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$435,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,224 Sq. Ft.
  • 2 Car Garage
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Waterside Living in the Ponds at Mill Race Creek! Welcome to this brick facade home featuring a private backyard that overlooks a tranquil pond. Spend your summer evenings relaxing on the brick paver patio, surrounded by fruit trees and serene views-your own peaceful retreat! Step inside to a grand two-story foyer and hardwood floors throughout the first level. The inviting family room offers a cozy fireplace and flows seamlessly into the kitchen, which boasts an island and open sightlines-perfect for entertaining or everyday living. Upstairs, the spacious loft provides great flexibility and can easily be converted into an additional bedroom. The generously sized primary suite features a cathedral ceiling, walk-in closet, and a luxurious ensuite bath with dual vanity, separate shower, and soaking tub. The secondary bedrooms also offer cathedral ceilings and share a hall bathroom. The finished basement adds even more living space-ideal for a rec room, home gym, or media area. With its stunning views and flexible layout, this home truly has it all. Don't miss your chance-it won't last!

Full Property Details for 545 Waterford Dr

General

  • Sold For: $435,000
  • HOA FEE: $46/month
  • Taxes: $10,024 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12446516
  • Added to Site: 154 day(s) ago

Interior

  • Interior Features: Walk-In Closet(s), Open Floorplan
  • Fireplace: Yes
  • Fireplace(s): Family Room, Wood-Burning, Gas Starter
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Range Hood, Water Softener Owned
  • Flooring: Hardwood, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bathroom Features: Separate Shower, Double Sink, Soaking Tub

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Ceiling Fan(s)
  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • Parking On-Site: Yes

Location

  • Area: Oswego
  • County: Kendall
  • Subdivision: Mill Race Creek
  • Driving Directions: Rt 34/Walter Payton Memorial Hwy to Pearces Ford Rd to Waterford Rd

School Information

  • School District: 308
  • Midd School District: 308
  • Elementary School: Old Post Elementary School
  • Middle School: Thompson Junior High School
  • High School: Oswego High School
  • Private School: Oswego High School

Community

  • Assoc. Fees Include: Other
  • Mgmt. Company: The Ponds at Mill Race Creek HOA

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Water: Public

Structural Information

  • Architectural Style: Traditional
  • Construction: Vinyl Siding, Brick
  • Exterior Const.: Vinyl Siding, Brick
  • Basement Desc.: Finished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Blinds
  • Doors: Sliding Doors
  • Sub-Flooring: Hardwood, Carpet
  • Square Feet: 2,224
  • Sq. Ft. Source: Assessor
  • Year Built: 2001

Additional Structures

  • Other Structures: None

Lot Features

  • Lot Size (Acres): 0.22
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 9680
  • Fence: Yes
  • Lot Features: Mature Trees
  • Fencing (Description): Fenced

Water Features

  • Water Front Desc.: Pond

Financial Considerations

  • Association Fee: $46
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 2001
  • Tax Amount: $10,024
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 309330002

Listed by Redfin Corporation

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— 545 Waterford Dr —

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NMLS#: 1598647

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Schools serving 545 Waterford Dr

School District:Oswego Community Unit School District 308
NameGradesDistance
Old Post Elementary School
100 Old Post Road, Oswego, IL 60543
K-50.3 mi
Thompson Jr High School
440 Boulder Hill Pass, Oswego, IL 60543
6-80.3 mi
Oswego High School
4250 State Route 71, Oswego, IL 60543
9-121.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 545 Waterford Dr

Date
Details
Price
Change
Source
10/14/2025
Sold
$435,000
—
MLS
9/18/2025
Price Reduced
$435,000
-3.31%
MLS
8/15/2025
Listed
$449,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Redfin Corporation

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545 Waterford Drive, Oswego, IL 60543 (MLS# 12446516) is a Single Family property that was sold at $435,000 on October 14, 2025. Want to learn more about 545 Waterford Drive? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.