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$275,000 Just Listed
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Property Description
Built in character in the heart of Ludlow can be found in this 3 bedroom 1 and 1/2 bath home. A wide front porch, a huge shade tree along with a back patio provides additional living space and privacy. Hardwood floors throughout the home as well as the carpeted upstairs match the beautiful staircase handrail. The kitchen has a unique presence with the Estate Fresh Air Oven and vent. Oven is not hooked up to gas. There is room for growth in the kitchen if new owner would decide to have the Estate Oven removed. French doors, vestibule and plaster medallions give homage to years gone by while the detached garage and large parking pad add to the rare amenities of this home. Off street parking for several cars as well as outdoor living spaces in the heart of Ludlow make this property stand out.
Full Property Details
Full Property Details for 431 Elm St
General
- Price: $275,000
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 645107
- Updated: 7/28/2026
- Added to Site: 3 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Storage, Crown Molding, Beamed Ceilings, Ceiling Fan(s), High Ceilings, Multi-Panel Doors, Natural Woodwork
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Inoperable, Wood Burning Stove
- Appliances: Stainless Steel Appliance(s), Gas Range, Gas Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Main Level
Exterior
- Exterior Features: Private Yard, Fire Pit
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Detached
Location
- County: Kenton
- Driving Directions: I-75 North to the Ft. Wright exit, Left off the exit, Right on Dixie Highway, Left on Sleepy Hollow, Right on Elm Street, property is on the Right.
School Information
- Elementary School: Mary A. Goetz Elementary
- Middle School: Ludlow Middle School
- High School: Ludlow High
Community
- Community Name: K02 - Bromley/Ludlow Area
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Wood Stove, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Victorian
- Construction: Block, Wood Siding
- Basement Desc.: Full
- Roof: Shingle
- Windows: Double-Hung, Wood Frames
- Square Feet: 2,076
- Living Area: 2,076 Sq. Ft.
- Year Built: 1980
- Property Condition: Existing Structure
Additional Structures
- Other Structures: Garage(s)
Lot Features
- Property View: Neighborhood
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,625
- Lot Size: .11
- Lot Size Source: Owner
- Lot Dimensions: 25 x 125
- Frontage: City Street, Paved
- Zoning: Residential
- Fencing (Description): Fenced, Wood
Disclosures and Reports
- Property ID: 026-34-07-016.00
Listed by eXp Realty, LLC, Kimberly Tunnacliffe
Get Pre-Approved Today
Schools
Schools serving 431 Elm St
School District:Ludlow Independent School District
| Name | Grades | Distance |
|---|---|---|
Mary A. Goetz Elementary School 512 Oak Street, Ludlow, KY 41016 | PK-6 | 0.1 mi |
Ludlow High School 515 Elm Street, Ludlow, KY 41016 | 7-12 | 0.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 Elm St
Date
Details
Price
Change
Source
7/28/2026
Listed
$275,000
10%
MLS
1/30/2023
Sold
$250,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 Elm St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,265
—
$250,000
—
2024
$3,250
74%
$250,000
72%
2023
$1,866
1%
$145,000
—
2022
$1,850
1%
$145,000
17%
2021
$1,836
4%
$124,000
—
2018
$1,772
1%
$124,000
—
2017
$1,749
3%
$124,000
—
2016
$1,691
-5%
$124,000
—
2019
$1,784
7%
$124,000
—
2015
$1,670
-4%
$124,000
-8%
2014
$1,740
2%
$135,000
—
2013
$1,714
—
$135,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 Elm St
431 Elm Street, Ludlow, KY 41016 (MLS# 645107) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 431 Elm Street is currently listed for $275,000 and was received on July 28, 2026. Want to learn more about 431 Elm Street? Do you have questions about finding other Single Family real estate for sale in Ludlow? You can browse all Ludlow real estate or contact a Coldwell Banker agent to request more information.

