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$629,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2 Partial Baths
  • 1.81 Acres
  • 5 Car Garage
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Looking for a spacious, fine craftsman ranch? Check out this custom built home that the builder built for himself! With 3 bedrooms, 3 full and 1 half baths. Boasting 2 finished levels, this home has plenty of space for all of your family and friends as it sits on 1.81 acres just minutes from dining and shopping. The front entrance invites you into this rambling ranch. The living areas are enhanced with beautiful wood vaulted ceilings and charm. Enjoy the kitchen, breakfast and great room with a warm, native stone fireplace complete with wood burning stove. More amenities included are *solid oak hardwood floors* solid poplar six panel doors*stainless appliances* wood chair rail* Anderson wood windows*septic replaced 2023*new furnace 2023*new hot water heater 2024*new whole house humidifier 2023* new a/c unit 2023*first floor laundry*additional family room and game room in the lower level*tons of storage area/excercise area* large deck with above ground pool* wood shed with wood for the winter and more! 3 GARAGES FOR 5 VEHICLES!!!! No HOA. The outbuilding also is equipped with a professionally soundproofed recording studio, waiting area and half bath. Country music star, Carly Pearce, a Taylor Mill native, recorded her first tracks here!!!! There is everything you need and more! Don't wait to schedule a visit!

Full Property Details for 860 Stephens Rd

General

  • Price: $629,000
  • Status: Pending
  • Type: Single Family
  • Source: Northern_Kentucky
  • MLS ID: 637088
  • Updated: 12/27/2025
  • Added to Site: 97 day(s) ago

Interior

  • Number of Rooms: 15
  • Interior Features: Kitchen Island, Walk-In Closet(s), Soaking Tub, Smart Thermostat, Pantry, Open Floorplan, Eat-in Kitchen, Crown Molding, High Ceilings, Multi-Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Decorative, Insert, Wood Burning
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room, Main Level

Additional Information

  • Pool: Yes
  • Pool Description: Above Ground
  • Security/Safety: Smoke Detector(s)
  • Equipment: Humidifier

Exterior

  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 5
  • Parking Features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side

Location

  • County: Kenton
  • Driving Directions: 17 to Fowler Creek. L on Stephens.

School Information

  • Elementary School: Whites Tower Elementary
  • Middle School: Twenhofel Middle School
  • High School: Simon Kenton High

Community

  • Community Name: K04 - Indp/TayMil/Covingtn

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Attic Fan, Central Air Conditioning
  • Heating Type: Oil, Forced Air

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick, Concrete, Shingle Siding
  • Basement Desc.: Full Finished Bath, Partial, Finished, Storage Space, Walk-Out Access
  • Roof: Composition, Shingle
  • Windows: Insulated Windows, Bay Window(s), Wood Frames
  • Year Built: 1985
  • Property Condition: Existing Structure

Additional Structures

  • Other Structures: Outbuilding

Lot Features

  • Lot Size (Acres): 1.81
  • Lot Size (Sq. Ft.): 78,843.6
  • Lot Size: 1.81
  • Lot Size Source: Realist
  • Lot Dimensions: of record
  • Frontage: County Road, Paved
  • Lot Features: Corner Lot, Sloped
  • Zoning: Residential

Disclosures and Reports

  • Property ID: 047-00-00-061.01
Buyer's Brokerage Compensation: 3%
Not binding unless confirmed by separate agreement among applicable parties.

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— 860 Stephens Rd —

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 860 Stephens Rd

School District:Kenton County School District
NameGradesDistance
White's Tower Elementary School
2977 Harris Pike, Independence, KY 41051
PK-51.3 mi
Twenhofel Middle School
11846 Taylor Mill Road, Independence, KY 41051
6-81.8 mi
Simon Kenton High School
11132 Madison Pike, Independence, KY 41051
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 860 Stephens Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/15/2025
Price Reduced
$629,000
-5.98%
MLS
10/27/2025
Price Reduced
$669,000
-3.74%
MLS
10/18/2025
Price Reduced
$695,000
-3.46%
MLS
10/12/2025
Listed
$719,900
148.24%
MLS
8/16/2013
Sold
$290,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 860 Stephens Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,962
-5%
$340,700
—
2024
$4,174
-3%
$340,700
—
2023
$4,300
-1%
$340,700
—
2022
$4,361
-18%
$340,700
—
2021
$5,334
—
$340,700
17%
2021
$5,334
38%
$290,000
—
2018
$3,879
1%
$290,000
—
2019
$3,858
2%
$290,000
—
2017
$3,772
2%
$290,000
—
2016
$3,707
1%
$290,000
—
2015
$3,671
56%
$290,000
—
2013
$2,356
—
$290,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 860 Stephens Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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860 Stephens Road, Independence, KY 41051 (MLS# 637088) is a Single Family property with 3 bedrooms, 3 full bathrooms and 2 partial bathrooms. 860 Stephens Road is currently listed for $629,000 and was received on October 12, 2025. This property is listed by Karen Elkins from our Northern Kentucky Office.Want to learn more about 860 Stephens Road? Do you have questions about finding other Single Family real estate for sale in Independence? You can browse all Independence real estate or contact a Coldwell Banker agent to request more information.

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