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$489,700 Just Listed
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Property Description
Your Family's Next Great Chapter Starts at 2109 Chad Lane Buying a home near $500,000 is not a casual decision. You are asking whether this is the place where your family can finally exhale, spread out, build something meaningful, and stop wondering whether there will ever be enough room. 2109 Chad Lane was built for that moment. From the street, the care is obvious. The driveway was professionally seal-coated just days ago and the landscaping is beautiful. The siding, roof and gutters were replaced in 2025, giving you curb appeal now and peace of mind later. The front porch offers a place to slow down, breathe in the fresh air, and enjoy your morning coffee. On the main level, a flexible front room can become a sitting room, library, music room, or creative space. The separate dining room gives holidays, birthdays, and family dinners a place to become memories. Farther inside, the kitchen, living room, and sunroom flow together naturally. This is where real life happens: breakfast before school, homework at the table, conversations while dinner is made, and evenings together without feeling crowded. Also on the main level is a private den for an entrepreneur, remote professional, student, or anyone who needs a place where serious work can happen. A laundry room with direct garage access keeps daily life organized. Upstairs, the oversized primary suite becomes your private retreat, with room for a seating area or reading corner. The en suite includes a Jacuzzi tub and separate stand-up shower. Three additional bedrooms and another full bathroom provide space for children, guests, offices, or changing family needs. The hallway also accesses an attic upgraded with reflective radiant-barrier material designed to reduce heat transfer. Then you head downstairs, and the house changes again. The finished basement offers 1,333 square feet that feels like an entirely separate living environment. It includes a private movie theater, an additional bedroom or flex room, an adjoining living area with a memorable 360-degree rotating television setup, an exercise room, and a large storage room. This level can become a teen retreat, guest suite, multigenerational living area, home business headquarters, or the entertainment level everyone wants to visit The home is officially four bedrooms, but the basement flex room allows it to function like a five-bedroom home. Theater electronics are not included, so the next owner can build the system they want. The three-car garage provides room for vehicles, tools, recreational gear, business materials, and storage. Heavy-duty stainless-steel-and-wood shelving is installed without sacrificing parking space. Outside, the brick-paved patio gives you a place to grill, dine outdoors, celebrate birthdays, enjoy summer nights, or stay home because home already feels like the destination. Neighboring fences create partial enclosure that may be completed by a future owner, subject to municipal or association requirements. When you do leave, Raging Waves Waterpark is approximately five minutes away, with shopping, dining, schools, and recreation nearby. With 2,627 square feet above grade, 1,333 finished below, four official bedrooms plus a basement flex room, 2.5 bathrooms, a three-car garage, private den, sunroom, theater, exercise room, storage room, patio, refreshed landscaping, and major exterior improvements completed in 2025, this is more than a large home. It is a place where your family can stop compromising. A place where work can grow, children can spread out, guests can stay comfortably, movie nights can become traditions, and weekends can feel like a getaway without leaving home. You are not simply deciding whether to buy another house. You are deciding where your family's next chapter will begin... 2109 Chad Lane is ready. The only question is whether you will claim it before someone else does. Owner moving out of state and Selling As-Is but is great! Offering 1 Year HWA
Full Property Details
Full Property Details for 2109 Chad Ln
General
- Price: $489,700
- HOA FEE: $55/month
- Taxes: $10,248 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12715400
- Updated: 7/29/2026
- Added to Site: 3 day(s) ago
Rental Information
- Complex Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, F
- Interior Features: Cathedral Ceiling(s)
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Bathroom Features: Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 5
- Bedrooms(Blw Grade): 1
Additional Information
- Equipment: Carbon Monoxide Detectors, Sump Pump
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Total Spaces: 3
- Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Montgomery
- County: Kendall
- Township: Bristol
- Subdivision: Lakewood Creek West
- Driving Directions: Rt.30 to Lakewood Creek West, Right on Adam and Left on Chad to Home
School Information
- School District: 308
- Elem School District: 308
- Midd School District: 308
- High School District: 308
- Elementary School: Lakewood Creek Elementary School
- Middle School: Thompson Junior High School
- High School: Oswego East High School
- Private School: Oswego East High School
Community
- Assoc. Fees Include: Clubhouse
- Mgmt. Company: lakewood creek west assoc.
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Traditional
- Architectural Style: Traditional
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Screens
- Square Feet: 3,960
- Sq. Ft. Source: Assessor
- Year Built: 2006
Lot Features
- Lot Size (Acres): 0.17
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 61 x 120
Financial Considerations
- Association Fee: $55
- Assoc Fee Freq.: Monthly
- Assessment Year: 2006
- Tax Amount: $10,248
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 202126002
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Schools
Schools serving 2109 Chad Ln
School District:Oswego Community Unit School District 308
| Name | Grades | Distance |
|---|---|---|
Lakewood Creek Elementary School 2301 Lakewood Creek Drive, Montgomery, IL 60538 | K-5 | 0.6 mi |
Thompson Jr High School 440 Boulder Hill Pass, Oswego, IL 60543 | 6-8 | 4 mi |
Oswego High School 4250 State Route 71, Oswego, IL 60543 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2109 Chad Ln
Date
Details
Price
Change
Source
7/29/2026
Listed
$489,700
92.04%
MLS
5/24/2017
Sold
$255,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2109 Chad Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,963
—
$140,126
9%
2024
$9,963
3%
$128,274
12%
2023
$9,643
100%
$114,765
10%
2022
-100%
$104,189
7%
2021
$8,737
4%
$97,272
5%
2020
$8,403
3%
$92,757
4%
2019
$8,188
1%
$89,198
6%
2018
$8,144
5%
$84,331
7%
2017
$7,790
—
$78,854
2%
2016
$7,828
9%
$77,574
13%
2015
$7,211
-1%
$68,390
4%
2014
$7,279
1%
$65,579
—
2013
$7,199
-1%
$65,579
-6%
2012
$7,237
—
$70,108
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2109 Chad Ln
2109 Chad Lane, Montgomery, IL 60538 (MLS# 12715400) is a Single Family property with 5 bedrooms, 2 full bathrooms and 1 partial bathroom. 2109 Chad Lane is currently listed for $489,700 and was received on July 29, 2026. Want to learn more about 2109 Chad Lane? Do you have questions about finding other Single Family real estate for sale in Montgomery? You can browse all Montgomery real estate or contact a Coldwell Banker agent to request more information.

