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$245,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,605 Sq. Ft.
  • 0.12 Acres
  • Updated 3 days ago
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Welcome home to this wonderfully maintained 3-bedroom property that blends comfort and charming character. Inside, you'll find a spacious second living room addition, perfect for relaxing, entertaining, or creating a cozy retreat. The fully fenced, generous yard offers plenty of space for gatherings, play, or quiet outdoor enjoyment, while off-street parking adds everyday convenience. A quirky, finished attic provides a unique bonus space ideal for a reading nook or creative studio. With its inviting layout and standout features, this home offers both functionality and personality, ready to welcome you home. Sellers are even offering a home warranty from Achosa!

Full Property Details for 3905 Locke St

General

  • Price: $245,900
  • Status: Pending
  • Type: Single Family
  • Source: Northern_Kentucky
  • MLS ID: 639061
  • Updated: 1/12/2026
  • Added to Site: 7 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Pantry, Crown Molding, Attic Storage, Natural Woodwork
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick, Wood Burning
  • Appliances: Stainless Steel Appliance(s), Gas Oven, Dishwasher, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, In Basement

Exterior

  • Exterior Features: Lighting
  • Porch/Patio/Deck: Deck

Parking

  • Parking Features: Driveway, Off Street

Location

  • County: Kenton
  • Driving Directions: Winston Ave to E 39th St to Locke St.

School Information

  • Elementary School: Latonia Elementary
  • Middle School: Holmes Middle School
  • High School: Holmes Senior High

Community

  • Community Name: K03 - Kentonvale/Latonia

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Window Unit(s)
  • Heating Type: Hot Water

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Architectural Style: Traditional
  • Construction: Other, Brick
  • Basement Desc.: Full, Unfinished
  • Roof: Shingle
  • Windows: Aluminum Frames, Wood Frames
  • Square Feet: 1,605
  • Living Area: 1,605 Sq. Ft.
  • Year Built: 1920
  • Property Condition: Existing Structure

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,250
  • Lot Size: .12
  • Lot Size Source: Realist
  • Lot Dimensions: 50 x 105
  • Zoning: Residential
  • Fencing (Description): Privacy, Wood

Disclosures and Reports

  • Property ID: 056-14-13-008.00

Listed by Pivot Realty Group, Kaylee Law

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Listing agent

— 3905 Locke St —

  • Kaylee Law

    Pivot Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3905 Locke St

School District:Covington Independent School District
NameGradesDistance
Latonia Elementary School
39th & Huntington Avenue, Covington, KY 41015
K-50.3 mi
Holmes Middle School
2500 Madison Avenue, Covington, KY 41014
6-81.1 mi
Holmes High School
25th and Madison Ave, Covington, KY 41014
9-121.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3905 Locke St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/08/2026
Listed
$245,900
55.63%
MLS
6/14/2019
Sold
$158,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3905 Locke St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,226
1%
$168,000
—
2024
$2,209
-1%
$168,000
—
2023
$2,238
1%
$168,000
—
2022
$2,219
-26%
$168,000
6%
2021
$3,002
43%
$158,000
17%
2019
$2,105
-2%
$134,900
—
2018
$2,148
-1%
$134,900
—
2017
$2,179
14%
$134,900
12%
2016
$1,909
-1%
$120,000
—
2015
$1,923
-1%
$120,000
—
2014
$1,948
-1%
$120,000
—
2013
$1,973
—
$120,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3905 Locke St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Home Warranty : Included

Listed by Pivot Realty Group, Kaylee Law

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3905 Locke Street, Covington, KY 41015 (MLS# 639061) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 3905 Locke Street is currently listed for $245,900 and was received on January 08, 2026. Want to learn more about 3905 Locke Street? Do you have questions about finding other Single Family real estate for sale in Covington? You can browse all Covington real estate or contact a Coldwell Banker agent to request more information.

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