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$285,000 Just Listed

  • For Sale
  • Active
  • Condo / Townhouse
  • 3 Beds
  • 3 Full Baths
  • 1,012 Sq. Ft.
  • 2 Car Garage
  • Updated 2 hours ago
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Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.

Full Property Details for 521 S Railroad St

General

  • Price: $285,000
  • Taxes: $3,371 (2024)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: MRED
  • MLS ID: 12596087
  • Updated: 3/18/2026
  • Added to Site: 1 day(s) ago

Interior

  • Basement: Finished, F
  • Interior Features: In-Law Floorplan, 1st-Floor Bath, Storage, Built-in Features, Walk-In Closet(s), Open Floorplan, Dining Combo
  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • Flooring: Laminate, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms(Blw Grade): 1

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Montgomery
  • County: Kane
  • Township: Aurora
  • Driving Directions: From S Lake Street, East on Webster Street, then right onto Railroad Street

School Information

  • School District: 131
  • Elem School District: 131
  • Midd School District: 129
  • High School District: 129
  • Elementary School: Nicholas A Hermes Elementary Sch
  • Middle School: Washington Middle School
  • High School: West Aurora High School
  • Private School: West Aurora High School

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK
  • Pet Restrictions: Cats OK, Dogs OK, / 200lbs.

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: Half Duplex
  • Construction: Vinyl Siding
  • Exterior Const.: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Roof: Asphalt
  • Windows: Wood Frames
  • Sub-Flooring: Laminate, Carpet
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Square Feet: 1,012
  • Sq. Ft. Source: Assessor
  • Year Built: 1991

Unit Information

  • Units in Building: 2

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Dimensions: 37 x 120

Animals

  • Animals Allowed: Cats OK, Dogs OK

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1991
  • Tax Amount: $3,371
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 1532452033

Listed by Charles Rutenberg Realty

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— 521 S Railroad St —

  • Charles Rutenberg Realty

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NMLS#: 1598647

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Price & Sales History for 521 S Railroad St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/18/2026
Listed
$285,000
75.93%
MLS
2/26/2007
Sold
$162,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 S Railroad St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,371
8%
$62,877
12%
2023
$3,126
-5%
$56,180
10%
2022
$3,290
8%
$51,259
7%
2021
$3,046
—
$47,722
8%
2021
$3,046
53%
$44,326
8%
2019
$1,993
-6%
$41,070
-4%
2017
$2,115
3%
$42,746
-3%
2018
$2,050
-7%
$44,229
18%
2016
$2,194
-7%
$37,481
8%
2015
$2,360
-4%
$34,687
4%
2014
$2,448
-22%
$33,277
-6%
2013
$3,126
—
$35,282
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Charles Rutenberg Realty

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521 S Railroad Street, Montgomery, IL 60538 (MLS# 12596087) is a Condo / Townhouse property with 3 bedrooms and 3 full bathrooms. 521 S Railroad Street is currently listed for $285,000 and was received on March 18, 2026. Want to learn more about 521 S Railroad Street? Do you have questions about finding other Condo / Townhouse real estate for sale in Montgomery? You can browse all Montgomery real estate or contact a Coldwell Banker agent to request more information.

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