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$524,900
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Property Description
This house comes with a REDUCED RATE as low as 5.625% (APR 5.953%) as of 12/08/2025 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Welcome to this beautifully maintained 3-bedroom, 4-bath home in the desirable Wyndemir Estates! The main floor greets you with gorgeous hardwood floors and an open-concept layout. The kitchen features an eat-in space that flows seamlessly into the vaulted family room, perfect for entertaining, and offers access to a spacious deck and patio. Main floor laundry is conveniently located off the kitchen, leading to the attached two-car garage. Both the family room and living room share a cozy fireplace, and the soaring vaulted ceilings in the kitchen, living, and family rooms enhance the airy, open feel. The main floor also boasts a dedicated dining room, a full bathroom, a second bedroom-perfect for guests or a home office-and a luxurious primary suite with tray ceiling, large walk-in closet, double vanities, and a relaxing whirlpool tub. Upstairs, discover a loft area with a skylight-ideal for reading or game nights-and a large bedroom with its own full bath, perfect as a second primary suite or guest retreat. The finished basement with partial exposure adds even more living space, offering a large open area, full bath, bonus room, and storage room with utilities. Enjoy year-round convenience with the HOA handling lawn care, snow removal and window washing. This home perfectly combines elegance, functionality, and low-maintenance living in a premier neighborhood! Some photos have been virtually staged.
Full Property Details
Full Property Details for 2846 Cotswold Cir
General
- Price: $524,900
- Taxes: $11,201 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12464894
- Updated: 1/18/2026
- Added to Site: 154 day(s) ago
Interior
- Basement: Finished, F
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Other, Gas Log
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Yes, Garage Owned, Attached, Garage
Location
- Area: Rockford
- County: Winnebago
- Township: Rockford
- Driving Directions: CALL LISTING AGENT FOR DIRECTIONS
School Information
- School District: 205
- Elem School District: 205
- Midd School District: 205
- High School District: 205
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Brick
- Exterior Const.: Brick
- Basement: Yes
- Basement Desc.: Finished, Full
- Square Feet: 2,745
- Sq. Ft. Source: Assessor
- Year Built: 1994
Lot Features
- Lot Size (Acres): 0.23
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 76.27 x 74 x 143.76 x 125.81
Financial Considerations
- Assessment Year: 1994
- Tax Amount: $11,201.96
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 1209327050
Listed by Dickerson & Nieman Realtors - Rockford
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Schools
Schools serving 2846 Cotswold Cir
School District:Rockford School District 205
| Name | Grades | Distance |
|---|---|---|
Spring Creek Elementary School 5222 Spring Creek Road, Rockford, IL 61114 | K-5 | 0.3 mi |
Eisenhower Middle School 3525 Spring Creek Road, Rockford, IL 61107 | 6-8 | 1.7 mi |
Guilford High School 5620 Spring Creek Rd, Rockford, IL 61114 | 9-12 | 0.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2846 Cotswold Cir
Date
Details
Price
Change
Source
1/12/2026
Price Reduced
$524,900
-4.39%
MLS
12/08/2025
Price Reduced
$549,000
-1.79%
MLS
11/07/2025
Price Reduced
$559,000
-2.78%
MLS
10/14/2025
Price Reduced
$575,000
-4.15%
MLS
9/30/2025
Listed
$599,900
55.82%
MLS
8/27/2004
Sold
$385,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2846 Cotswold Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$11,202
5%
$129,209
13%
2023
$10,688
100%
$113,931
12%
2022
-100%
$101,833
9%
2021
$10,096
—
$93,373
6%
2021
$10,096
3%
$88,271
5%
2019
$9,797
-21%
$84,132
-11%
2017
$12,461
—
$94,993
2%
2016
$12,419
-1%
$93,212
—
2015
$12,575
11%
$93,212
3%
2018
$11,356
-1%
$90,576
3%
2014
$11,520
11%
$87,895
3%
2013
$10,363
—
$85,007
-6%
2012
$10,341
—
$90,155
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2846 Cotswold Cir
2846 Cotswold Circle, Rockford, IL 61114 (MLS# 12464894) is a Single Family property with 3 bedrooms and 4 full bathrooms. 2846 Cotswold Circle is currently listed for $524,900 and was received on September 30, 2025. Want to learn more about 2846 Cotswold Circle? Do you have questions about finding other Single Family real estate for sale in Rockford? You can browse all Rockford real estate or contact a Coldwell Banker agent to request more information.

