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$475,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,900 Sq. Ft.
  • 2.5 Car Garage
  • Updated 2 days ago
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Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

Full Property Details for 401 Division St

General

  • Price: $475,000
  • Taxes: $9,562 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12749593
  • Updated: 9/11/2026
  • Added to Site: 5 day(s) ago

Interior

  • Basement: Finished, F
  • Interior Features: Open Floorplan
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Water Softener (Rented), Ceiling Fan(s), Sump Pump

Parking

  • Garage: Yes
  • Garage Spaces: 2.5
  • Total Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Location

  • Area: Campton Hills / St. Charles
  • County: Kane
  • Township: St. Charles
  • Driving Directions: Take Route 25 South of Route 64 in St.Charles or North of Route 38 in Geneva to Division Street then East to Home!

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Vinyl Siding
  • Exterior Const.: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Doors: French Doors
  • Sub-Flooring: Hardwood
  • Square Feet: 1,900
  • Sq. Ft. Source: Builder
  • Year Built: 1952
  • Built Before 1978: Yes
  • Remodeled/Updated: 2004

Lot Features

  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 50 x 120

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1952
  • Tax Amount: $9,562.88
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 935382017

Listed by Village Realty, Inc.

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Listing agent

— 401 Division St —

  • Village Realty, Inc.

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 401 Division St

School District:St. Charles Community Unit School District 303
NameGradesDistance
Munhall Elementary School
1400 S 13th Ave, St. Charles, IL 60174
K-50.5 mi
Wredling Middle School
1200 Dunham Rd, St. Charles, IL 60174
6-82.5 mi
St Charles East High School
1020 Dunham Rd, St. Charles, IL 60174
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 401 Division St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/11/2026
Listed
$475,000
36.1%
MLS
11/20/2021
Sold
$349,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 401 Division St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,563
—
$136,351
9%
2025
$9,563
14%
$125,635
12%
2023
$8,359
7%
$112,445
10%
2022
$7,795
4%
$102,548
5%
2021
$7,483
—
$97,749
2%
2021
$7,483
8%
$95,927
6%
2019
$6,955
10%
$90,268
11%
2017
$6,316
-5%
$81,382
4%
2016
$6,625
—
$78,524
4%
2015
$6,611
2%
$75,679
-10%
2018
$6,492
-6%
$84,263
8%
2014
$6,940
2%
$78,150
-2%
2013
$6,787
—
$79,341
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Village Realty, Inc.

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401 Division Street, Saint Charles, IL 60174 (MLS# 12749593) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 401 Division Street is currently listed for $475,000 and was received on September 11, 2026. Want to learn more about 401 Division Street? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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