square Feet: 1,224
- Sq. Ft. Source: Estimated
- Year Built: 1910
- Built Before 1978: Yes
- Remodeled/Updated: 2023
Lot Features
- Lot Size (Acres): 0.2755
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 50 x 235
- Fence: Yes
- Lot Features: Water Rights, Wooded, Mature Trees, Backs to Public GRND, Backs to Open Grnd, Adjoins Government Land, Views, Sloped
- Fencing (Description): Fenced, Wood
Water Features
- Water Front: Yes
- Water Front Name: FOX RIVER
- Water Front Desc.: River Front, Waterfront
- Water Front View: Back of Property
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1910
- Tax Amount: $5,264.6
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 1532434006
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Schools
Schools serving 127 S River St
School District:Aurora West Unit School District 129
| Name | Grades | Distance |
|---|---|---|
Nicholson Elementary School 649 North Main Street, Montgomery, IL 60538 | K-5 | 0.4 mi |
Washington Middle School, Aurora, IL 231 South Constitution Drive, Aurora, IL 60506 | 6-8 | 2.5 mi |
West Aurora High School 1201 West New York Street, Aurora, IL 60506 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 127 S River St
Date
Details
Price
Change
Source
8/13/2026
Listed
$365,000
21.67%
MLS
8/24/2023
Sold
$300,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 127 S River St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,265
—
$87,336
9%
2025
$5,265
21%
$79,839
25%
2023
$4,340
3%
$63,783
10%
2022
$4,202
5%
$58,196
7%
2021
$3,996
—
$54,181
9%
2021
$3,996
12%
$49,626
8%
2019
$3,576
5%
$45,980
7%
2018
$3,391
11%
$42,855
12%
2017
$3,068
12%
$38,304
13%
2016
$2,734
7%
$33,764
12%
2015
$2,563
-1%
$30,190
2%
2014
$2,592
-1%
$29,595
-3%
2013
$2,607
—
$30,419
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 127 S River St
127 S River Street, Montgomery, IL 60538 (MLS# 12694680) is a Single Family property with 2 bedrooms and 2 full bathrooms. 127 S River Street is currently listed for $365,000 and was received on August 13, 2026. Want to learn more about 127 S River Street? Do you have questions about finding other Single Family real estate for sale in Montgomery? You can browse all Montgomery real estate or contact a Coldwell Banker agent to request more information.

