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$174,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1,364 Sq. Ft.
  • 0.06 Acres
  • Updated 8 hours ago
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Charming Austinburg Gem - Move-In Ready! Discover this beautifully maintained 2-bedroom, 1.5-bath residence that perfectly captures the historic character of Covington while offering the modern amenities you crave. From the inviting covered front porch to the sleek updates throughout, this home is ideal for first-time buyers or those looking for a turnkey city retreat. The interior boasts an effortless flow with gleaming hardwood floors and a spacious living room centered around a decorative fireplace. Host with ease in the formal dining room, which leads into an updated kitchen complete with a gas range, dishwasher, and ample cabinetry. For added convenience, the home features a first-floor partial bath and a dedicated laundry area in the unfinished basement--perfect for extra storage.

Full Property Details for 1920 Garrard St

General

  • Price: $174,900
  • Status: Active
  • Type: Single Family
  • Source: Northern_Kentucky
  • MLS ID: 641216
  • Updated: Today (4/4/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 5
  • Interior Features: Natural Woodwork
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick
  • Appliances: Gas Range, Dishwasher, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Parking

  • Parking Features: On Street

Location

  • County: Kenton
  • Driving Directions: 75 N to Cov/12th St, turn R on 12th st, R on Garrard, Home is on the left.

School Information

  • Elementary School: Sixth District Elementary
  • Middle School: Holmes Middle School
  • High School: Holmes Senior High

Community

  • Community Name: K01 - Covington North

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Natural Gas Available, Water Available

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick
  • Basement Desc.: Full, Unfinished
  • Roof: Shingle
  • Windows: Insulated Windows
  • Square Feet: 1,364
  • Living Area: 1,364 Sq. Ft.
  • Year Built: 1917

Lot Features

  • Lot Size (Acres): 0.06
  • Lot Size (Sq. Ft.): 2,550
  • Lot Size: .06
  • Lot Size Source: Assessor
  • Lot Dimensions: 25 x 100
  • Zoning: Residential
  • Fencing (Description): Privacy

Disclosures and Reports

  • Property ID: 055-32-11-020.00

Listed by Evergreen Live KY LLC, Christopher Stjernholm

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Listing agent

— 1920 Garrard St —

  • Christopher Stjernholm

    Evergreen Live KY LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1920 Garrard St

School District:Covington Independent School District
NameGradesDistance
Sixth District Elementary School
19th and Maryland, Covington, KY 41014
K-50.1 mi
Holmes Middle School
2500 Madison Avenue, Covington, KY 41014
6-80.5 mi
Holmes High School
25th and Madison Ave, Covington, KY 41014
9-120.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1920 Garrard St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/04/2026
Listed
$174,900
78.47%
MLS
8/03/2021
Sold
$98,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1920 Garrard St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,720
111%
$205,300
109%
2024
$1,289
-1%
$98,000
—
2023
$1,305
1%
$98,000
—
2022
$1,295
-11%
$98,000
9%
2021
$1,448
-1%
$90,000
—
2018
$1,458
-1%
$90,000
—
2017
$1,479
2%
$90,000
—
2016
$1,446
1%
$90,000
—
2019
$1,429
-2%
$90,000
—
2015
$1,457
-1%
$90,000
—
2014
$1,476
-1%
$90,000
—
2013
$1,495
—
$90,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Evergreen Live KY LLC, Christopher Stjernholm

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1920 Garrard Street, Covington, KY 41014 (MLS# 641216) is a Single Family property with 2 bedrooms and 1 full bathroom. 1920 Garrard Street is currently listed for $174,900 and was received on April 04, 2026. Want to learn more about 1920 Garrard Street? Do you have questions about finding other Single Family real estate for sale in Covington? You can browse all Covington real estate or contact a Coldwell Banker agent to request more information.

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