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$415,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,610 Sq. Ft.
  • 2 Car Garage
  • Updated 11 hours ago
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Welcome home to this beautifully maintained 3 bedroom, 2.5 bath townhome in The Oaks of St. Charles, offering a fantastic location just minutes from parks, the Fox River, and the charming downtown districts of both St. Charles and Geneva. Set on a landscaped lot with mature trees, the home features inviting curb appeal with a welcoming front porch, a 2 car garage, and a private backyard deck perfect for relaxing or entertaining. Inside, hardwood floors run throughout the main level, highlighting a bright living room with bay window, a formal dining room, and a comfortable family room with a gas log fireplace. The adjacent kitchen is designed for both style and function with quartz countertops, stainless steel appliances, a breakfast bar, and decorative tile backsplash. Upstairs you'll find three bedrooms including the spacious primary suite with a walk in closet and private bath, along with a full hall bathroom. The finished walkout basement expands the living space with a rec room, game room, second fireplace, and laundry area. Residents of The Oaks also enjoy access to a neighborhood clubhouse and pool, creating a wonderful blend of comfort, convenience, and community living.

Full Property Details for 15 White Oak Cir

General

  • Price: $415,000
  • HOA FEE: $345/month
  • Taxes: (2024)
  • Status: Active
  • Type: Townhouse
  • Source: MRED
  • MLS ID: 12592753
  • Updated: 3/18/2026
  • Added to Site: 1 day(s) ago

Interior

  • Basement: Finished, E
  • Interior Features: Storage, Walk-In Closet(s)
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Family Room, Basement, Gas Log, Gas Starter
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Party Room, Pool
  • Equipment: Water Softener (Owned), Carbon Monoxide Detectors, Ceiling Fan(s)
  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Campton Hills / St. Charles
  • County: Kane
  • Township: St. Charles
  • Subdivision: The Oaks
  • Driving Directions: Rte 31 to Roosevelt to White Oak

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Davis Elementary School
  • Middle School: Thompson Middle School
  • High School: St Charles East High School
  • Private School: St Charles East High School

Community

  • Assoc. Fees Include: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK
  • Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
  • Mgmt. Company: The Oaks of St Charles

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: Townhouse (2-Story)
  • Construction: Cedar, Stucco
  • Exterior Const.: Cedar, Stucco
  • Basement: Yes
  • Basement Desc.: Finished, Exterior Entry, Full, Walk-Out Access
  • Roof: Asphalt
  • Windows: Screens
  • Sub-Flooring: Hardwood
  • Entry Floor Number: 1
  • Stories/Levels: 2
  • Square Feet: 1,610
  • Sq. Ft. Source: Assessor
  • Year Built: 1978

Unit Information

  • Units in Building: 4

Lot Features

  • Lot Dimensions: 2059
  • Lot Features: Landscaped, Mature Trees

Animals

  • Animals Allowed: Cats OK, Dogs OK

Financial Considerations

  • Association Fee: $345
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 1978
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 934451179

Listed by One Source Realty

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— 15 White Oak Cir —

  • One Source Realty

  • One Source Realty

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 15 White Oak Cir

School District:St. Charles Community Unit School District 303
NameGradesDistance
Davis Primary School
1125 S 7th St, St. Charles, IL 60174
K-50.7 mi
Thompson Middle School, St. Charles, IL
705 W Main St, St. Charles, IL 60174
6-81.1 mi
St Charles East High School
1020 Dunham Rd, St. Charles, IL 60174
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 15 White Oak Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/18/2026
Listed
$415,000
68.02%
MLS
11/14/2025
Sold
$247,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 15 White Oak Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
$96,785
12%
2023
100%
$86,624
12%
2022
-100%
$77,370
5%
2021
$5,525
—
$73,749
2%
2021
$5,525
3%
$72,374
2%
2019
$5,360
97%
$70,941
6%
2018
$2,725
-44%
$66,612
4%
2017
$4,888
8%
$64,335
16%
2016
$4,526
-1%
$55,544
3%
2015
$4,568
3%
$54,138
4%
2014
$4,440
12%
$52,166
-3%
2013
$3,974
—
$53,943
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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15 White Oak Circle, Saint Charles, IL 60174 (MLS# 12592753) is a Townhouse property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 15 White Oak Circle is currently listed for $415,000 and was received on March 18, 2026. Want to learn more about 15 White Oak Circle? Do you have questions about finding other Townhouse real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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