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$319,500 -$5,500 (-1.69%) Price Reduced

  • For Sale
  • Active
  • Office
  • Updated 1 day ago
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Motivated seller offering a rare opportunity in the heart of Ludlow with a 20K price reduction! 401-403 Elm St is a classic corner property offering both retail and residential possibilities with exceptional visibility and flexibility. This two-story mixed-use building spans over 5,500 square feet and sits on a 0.11-acre lot in a thriving, walkable neighborhood just minutes from downtown Cincinnati. Includes Bonus Building with Separate Utilities.

Full Property Details for 401-403 Elm St

General

  • Price: $319,500
  • Status: Active
  • Type: Office
  • Source: Northern_Kentucky
  • MLS ID: 639087
  • Updated: 3/11/2026
  • Added to Site: 62 day(s) ago

Business

  • Business Type: Apartments, Food & Beverage, Hair Care, Professional/

Parking

  • Parking Features: On Street

Location

  • County: Kenton
  • Driving Directions: Adela avenue to Walnut Street

Community

  • Community Name: K02 - Bromley/Ludlow Area

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Natural Gas Available, Water Available

Structural Information

  • # Buildings: 2
  • Construction: Aluminum Siding, Brick
  • Basement Desc.: Full
  • Roof: Shingle
  • Windows: Vinyl Frames
  • Square Feet: 5,556
  • Living Area: 5,556 Sq. Ft.
  • Year Built: 1900
  • Property Condition: Existing Structure

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,904.86
  • Lot Size: .11
  • Lot Size Source: Realist
  • Lot Dimensions: Irregular
  • Frontage: City Street, Paved
  • Zoning: Non Conform

Disclosures and Reports

  • Property ID: 026-33-07-008.00

Listed by Outside Sales, Outside Agent and eXp Realty, LLC, Rachel Greba

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Listing agents

— 401-403 Elm St —

  • Outside Agent

    Outside Sales

  • Rachel Greba

    eXp Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 401-403 Elm St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/11/2026
Price Reduced
$319,500
-1.69%
MLS
1/09/2026
Listed
$325,000
62.5%
MLS
6/11/2021
Sold
$200,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 401-403 Elm St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,612
—
$200,000
—
2024
$2,600
1%
$200,000
—
2023
$2,574
1%
$200,000
—
2022
$2,552
28%
$200,000
82%
2021
$1,998
2%
$110,000
—
2019
$1,951
-3%
$110,000
-4%
2018
$2,008
18%
$114,900
22%
2017
$1,704
31%
$94,000
—
2016
$1,297
1%
$94,000
—
2015
$1,280
-13%
$94,000
—
2013
$1,469
—
$94,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 401-403 Elm St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Outside Sales, Outside Agent and eXp Realty, LLC, Rachel Greba

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401-403 Elm Street, Covington, KY 41016 (MLS# 639087) is a Office property. 401-403 Elm Street is currently listed for $319,500 and was received on January 09, 2026. Want to learn more about 401-403 Elm Street? Do you have questions about finding other Office real estate for sale in Covington? You can browse all Covington real estate or contact a Coldwell Banker agent to request more information.

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