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$875,000
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Property Description
Welcome to this exceptional custom-built two-story home situated on a beautiful 3.5-acre corner lot, offering the perfect combination of privacy, comfort, and space to enjoy both indoor and outdoor living. With approximately 2,400 square feet of above-grade living space plus a fully finished basement, this thoughtfully designed five-bedroom, three-and-a-half-bath residence provides flexibility for a variety of lifestyles. The inviting eat-in kitchen is the heart of the home and features a center island, breakfast nook, pantry, and a full complement of new appliances. Whether preparing everyday meals or entertaining guests, this space offers abundant storage, generous workspace, and an open, welcoming atmosphere. Just off the kitchen, the convenient laundry room includes a second pantry for even more storage, while a nearby half bath adds everyday functionality. A see-through fireplace creates a warm and inviting connection between the kitchen and the spacious family room, where soaring vaulted ceilings and a dramatic wall of eight west-facing windows fill the home with natural light and showcase beautiful backyard views. The adjoining dining room provides an elegant setting for holiday gatherings, family celebrations, and dinner parties. The main-level primary suite offers a peaceful retreat complete with a private en-suite bathroom. Upstairs, you'll find three generously sized bedrooms and a full bath, providing comfortable accommodations with separation from the main living areas. The fully finished basement expands the home's living space with an additional bedroom featuring an egress window, a full bathroom, a dedicated weight room, and flexible space that can be used for recreation, hobbies, media, or guests. Step outside to discover an outdoor setting designed for relaxation and entertainment. The spacious patio overlooks the beautifully maintained backyard and features a built-in swimming pool and an in-ground trampoline, creating the perfect space for enjoying warm summer days, hosting gatherings, or simply relaxing while taking in the peaceful surroundings. The expansive 3.5-acre corner lot offers room to roam, garden, play, or simply enjoy the privacy of country-style living. Adding even more value is the impressive 30-by-40-foot outbuilding complete with electricity, making it ideal for a workshop, hobby space, equipment storage, recreational vehicles, or countless other possibilities. This custom home combines quality craftsmanship, generous living spaces, abundant storage, and exceptional outdoor amenities in a setting that is both peaceful and practical. From the soaring ceilings and abundant natural light to the finished basement, backyard oasis, and versatile outbuilding, every detail has been thoughtfully designed to maximize comfort and functionality. This rare property offers the opportunity to enjoy spacious living on acreage while creating lasting memories for years to come. Schedule your private showing today and experience everything this remarkable property has to offer. Asking price $875,000.
Full Property Details
Full Property Details for 3 Settlers Ln
General
- Price: $875,000
- Taxes: $12,946 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12701760
Interior
- Basement: Finished, F
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Kitchen, Wood-Burning, Gas Log, Gas Starter
- Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Basement Baths: Yes
- Bathroom Features: Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 5
- Bedrooms(Blw Grade): 1
Additional Information
- Equipment: Water Softener (Owned), Ceiling Fan(s), Sump Pump
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Garage Door Opener, Garage, Yes, Garage Owned, Attached
Location
- Area: Oswego
- County: Kendall
- Township: Oswego
- Driving Directions: Between Minkler and Grove on Reservation
School Information
- School District: 308
- Elem School District: 308
- Midd School District: 308
- High School District: 308
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Septic Tank
- Water: Well
Structural Information
- Construction: Cedar
- Exterior Const.: Cedar
- Basement: Yes
- Basement Desc.: Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Square Feet: 2,400
- Sq. Ft. Source: Landlord/Tenant/Seller
- Year Built: 1993
Additional Structures
- Other Structures: Shed(s), Storage
Lot Features
- Lot Size (Acres): 3.5
- Lot Size Range: 2.0 to 2.99 Acres
- Lot Dimensions: 3.5
- Potential Use: Horses
Financial Considerations
- Assessment Year: 1993
- Tax Amount: $12,946
- Tax Year: 2025
- Pays Sewer: Septic Tank
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 331302001
Listed by Prello Realty
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Schools
Schools serving 3 Settlers Ln
School District:Oswego Community Unit School District 308
| Name | Grades | Distance |
|---|---|---|
Hunt Club Elementary School 4001 Hunt Club Drive, Oswego, IL 60543 | K-5 | 1.2 mi |
Traughber Jr High School 570 Colchester Drive, Oswego, IL 60543 | 6-8 | 3 mi |
Oswego High School 4250 State Route 71, Oswego, IL 60543 | 9-12 | 3.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Tax History
Tax History for 3 Settlers Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$12,699
—
$179,739
8%
2024
$12,699
-1%
$166,425
8%
2023
$12,782
100%
$154,098
8%
2022
-100%
$142,684
2%
2021
$12,344
-1%
$139,887
—
2020
$12,467
-2%
$139,887
—
2019
$12,666
—
$139,887
6%
2017
$12,689
4%
$131,483
6%
2016
$12,156
-6%
$124,628
-9%
2018
$12,885
7%
$136,742
16%
2015
$11,997
-2%
$117,574
4%
2014
$12,200
—
$113,052
-1%
2013
$12,178
3%
$114,194
-4%
2012
$11,824
—
$118,952
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3 Settlers Ln
3 Settlers Lane, Oswego, IL 60543 (MLS# 12701760) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 3 Settlers Lane is currently listed for $875,000 and was received on July 27, 2026. Want to learn more about 3 Settlers Lane? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.

