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$465,000 Just Listed
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Property Description
Tucked away on a beautifully landscaped cul-de-sac lot in the desirable Ponds at Mill Race Creek in Oswego, this 4 bedroom, 2.5 bath brick and vinyl two story home delivers space, style and a backyard built for fun. The fenced yard is your own private retreat with a patio, firepit, shed, gazebo, swing set and an inground pool ready for summer, plus a 2 car garage with new door and MyQ WiFi opener. Inside, a dramatic 2 story foyer with plant shelf welcomes you into a vaulted living and dining room combination, while the eat in kitchen shines with luxury vinyl flooring, quartz countertops, breakfast bar, black stainless steel appliances new in 2024, tile backsplash, closet pantry and eating area with direct access to the backyard. The sunken family room features rich hardwood flooring and a cozy feel, and the first floor mud room with built ins and washer and dryer hookups adds everyday convenience. Upstairs you will find four bedrooms including a spacious primary suite with walk in closet and private bath, along with ceiling fans in every bedroom. The full finished basement offers even more room to spread out, and major updates including a new roof and siding in 2021 and water heater in 2020 provide peace of mind. All of this just minutes from schools, parks, the skate park and the Waubonsie Trail.
Full Property Details
Full Property Details for 542 Waterford Dr
General
- Price: $465,000
- HOA FEE: $46/month
- HOA FEE FREQ.: Quarterly
- Taxes: $8,902 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12625634
- Updated: 4/22/2026
- Added to Site: 2 day(s) ago
Rental Information
- Complex Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, F
- Interior Features: Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s)
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s)
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Carbon Monoxide Detectors, Ceiling Fan(s)
- Other Features: School Bus Service
Exterior
- Exterior Features: Fire Pit
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Oswego
- County: Kendall
- Township: Oswego
- Subdivision: Ponds at Mill Race Creek
- Driving Directions: Route 34 W to Pearces Ford N to Waterford
School Information
- School District: 308
- Elem School District: 308
- Midd School District: 308
- High School District: 308
- Elementary School: Old Post Elementary School
- Middle School: Thompson Junior High School
- High School: Oswego High School
- Private School: Oswego High School
Community
- Assoc. Fees Include: Insurance
- Mgmt. Company: Association Property
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Model: Willow
- Construction: Vinyl Siding, Brick
- Exterior Const.: Vinyl Siding, Brick
- Basement: Yes
- Basement Desc.: Finished, Full
- Roof: Asphalt
- Windows: Screens
- Sub-Flooring: Hardwood
- Square Feet: 1,921
- Sq. Ft. Source: Assessor
- Year Built: 1998
Manufactured Home
- Model: Willow
Additional Structures
- Other Structures: Gazebo, Shed(s)
Lot Features
- Lot Size (Acres): 0.31
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 13623
- Fence: Yes
- Lot Features: Cul-De-Sac, Landscaped, Mature Trees
- Fencing (Description): Fenced
Financial Considerations
- Association Fee: $138
- Assoc Fee Freq.: Quarterly
- Parking Included: Yes
- Assessment Year: 1998
- Tax Amount: $8,902
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 309329020
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Schools
Schools serving 542 Waterford Dr
School District:Oswego Community Unit School District 308
| Name | Grades | Distance |
|---|---|---|
Old Post Elementary School 100 Old Post Road, Oswego, IL 60543 | K-5 | 0.4 mi |
Thompson Jr High School 440 Boulder Hill Pass, Oswego, IL 60543 | 6-8 | 0.3 mi |
Oswego High School 4250 State Route 71, Oswego, IL 60543 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 542 Waterford Dr
Date
Details
Price
Change
Source
4/22/2026
Listed
$465,000
42.91%
MLS
5/31/2017
Sold
$325,375
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 542 Waterford Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,902
5%
$116,625
13%
2023
$8,514
100%
$103,208
10%
2022
-100%
$93,826
7%
2021
$7,643
2%
$87,688
3%
2020
$7,477
4%
$85,134
5%
2019
$7,187
3%
$80,873
6%
2018
$6,995
2%
$75,983
4%
2017
$6,875
1%
$73,060
2%
2016
$6,826
-2%
$71,627
3%
2015
$6,931
-3%
$69,541
3%
2014
$7,111
—
$67,515
-1%
2013
$7,102
4%
$68,197
-3%
2012
$6,832
—
$70,306
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 542 Waterford Dr
542 Waterford Drive, Oswego, IL 60543 (MLS# 12625634) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 542 Waterford Drive is currently listed for $465,000 and was received on April 22, 2026. Want to learn more about 542 Waterford Drive? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.

