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$699,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 4,211 Sq. Ft.
  • 3 Car Garage
  • Updated 7 hours ago
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FRESH ROOF, FAMED SCHOOLS AND A COMMUNITY POOL - OH MY! Your "Forever Home" search ends here. Perfectly nestled within the prestigious Thornwood pool community, this residence isn't just a house-it's a lifestyle upgrade. Combining the security of a major structural update with the prestige of a Blue Ribbon education, this is the opportunity you've been waiting for. THE GOLD STANDARD OF EDUCATION AND INFRASTRUCTURE | Step into a future of total peace of mind. We are proud to offer a BRAND NEW architectural shingle roof, to be installed and tailored to your specific timeline-giving you the ultimate "new home" confidence. Beyond the roofline, your family will thrive in the celebrated St. Charles School District 303. Ranked among the top 25 districts in Illinois, your students will attend the National Blue Ribbon-winning St. Charles North High School-an elite institution recognized for both academic excellence and top-tier athletics. In Thornwood, you aren't just buying a home; you are investing in your children's future. SOPHISTICATED DESIGN FOR MODERN LIVING | Inside, discover a floor plan that effortlessly balances grand entertainment with quiet productivity. DUAL EXECUTIVE OFFICES | Two dedicated main-level offices offer the rare flexibility needed for today's professional couple. A CHEF'S CONNECTION | The granite-clad kitchen serves as the home's pulse, flowing beautifully into sun-drenched family and dining spaces. REFINED FINISHES | Rich hardwood floors sweep across both the main and second levels, complemented by newer windows (2020) that bathe the home in natural light. THE SUITE LIFE | Retreat to four sprawling above-grade bedrooms, featuring two private en suites and abundant walk-in closet space. RESORT-STYLE AMENITIES AND NATURE AT YOUR DOOR | Life in Thornwood feels like a permanent vacation. Spend your weekends at the $3.8 million clubhouse, splashing in the community pool, or competing on the sports courts. For those who crave the outdoors, over 164 acres of preserved prairies, wooded wetlands, and scenic ponds wrap around the neighborhood. Step out your back door to access five miles of paved trails connecting you to the legendary Fox River Trail system. A COMMUNITY WITH A SOUL | This isn't just a subdivision; it's a village. Showcasing a vibrant social calendar-including the beloved Pumpkin Frolic, Cookies with Santa, and community Easter egg hunts-this neighborhood is designed to create lifelong memories for families and young children. ADDITIONAL PROPERTY HIGHLIGHTS | Finished Lower Level: Expansive recreation room plus a dedicated fitness room (or 5th bedroom). Outdoor Sanctuary: A refurbished bi-level expanded patio overlooks a mostly fenced yard with a sun-soaked dedicated garden. Modern Essentials: 2nd-floor laundry with new washer/dryer (2023), newer water heater (2020), and a massive 3-car garage with a concrete drive. Rarely does a home offering this much security, prestige, and community spirit hit the market. Schedule your private tour today and experience the pinnacle of St. Charles living.

Full Property Details for 534 Terrace Ln

General

  • Price: $699,900
  • HOA FEE: $58/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $13,917 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12623089
  • Updated: 4/25/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Complex Features: Clubhouse, Park, Pool, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved

Interior

  • Basement: Finished, E
  • Interior Features: Cathedral Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Granite Counters, Separate Dining Room, Pantry
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Family Room, Attached Fireplace Doors/Screen, Gas Log, Gas Starter, Masonry
  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop, Gas Oven, Humidifier
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Bathroom Features: Whirlpool, Separate Shower, Double Sink

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms(Blw Grade): 1

Additional Information

  • Equipment: Cable TV, Carbon Monoxide Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
  • Other Features: School Bus Service

Exterior

  • Exterior Features: Fire Pit

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: South Elgin
  • County: Kane
  • Township: St. Charles
  • Subdivision: Thornwood
  • Driving Directions: MCDONALD ROAD WEST OF RANDALL ROAD TO THORNWOOD WAY SOUTH (LEFT) TO THORNWOOD DRIVE EAST (LEFT) TO COLE DRIVE SOUTH (RIGHT) TO TERRACE LANE WEST (RIGHT) TO PROPERTY ON THE LEFT SIDE OF THE STREET.

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Ferson Creek Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles North High School
  • Private School: St Charles North High School

Community

  • Assoc. Fees Include: Insurance, Clubhouse, Exercise Facilities, Pool, Exterior Maintenance
  • Mgmt. Company: Premier Comm Mgt - nancy.dandrea@teampcmllc.com

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Lake Michigan, Public
  • Onsite: Cable Available

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Model: Cody
  • Construction: Vinyl Siding, Brick
  • Exterior Const.: Vinyl Siding, Brick
  • Basement: Yes
  • Basement Desc.: Finished, Egress Window, Rec/Family Area, Storage Space, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Screens, Drapes, Double Pane Windows
  • Doors: Sliding Doors, Storm Door(s), 6 Panel Door(s)
  • Sub-Flooring: Hardwood
  • Square Feet: 4,211
  • Sq. Ft. Source: Plans
  • Year Built: 1999

Manufactured Home

  • Model: Cody

Additional Structures

  • Other Structures: None

Lot Features

  • Lot Size (Acres): 0.25
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 126 x 86
  • Lot Features: Landscaped, Mature Trees, Level

Financial Considerations

  • Association Fee: $175
  • Assoc Fee Freq.: Quarterly
  • Parking Included: Yes
  • Assessment Year: 1999
  • Tax Amount: $13,917.69
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Special Conditions: List Broker Must Accompany
  • Documents Avail.: Declarations/Bylaws, Floor Plan
  • Property ID: 905257015

Listed by Engel & Voelkers Chicago

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Listing agent

— 534 Terrace Ln —

  • Engel & Voelkers Chicago

(630) 330-7191

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 534 Terrace Ln

School District:St. Charles Community Unit School District 303
NameGradesDistance
Corron Elementary School
455 Thornwood Way, South Elgin, IL 60177
K-50.2 mi
Wredling Middle School
1200 Dunham Rd, St. Charles, IL 60174
6-84.9 mi
St Charles North High School
255 Red Gate Rd, St. Charles, IL 60175
9-122.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 534 Terrace Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/25/2026
Listed
$699,900
88.4%
MLS
5/07/2001
Sold
$371,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 534 Terrace Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$13,814
5%
$179,668
12%
2023
$13,205
9%
$160,805
12%
2022
$12,066
4%
$144,126
5%
2021
$11,590
—
$137,381
2%
2021
$11,590
2%
$134,820
2%
2019
$11,358
-6%
$132,151
-5%
2018
$12,038
5%
$139,149
4%
2017
$11,489
-4%
$134,392
4%
2016
$12,003
-1%
$129,672
3%
2015
$12,140
1%
$126,013
2%
2014
$12,008
3%
$122,955
-1%
2013
$11,635
—
$123,919
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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534 Terrace Lane, South Elgin, IL 60177 (MLS# 12623089) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 534 Terrace Lane is currently listed for $699,900 and was received on April 25, 2026. Want to learn more about 534 Terrace Lane? Do you have questions about finding other Single Family real estate for sale in South Elgin? You can browse all South Elgin real estate or contact a Coldwell Banker agent to request more information.

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