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$319,900 Just Listed
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Property Description
Completely remodeled 3-bed, 3-full-bath home in Ludlow! Brand new kitchen with stainless steel appliances and quartz counters, new tile and LVP flooring, new carpet, fresh paint and fixtures throughout. New HVAC and a newer roof for peace of mind. Detached garage adds bonus storage/parking. Move-in ready, nothing to do but unpack. Schedule your showing today!
Full Property Details
Full Property Details for 412 Oak St
General
- Price: $319,900
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 644910
- Updated: 7/22/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Smart Thermostat, Ceiling Fan(s), Recessed Lighting
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): See Remarks, Electric, Inoperable
- Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Main Level
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Detached, Garage
Location
- County: Kenton
- Driving Directions: From I-75/I-71, take Exit 189 (5th Street/Covington). Continue west on W 5th Street, then merge onto KY-8 W/River Road toward Ludlow. Turn left onto Elm Street, then right onto Oak Street. The property will be on the left at 412 Oak Street, Ludlow, KY 41016.
School Information
- Elementary School: Mary A. Goetz Elementary
- Middle School: Ludlow Middle School
- High School: Ludlow High
Community
- Community Name: K02 - Bromley/Ludlow Area
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Traditional
- Construction: Vinyl Siding
- Basement Desc.: Storage Space, Unfinished, Walk-Out Access
- Roof: See Remarks, Shingle
- Windows: Double-Hung, Vinyl Frames
- Square Feet: 1,440
- Living Area: 1,440 Sq. Ft.
- Year Built: 1920
Lot Features
- Lot Size (Acres): 0.07
- Lot Size (Sq. Ft.): 3,073
- Lot Size: .07
- Lot Size Source: Assessor
- Lot Dimensions: 24 x 125
- Fencing (Description): Chain Link
Disclosures and Reports
- Property ID: 026-33-07-015.00
Listed by Plum Tree Realty, Brandon Stamper
Get Pre-Approved Today
Schools
Schools serving 412 Oak St
School District:Ludlow Independent School District
| Name | Grades | Distance |
|---|---|---|
Mary A. Goetz Elementary School 512 Oak Street, Ludlow, KY 41016 | PK-6 | 0.2 mi |
Ludlow High School 515 Elm Street, Ludlow, KY 41016 | 7-12 | 0.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 412 Oak St
Date
Details
Price
Change
Source
7/22/2026
Listed
$319,900
413.2%
MLS
6/09/2025
Sold
$62,334
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 412 Oak St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,371
80%
$105,000
—
2024
$762
1%
$105,000
—
2023
$754
-8%
$105,000
—
2022
$823
46%
$105,000
40%
2021
$565
—
$75,000
—
2019
$567
-3%
$75,000
—
2018
$587
1%
$75,000
—
2017
$580
3%
$75,000
—
2016
$561
1%
$75,000
—
2015
$555
3%
$75,000
—
2013
$538
—
$75,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 412 Oak St
412 Oak Street, Ludlow, KY 41016 (MLS# 644910) is a Single Family property with 3 bedrooms and 3 full bathrooms. 412 Oak Street is currently listed for $319,900 and was received on July 22, 2026. Want to learn more about 412 Oak Street? Do you have questions about finding other Single Family real estate for sale in Ludlow? You can browse all Ludlow real estate or contact a Coldwell Banker agent to request more information.

