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$40,000 Sale Pending
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Property Description
Selling to the highest bidder at, or above, $40,000. Property is offered with online bidding only, ending January 15, 2026. Opportunity property with classic character, this older home offers a traditional floor plan, solid footprint, and the chance to restore or reimagine to today's standards. Situated on an approximately ½-acre lot, the property may offer potential for future subdivision or redevelopment, subject to zoning, planning, and all governmental approvals. Buyer to perform all independent verification. Property is sold AS-IS, WHERE-IS, with all faults, and no warranties, representations, or contingencies of any kind. All inspections and due diligence must be completed prior to bidding. Buyer assumes full responsibility for property condition. This is a full renovation project and not move-in ready. Condition issues include, but are not limited to: significant deferred maintenance; roof and ceiling damage; obsolete fuse-type electrical service; older mechanical systems; stone foundation basement with dirt floor and moisture present. Kitchen and bathroom require complete replacement. Attic space is not finished living area. Proof of funds is required prior to bidding. Property is not suitable for FHA, VA, or conventional financing in its current condition. Cash buyers or renovation financing only. Auction terms require a 20 percent non-refundable deposit immediately following the auction, a 10 percent buyer's premium, and closing within 30 days of auction. Additional terms and conditions apply.
Full Property Details
Full Property Details for 122 Clay St
General
- Price: $40,000
- Status: Pending
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 638670
- Updated: 1/15/2026
- Added to Site: 30 day(s) ago
Interior
- Number of Rooms: 8
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Inoperable
- Appliances: See Remarks
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Off Street, On Street
Location
- County: Kenton
- Driving Directions: Hulbert to Center to L on Lake to L on Clay
School Information
- Elementary School: AJ Lindeman Elementary
- Middle School: Tichenor Middle School
- High School: Lloyd High
Community
- Community Name: K06 - Elsmere/Erlanger
Heating & Cooling
- Cooling Type: None
- Heating Type: None
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Victorian
- Construction: Aluminum Siding, Wood Siding
- Basement Desc.: Unfinished
- Roof: Shingle
- Windows: Wood Frames
- Square Feet: 2,233
- Living Area: 2,233 Sq. Ft.
- Property Condition: Existing Structure
Lot Features
- Lot Size (Acres): 0.53
- Lot Size (Sq. Ft.): 22,976
- Lot Size: .53
- Lot Size Source: Realist
- Lot Dimensions: 130 x 177 x 130 x 177
Disclosures and Reports
- Property ID: 015-10-03-021.00
Listed by CENTURY 21 Garner Properties, Douglas Garner
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Schools
Schools serving 122 Clay St
School District:Erlanger-Elsmere Independent School District
| Name | Grades | Distance |
|---|---|---|
Lindeman Elementary School 558 Erlanger Road, Erlanger, KY 41018 | K-5 | 0.6 mi |
Tichenor Middle School 305 Bartlett Avenue, Erlanger, KY 41018 | 6-8 | 0.5 mi |
Lloyd High School 450 Bartlett Avenue, Erlanger, KY 41018 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 122 Clay St
Date
Details
Price
Change
Source
12/17/2025
Listed
$40,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 122 Clay St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,026
-1%
$229,400
—
2024
$3,062
3%
$229,400
—
2023
$2,980
108%
$229,400
132%
2022
$1,432
-22%
$99,000
—
2021
$1,832
122%
$99,000
10%
2018
$827
13%
$90,000
—
2017
$732
1%
$90,000
—
2016
$724
-21%
$90,000
-9%
2019
$914
29%
$99,000
10%
2015
$706
4%
$90,000
—
2013
$680
—
$90,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 122 Clay St
122 Clay Street, Erlanger, KY 41018 (MLS# 638670) is a Single Family property with 3 bedrooms and 2 full bathrooms. 122 Clay Street is currently listed for $40,000 and was received on December 17, 2025. Want to learn more about 122 Clay Street? Do you have questions about finding other Single Family real estate for sale in Erlanger? You can browse all Erlanger real estate or contact a Coldwell Banker agent to request more information.

