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$169,000

  • For Sale
  • Active
  • Multi-Family
  • 3 Total Beds
  • Updated 5 hours ago
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Looking for your next investment opportunity? This fully upgraded multi-family property in the heart of Covington, KY is close to everything and offers approximately 2,000 sqft of living space with endless potential. Whether you're an investor or a buyer looking to bring your vision to life, this property is ready for it's next chapter.

Full Property Details for 2045 Garrard St

General

  • Price: $169,000
  • Status: Active
  • Type: Multi-Family
  • Source: Northern_Kentucky
  • MLS ID: 645230
  • Updated: 8/13/2026
  • Added to Site: 13 day(s) ago

Interior

  • Appliances: See Remarks

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Basement

Exterior

  • Porch/Patio/Deck: Covered, Porch

Parking

  • Parking Features: On Street

Location

  • County: Kenton
  • Driving Directions: Madison Ave to E 20th, then turn R onto Garrard St. The property will be on the right.

School Information

  • Elementary School: Sixth District Elementary
  • Middle School: Holmes Middle School
  • High School: Holmes Senior High

Community

  • Community Name: K01 - Covington North

Heating & Cooling

  • Cooling Type: See Remarks
  • Heating Type: See Remarks

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Natural Gas Available, Sewer Available, Water Available

Structural Information

  • # Buildings: 1
  • Construction: See Remarks
  • Basement Desc.: Full
  • Roof: Shingle
  • Windows: Double-Hung
  • Square Feet: 2,000
  • Living Area: 2,000 Sq. Ft.
  • Year Built: 1889
  • Property Condition: Existing Structure

Lot Features

  • Lot Size (Acres): 0.06
  • Lot Size (Sq. Ft.): 2,500
  • Lot Size: .06
  • Lot Dimensions: 28 x 95 IRR

Disclosures and Reports

  • Property ID: 055-32-04-057.00

Listed by Keller Williams Advisors, Govinda Karki

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Listing agent

— 2045 Garrard St —

  • Govinda Karki

    Keller Williams Advisors

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2045 Garrard St

School District:Covington Independent School District
NameGradesDistance
Sixth District Elementary School
19th and Maryland, Covington, KY 41014
K-50.2 mi
Holmes Middle School
2500 Madison Avenue, Covington, KY 41014
6-80.3 mi
Holmes High School
25th and Madison Ave, Covington, KY 41014
9-120.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2045 Garrard St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/13/2026
Price Increased
$169,000
6.29%
MLS
7/31/2026
Listed
$159,000
137.31%
MLS
7/18/2024
Sold
$67,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2045 Garrard St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$888
-3%
$67,000
-4%
2024
$920
54%
$70,000
56%
2023
$599
-24%
$45,000
-25%
2022
$793
74%
$60,000
140%
2021
$456
-1%
$25,000
—
2018
$459
49%
$25,000
67%
2017
$309
55%
$15,000
67%
2016
$199
—
$9,000
—
2015
$200
-56%
$9,000
-64%
2019
$451
122%
$25,000
178%
2013
$203
—
$9,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Keller Williams Advisors, Govinda Karki

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2045 Garrard Street, Covington, KY 41014 (MLS# 645230) is a Multi-Family property with 2 units containing 3 bedrooms and 2 full bathrooms. 2045 Garrard Street is currently listed for $169,000 and was received on July 31, 2026. Want to learn more about 2045 Garrard Street? Do you have questions about finding other Multi-Family real estate for sale in Covington? You can browse all Covington real estate or contact a Coldwell Banker agent to request more information.

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