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$599,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,500 Sq. Ft.
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Waterfront Cottage at Heritage Harbor Resort Welcome to the Boat House at Heritage Harbor, a stunning two-story waterfront cottage that perfectly blends comfort, style, and resort living. Featuring 4 bedrooms and 3.5 baths, this bright and cheerful retreat is thoughtfully designed with an open floor plan, vaulted second-story ceilings, and LVT flooring throughout. The modern kitchen is highlighted by quartz countertops, while a convenient second-story balcony makes enjoying Harbor views everyday easy. Enjoy outdoor living at its finest with a large front porch, a screened-in patio with direct access to seasonal boat docks, and a private deck offering breathtaking sunset views over the water. This home comes with quite a bit of furnishings and is short-term rental ready, providing excellent potential for investment or personal enjoyment. Two owned parking spaces add convenience for you and your guests. As part of the vibrant Heritage Harbor Resort community, owners and guests have access to incredible amenities including boat and kayak rentals, an on-site restaurant, walking paths, pickleball courts, a dog park, year-round events, and more. Located just 3 miles from historic downtown Ottawa and within 15 minutes of four state parks, including Starved Rock, this cottage is the perfect getaway destination. Whether you're looking for a weekend retreat, a full-time home, or a rental investment, the Boat House offers it all-waterfront living, resort amenities, and unmatched natural beauty.

Full Property Details for 40 Waterside Way

General

  • Price: $599,000
  • HOA FEE: $189/month
  • Taxes: $14,521 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12483497
  • Updated: 11/11/2025
  • Added to Site: 108 day(s) ago

Interior

  • Basement: Unfinished
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s)

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement Baths: Yes
  • Bathroom Features: Double Sink

Bedrooms

  • Total Bedrooms: 4

Parking

  • Total Spaces: 2
  • Parking Features: Gravel, Off-Street, Yes, Owned

Location

  • Area: Danway / Dayton / Naplate / Ottawa / Prairie Cent
  • County: LaSalle
  • Township: Rutland
  • Subdivision: Heritage Harbor
  • Driving Directions: From I-80 Take Exit 93 for IL-71 toward Ottawa/Oswego Turn onto IL-71 toward Ottawa (2.6 miles) Turn Left to N 2871st Rd (0.1 miles) Merge onto N 2871st Rd (0.1 miles) Turn Left onto N 2753rd Rd (1.4 miles) Turn Right into Harbor View Drive Check In at the Welcome Center at 111 Harbor View Drive

School Information

  • School District: 230
  • Elem School District: 230
  • Midd School District: 230
  • High School District: 140
  • High School: Ottawa Township High School
  • Private School: Ottawa Township High School

Community

  • Assoc. Fees Include: Pool, Scavenger
  • Mgmt. Company: Heritage Harbor Ottawa

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Other
  • Exterior Const.: Other
  • Basement: Yes
  • Basement Desc.: Unfinished, Walk-Out Access
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Square Feet: 2,500
  • Sq. Ft. Source: Plans
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.02
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 30 x 112

Water Features

  • Water Front: Yes
  • Water Front Desc.: River Front
  • Water Front View: Back of Property

Financial Considerations

  • Association Fee: $189
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 2021
  • Tax Amount: $14,521
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Special Conditions: Home Warranty
  • Property ID: 1544313010

Listed by Homesmart Realty Group IL

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— 40 Waterside Way —

  • Homesmart Realty Group IL

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NMLS#: 1598647

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NMLS#: 1598647

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Schools serving 40 Waterside Way

School Districts:Ottawa Township High School District 140, Rutland Community Consolidated School District 230
NameGradesDistance
Rutland Elementary School
3231 N Il Route 71, Ottawa, IL 61350
PK-84.8 mi
Ottawa Township High School
211 East Main Street, Ottawa, IL 61350
9-122.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40 Waterside Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/05/2025
Price Reduced
$599,000
-1.64%
MLS
9/29/2025
Listed
$609,000
40.32%
MLS
12/06/2021
Sold
$434,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40 Waterside Way

Year
Property Taxes
Change
Tax Assessment
Change
2024
$14,522
9%
$154,392
11%
2023
$13,351
100%
$138,967
—
2022
-100%
$138,309
374%
2021
$2,879
5%
$29,177
4%
2020
$2,750
—
$28,101
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Homesmart Realty Group IL

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40 Waterside Way, Ottawa, IL 61350 (MLS# 12483497) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 40 Waterside Way is currently listed for $599,000 and was received on September 29, 2025. Want to learn more about 40 Waterside Way? Do you have questions about finding other Single Family real estate for sale in Ottawa? You can browse all Ottawa real estate or contact a Coldwell Banker agent to request more information.

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