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$349,500

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,800 Sq. Ft.
  • 2.5 Car Garage
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Step into timeless elegance with this beautifully maintained Victorian home that blends classic charm with modern convenience. From the moment you enter the spacious foyer, you'll be captivated by the stunning original features - rich hardwood floors, intricate stained glass windows, and a grand turned staircase that sets the tone for the rest of the home. The main level offers an abundance of living space, including a generous living room, formal dining room, cozy family room, and a well-appointed kitchen - perfect for everyday living and entertaining. There's also a versatile room on the first floor that could serve as an office or guest bedroom, along with a full bathroom and convenient first-floor laundry. Upstairs, you'll find three oversized bedrooms, each with excellent closet space, and a second full bathroom. Need more space? The expansive third-floor attic is full of potential - ideal for additional bedrooms, a playroom, studio, or whatever you can dream up. Enjoy your mornings and evenings on the classic wrap-around porch, adding to the home's curb appeal and inviting ambiance. Out back, the private yard features a charming two-story carriage house with room for two cars and a spacious loft above - perfect for storage, a workshop, or creative space. If you love the character of historic homes with thoughtful updates, this is one you won't want to miss! Property is being sold AS IS. Seller is offering a home warranty to new buyer.

Full Property Details for 245 N Elm St

General

  • Price: $349,500
  • Taxes: $6,935 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12482969
  • Updated: 11/8/2025
  • Added to Site: 109 day(s) ago

Rental Information

  • Complex Features: Sidewalks, Street Lights

Interior

  • Basement: Unfinished
  • Interior Features: 1st-Floor Bath
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Wood-Burning
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Garage Spaces: 2.5
  • Total Spaces: 4
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Off-Street, Owned, Garage

Location

  • Area: Waterman
  • County: DeKalb
  • Township: Clinton
  • Driving Directions: Rt 30 to Elm St North to Property

School Information

  • School District: 425
  • Elem School District: 425
  • Midd School District: 425
  • High School District: 425

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Victorian
  • Architectural Style: Victorian
  • Construction: Frame
  • Exterior Const.: Frame
  • Basement: Yes
  • Basement Desc.: Unfinished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Sub-Flooring: Hardwood
  • Square Feet: 2,800
  • Sq. Ft. Source: Landlord/Tenant/Seller
  • Year Built: 1901
  • Built Before 1978: Yes

Lot Features

  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 66 x 148
  • Lot Features: Corner Lot

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1901
  • Tax Amount: $6,935.74
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 1416279005

Listed by Swanson Real Estate

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— 245 N Elm St —

  • Swanson Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

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NMLS#: 1598647

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with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 245 N Elm St

School District:Indian Creek Community Unit District 425
NameGradesDistance
Indian Creek Middle School
335 East Garfield Street, Waterman, IL 60556
5-80.2 mi
Shabbona Elementary School, Shabbona, IL
301 West Cherokee Avenue, Shabbona, IL 60550
PK-45.2 mi
Indian Creek High School
506 South Shabbona Road, Shabbona, IL 60550
9-125.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 245 N Elm St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/28/2025
Price Reduced
$349,500
-2.78%
MLS
10/17/2025
Price Reduced
$359,500
-1.51%
MLS
9/30/2025
Listed
$365,000
58.7%
MLS
12/20/2017
Sold
$230,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 245 N Elm St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,936
35%
$101,355
10%
2023
$5,128
-18%
$92,199
10%
2021
$6,272
13%
$83,876
4%
2020
$5,567
-1%
$80,403
4%
2019
$5,621
-2%
$77,385
4%
2018
$5,716
59%
$74,152
65%
2017
$3,589
4%
$44,816
4%
2016
$3,465
3%
$43,042
6%
2015
$3,365
2%
$40,606
1%
2014
$3,283
-2%
$40,251
-3%
2013
$3,348
-5%
$41,423
-8%
2012
$3,541
—
$44,991
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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245 N Elm Street, Waterman, IL 60556 (MLS# 12482969) is a Single Family property with 4 bedrooms and 2 full bathrooms. 245 N Elm Street is currently listed for $349,500 and was received on September 30, 2025. Want to learn more about 245 N Elm Street? Do you have questions about finding other Single Family real estate for sale in Waterman? You can browse all Waterman real estate or contact a Coldwell Banker agent to request more information.

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