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$409,900
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Property Description
Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by MeccaBuilders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz counter tops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage access-and the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower. Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service. High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford NewConstruction Property Tax Rebate Program-qualifying homeowners may receive three years of property tax refunds, potentially saving thousands! Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.
Full Property Details
Full Property Details for 550 Cross Plains Rd
General
- Price: $409,900
- Taxes: $1,297 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12561986
- Updated: 2/11/2026
- Added to Site: 9 day(s) ago
Interior
- Basement: Unfinished
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service, Interstate Access
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Total Spaces: 3
- Parking Features: Yes, Garage Owned, Attached, Garage
Location
- Area: Rockford
- County: Winnebago
- Township: Rockford
- Driving Directions: University Drive to Blue Rivers Rd to Cross Plains Rd
School Information
- School District: 205
- Elem School District: 205
- Midd School District: 205
- High School District: 205
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Square Feet: 1,866
- Sq. Ft. Source: Builder
- Year Built: 2025
Lot Features
- Lot Size (Acres): 0.32
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 79.5 x 183.77 x 162.65 x 84.74
Financial Considerations
- Parking Included: Yes
- Assessment Year: 2025
- Tax Amount: $1,297
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 1224201007
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Schools
Schools serving 550 Cross Plains Rd
School District:Rockford School District 205
| Name | Grades | Distance |
|---|---|---|
Spring Creek Elementary School 5222 Spring Creek Road, Rockford, IL 61114 | K-5 | 3.6 mi |
Eisenhower Middle School 3525 Spring Creek Road, Rockford, IL 61107 | 6-8 | 4.7 mi |
Guilford High School 5620 Spring Creek Rd, Rockford, IL 61114 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 550 Cross Plains Rd
Date
Details
Price
Change
Source
2/05/2026
Listed
$409,900
355.44%
MLS
5/24/2024
Sold
$90,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 550 Cross Plains Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,297
352%
$13,690
395%
2023
$287
100%
$2,763
12%
2022
-100%
$2,470
-75%
2021
$1,213
—
$9,893
6%
2021
$1,213
—
$9,352
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 550 Cross Plains Rd
550 Cross Plains Road, Rockford, IL 61107 (MLS# 12561986) is a Single Family property with 3 bedrooms and 2 full bathrooms. 550 Cross Plains Road is currently listed for $409,900 and was received on February 05, 2026. Want to learn more about 550 Cross Plains Road? Do you have questions about finding other Single Family real estate for sale in Rockford? You can browse all Rockford real estate or contact a Coldwell Banker agent to request more information.

