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$220,000
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Property Description
Character, comfort, and quality come together in this charming two story home featuring a garden style basement with three finished rooms and a full bathroom, offering flexible space for potential bedrooms, a family room, home office, hobby area, or guest accommodations. Start your day in the bright and sunny three season front porch, complete with built-in storage cabinets, or gather in the beautifully remodeled kitchen showcasing quality KraftMaid cabinetry. The convenient first floor laundry includes additional built-in cabinets for exceptional storage, while the upper level bathroom boasts an oversized walk-in shower that feels like a private spa retreat. Built in cabinetry throughout the home adds timeless charm and craftsmanship rarely found today. Car enthusiasts, hobbyists, and DIYers will appreciate the oversized heated garage with an attached workshop area and an expansive loft offering endless possibilities for storage or projects. Just off the garage, unwind in the inviting screened porch featuring a cozy wood burning fireplace, creating the perfect space for relaxing or entertaining. Outside, you'll find a raised garden bed ready for your favorite flowers or vegetables. Quality features continue with attractive cedar siding, durable 50 year shingles, and energy efficient double and triple pane windows, making this exceptional property as practical as it is welcoming.
Full Property Details
Full Property Details for 109 W Main St
General
- Price: $220,000
- Taxes: $3,440 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12725296
- Updated: 8/17/2026
- Added to Site: 7 day(s) ago
Interior
- Basement: Partially
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Other, Wood-Burning
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 3
Additional Information
- Equipment: Sump Pump
- Other Features: School Bus Service
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Yes, Garage Owned, Detached, Garage
Location
- Area: Mount Morris
- County: Ogle
- Township: Mt. Morris
- Driving Directions: From RT 64 (Hitt St) turn South on Mulberry then East on Main St.
School Information
- School District: 220
- Elem School District: 220
- Midd School District: 220
- High School District: 220
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Farmhouse
- Architectural Style: Farmhouse
- Construction: Cedar
- Exterior Const.: Cedar
- Basement: Yes
- Basement Desc.: Partially Finished, Full
- Foundation: Concrete Perimeter, Stone
- Roof: Asphalt
- Square Feet: 2,028
- Sq. Ft. Source: Assessor
- Year Built: 1915
- Built Before 1978: Yes
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.2
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 66 x 129
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1915
- Tax Amount: $3,440
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 8274290030000
Listed by RE/MAX of Rock Valley
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Schools
Schools serving 109 W Main St
School District:Oregon Community Unit School District 220
| Name | Grades | Distance |
|---|---|---|
Oregon Elementary School 1150 Jefferson Street, Oregon, IL 61061 | PK-6 | 5.3 mi |
David L Rahn Junior High School 105 West Brayton Road, Mount Morris, IL 61054 | 7-8 | 0.3 mi |
Oregon High School, Oregon, IL 210 South 10th Street, Oregon, IL 61061 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 W Main St
Date
Details
Price
Change
Source
8/11/2026
Listed
$220,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 W Main St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,439
15%
$45,496
10%
2024
$2,979
14%
$41,428
9%
2023
$2,620
20%
$38,109
17%
2021
$2,188
-9%
$32,434
-7%
2022
$2,416
21%
$34,997
16%
2020
$1,990
20%
$30,194
5%
2019
$1,660
2%
$28,620
6%
2018
$1,623
—
$27,000
—
2017
$1,629
—
$27,000
—
2016
$1,630
-1%
$27,000
—
2015
$1,642
27%
$27,000
13%
2014
$1,296
-8%
$23,825
-7%
2013
$1,403
—
$25,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 W Main St
109 W Main Street, Mount Morris, IL 61054 (MLS# 12725296) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 W Main Street is currently listed for $220,000 and was received on August 11, 2026. Want to learn more about 109 W Main Street? Do you have questions about finding other Single Family real estate for sale in Mount Morris? You can browse all Mount Morris real estate or contact a Coldwell Banker agent to request more information.

