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$779,000 Just Listed
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Property Description
Set on a professionally landscaped corner in the coveted St. Charles Historic District, 203 N 4th Ave places in-town St. Charles living just steps from the Friday farmers market, downtown restaurants and social scene, the Riverwalk, Pottawatomie Park and Golf Course, the library, shops, and the Fox River. Designed to live and present like a detached single-family home, this beautifully remodeled residence pairs 2,678 SF above grade with an additional 1,063 SF of finished lower-level space, private-feeling outdoor areas, a fenced yard, and an oversized, deep attached 2-car garage. Inside, a vaulted foyer with stained-glass detail, rich woodwork, iron balusters, plantation shutters, crown molding, and warm, timeless finishes sets the tone for a home remodeled by the current owners with exceptional attention to quality. The main level is open while thoughtfully defined, connecting a generous living room anchored by a stone fireplace, a separate dining area, and a well-appointed kitchen with abundant custom cabinetry, granite countertops, stainless-steel appliances, a Viking gas range, pantry closet, and breakfast bar. A main-floor office, currently used as a study and also suitable as a fourth bedroom, sits near an adjacent full bath, creating valuable flexibility for guests, work-from-home, or main-level living needs. Seamlessly adjacent to the living room, patio doors with exquisite stained-glass transom detail open to a spacious Trex deck designed for dining, grilling, entertaining, and relaxing, surrounded by mature professional landscaping, outdoor lighting, fenced green space, and remarkable privacy for an in-town setting. Upstairs, the primary suite is a true retreat with vaulted ceilings, plantation shutters, a generous custom-organized walk-in closet, and a spa-like bath, dual vanities, hydrotherapy soaking tub, separate full-body shower, and private water closet. Two additional bedrooms share a Jack-and-Jill bath, while second-floor laundry with ample cabinetry and a utility sink keeps the upper level practical and polished. The finished lower level extends the home's livability with a large recreation/media area, fireplace, billiards/game space, full bath, bonus room, extensive storage with shelving systems, and a built-in wet bar with live-edge bar top, bar refrigerator, and open shelving. With four bedrooms, four full baths, two fireplaces, and generous closets throughout, this is a standout opportunity for buyers who want the charm and convenience of downtown St. Charles without giving up space, storage, privacy, or finish quality.
Full Property Details
Full Property Details for 203 N 4th Ave
General
- Price: $779,000
- HOA FEE: $295/month
- HOA FEE FREQ.: Annually
- Taxes: $12,358 (2025)
- Status: Active
- Type: Townhouse
- Source: MRED
- MLS ID: 12718623
- Updated: 7/29/2026
- Added to Site: 3 day(s) ago
Interior
- Basement: Finished, E
- Interior Features: Vaulted Ceiling(s), Wet Bar, 1st-Floor Bedroom, Storage, Built-in Features, Walk-In Closet(s), High Ceilings, Open Floorplan, Granite Counters, Pantry
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Living Room, Gas Log
- Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Oven, Water Purifier, Water Softener, Water Softener Owned, Front Controls on Range/Cooktop, Gas Cooktop, Gas Oven, Humidifier
- Flooring: Hardwood, Laminate
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Basement Baths: Yes
- Bathroom Features: Whirlpool, Separate Shower, Double Sink, Full Body Spray Shower, Soaking Tub
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Water Softener (Owned), Cable TV, Ceiling Fan(s), Sump Pump, Backup Sump Pump, Water Heater-Gas
- Other Features: School Bus Service, Historical District
Exterior
- Exterior Features: Lighting
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2.5
- Total Spaces: 4
- Parking Features: Concrete, Garage Door Opener, Garage, EV Ready, Yes, Garage Owned, Attached, Owned
Location
- Area: Campton Hills / St. Charles
- County: Kane
- Township: St. Charles
- Driving Directions: From Rt 64 (Main St) and Rt 25 (5th Ave), head west on Rt 64, turn right (north) on 4th Ave
School Information
- School District: 303
- Elem School District: 303
- Midd School District: 303
- High School District: 303
- Elementary School: Munhall Elementary School
- Middle School: Wredling Middle School
- High School: St Charles East High School
- Private School: St Charles East High School
Community
- Assoc. Fees Include: Insurance, Exterior Maintenance
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
- Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
- Mgmt. Company: Self-Managed
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Radiant Floor
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Structure Type: Half Duplex, Townhouse (2-Story)
- Construction: Brick, Cedar, Stone
- Exterior Const.: Brick, Cedar, Stone
- Basement: Yes
- Basement Desc.: Finished, Egress Window, 8 ft + pour, Rec/Family Area, Storage Space, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Skylight(s), Drapes, Plantation Shutters, Some Stained Glass
- Sub-Flooring: Hardwood, Laminate
- Entry Floor Number: 1
- Stories/Levels: 2
- Square Feet: 2,678
- Sq. Ft. Source: Assessor
- Year Built: 2004
Unit Information
- Units in Building: 2
Lot Features
- Lot Dimensions: Per Survey
- Fence: Yes
- Lot Features: Corner Lot, Landscaped, Mature Trees
- Fencing (Description): Fenced
Animals
- Animals Allowed: Cats OK, Dogs OK
Financial Considerations
- Association Fee: $3,540
- Assoc Fee Freq.: Annually
- Parking Included: Yes
- Assessment Year: 2004
- Tax Amount: $12,358
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Condo
- Property ID: 927451006
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Schools
Schools serving 203 N 4th Ave
School District:St. Charles Community Unit School District 303
| Name | Grades | Distance |
|---|---|---|
Munhall Elementary School 1400 S 13th Ave, St. Charles, IL 60174 | K-5 | 1.1 mi |
Wredling Middle School 1200 Dunham Rd, St. Charles, IL 60174 | 6-8 | 2 mi |
St Charles East High School 1020 Dunham Rd, St. Charles, IL 60174 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Tax History
Tax History for 203 N 4th Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,358
—
$187,758
9%
2025
$12,358
7%
$173,001
12%
2023
$11,517
8%
$154,838
9%
2022
$10,710
4%
$141,582
7%
2021
$10,342
—
$132,800
—
2021
$10,342
1%
$132,192
2%
2019
$10,199
-4%
$129,575
1%
2018
$10,665
2%
$128,581
4%
2017
$10,405
-9%
$124,185
-1%
2016
$11,407
2%
$124,865
6%
2015
$11,168
2%
$117,697
4%
2014
$10,926
-6%
$113,592
-10%
2013
$11,638
—
$125,765
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 203 N 4th Ave
203 N 4th Avenue, Saint Charles, IL 60174 (MLS# 12718623) is a Townhouse property with 4 bedrooms and 4 full bathrooms. 203 N 4th Avenue is currently listed for $779,000 and was received on July 29, 2026. Want to learn more about 203 N 4th Avenue? Do you have questions about finding other Townhouse real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

