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$439,900 Contingent

  • For Sale
  • Contingent
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,000 Sq. Ft.
  • 3 Car Garage
  • Updated 6 days ago
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Enjoy the best of downtown St. Charles living in this spacious, versatile home, ideally situated in a quiet, established neighborhood near the Fox River, parks, bike and walking paths, restaurants, shopping, and entertainment. Located in highly sought-after St. Charles Community Unit School District 303, this home combines an exceptional location with flexible living space and everyday convenience. The upper-level features two generously sized bedrooms with carpet updated in 2018, a full bathroom, and a bright, spacious living room highlighted by a beautiful bow window and updated hardwood floors. The beautiful eat-in kitchen includes a new microwave and dishwasher installed in 2026. The flexible lower level offers two additional bedrooms with carpet updated in 2018, a second full bathroom, and a large family room. Radiant-heated floors provide added comfort, while the generously sized laundry room includes a high-end ventless washer and dryer installed in 2025, a utility sink, and ample storage. A private rear entrance from the attached garage, accessed by a second stairway, creates excellent possibilities for guests, a home office, or other living arrangements. Outdoor spaces are equally inviting. The private backyard features a tall privacy fence installed in 2018 and a beautiful concrete patio completed in 2024 - perfect for entertaining, outdoor dining, or relaxing. The professionally landscaped front yard is enhanced by a new concrete front walkway and thoughtfully designed garden beds that add color and curb appeal. An attached, side-load three-car garage provides exceptional parking and storage. With four bedrooms, two full bathrooms, generous living areas, thoughtful updates, and convenient access to downtown St. Charles and the Fox River.

Full Property Details for 1120 S 12th Ave

General

  • Price: $439,900
  • Taxes: $9,151 (2025)
  • Status: Contingent
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12773770
  • Updated: 10/5/2026
  • Added to Site: 11 day(s) ago

Rental Information

  • Complex Features: Curbs, Sidewalks, Street Lights, Street Paved

Interior

  • Basement: Finished, D
  • Interior Features: In-Law Floorplan, 1st-Floor Bath
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Equipment: Cable TV, Carbon Monoxide Detectors, Ceiling Fan(s), Whole-House Fan, Sump Pump, Security Cameras
  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 8
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, Garage, Yes, Garage Owned, Attached, Off-Street, Driveway, Owned

Location

  • Area: Campton Hills / St. Charles
  • County: Kane
  • Township: St. Charles
  • Driving Directions: Seventh Ave to Madison to 12th South to home.

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Munhall Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles East High School
  • Private School: St Charles East High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Wall Unit(s)
  • Heating Type: Natural Gas, Radiant Floor

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Model: SPLIT LEVEL
  • Construction: Vinyl Siding, Brick
  • Exterior Const.: Vinyl Siding, Brick
  • Basement: Yes
  • Basement Desc.: Finished, Daylight
  • Foundation: Concrete Perimeter
  • Roof: Asphalt, Rubber
  • Windows: Screens
  • Sub-Flooring: Hardwood
  • Square Feet: 2,000
  • Sq. Ft. Source: Assessor
  • Year Built: 1959
  • Built Before 1978: Yes

Manufactured Home

  • Model: SPLIT LEVEL

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 90 x 90
  • Fence: Yes
  • Lot Features: Corner Lot, Landscaped, Garden
  • Fencing (Description): Fenced

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1959
  • Tax Amount: $9,151
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 935155008

Listed by eXp Realty - St. Charles

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Listing agents

— 1120 S 12th Ave —

  • eXp Realty - St. Charles

  • eXp Realty - St. Charles

(630) 400-9009

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

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with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 1120 S 12th Ave

School District:St. Charles Community Unit School District 303
NameGradesDistance
Munhall Elementary School
1400 S 13th Ave, St. Charles, IL 60174
K-50.2 mi
Wredling Middle School
1200 Dunham Rd, St. Charles, IL 60174
6-81.9 mi
St Charles East High School
1020 Dunham Rd, St. Charles, IL 60174
9-121.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1120 S 12th Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/30/2026
Listed
$439,900
73.87%
MLS
6/15/2018
Sold
$253,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1120 S 12th Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,641
—
$123,213
9%
2025
$8,641
6%
$113,529
12%
2023
$8,132
19%
$101,610
20%
2022
$6,861
4%
$84,971
5%
2021
$6,606
—
$80,994
2%
2021
$6,606
3%
$79,484
2%
2019
$6,430
16%
$77,910
4%
2018
$5,560
5%
$75,035
5%
2017
$5,294
-4%
$71,178
4%
2016
$5,543
1%
$68,678
4%
2015
$5,502
2%
$65,990
3%
2014
$5,381
-1%
$63,949
-4%
2013
$5,419
—
$66,565
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1120 S 12th Avenue, Saint Charles, IL 60174 (MLS# 12773770) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1120 S 12th Avenue is currently listed for $439,900 and was received on September 30, 2026. Want to learn more about 1120 S 12th Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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