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$325,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,475 Sq. Ft.
  • 0.1 Acres
  • 4 Car Garage
  • Updated 8 days ago

Next open house:

Open House: 10:00 AM - 12:00 PM

Saturday 1/17 10:00 AM - 12:00 PM

445 Victoria Street,Ludlow, KY 41016

445 Victoria StreetLudlowKY41016

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BIG TICKET ITEMS? DONE. Charming, inviting, and truly move-in ready! This thoughtfully updated 2-bedroom, 2-full-bath home offers the perfect blend of timeless character and modern comfort, set on a quiet street. Major systems have already been taken care of, with the roof, HVAC, and mechanicals all just two years old, offering peace of mind for years to come. The open layout flows effortlessly into a light-filled kitchen with crisp white cabinetry and updated finishes, ideal for everyday living or easy entertaining. A full bathroom on each level adds flexibility and convenience. The walkout leads to a fully fenced backyard-ideal for pets, hosting friends, or just enjoying your own outdoor space. And the true unicorn? A rare 4-car (tandem) garage with tons of storage, perfect for cars, hobbies, bikes, or future projects. Updated where it matters, cute where it counts, and located in the heart of Ludlow.

Full Property Details for 445 Victoria St

General

  • Price: $325,000
  • Status: Active
  • Type: Single Family
  • Source: Northern_Kentucky
  • MLS ID: 638985
  • Updated: 1/7/2026
  • Added to Site: 8 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Kitchen Island, Walk-In Closet(s), Storage, High Speed Internet, Entrance Foyer, Eat-in Kitchen, Chandelier, Built-in Features, Ceiling Fan(s), High Ceilings
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Inoperable
  • Appliances: Electric Oven, Electric Range, Dishwasher, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Lower Level

Parking

  • Garage: Yes
  • Garage Spaces: 4
  • Parking Features: Garage, Off Street, On Street

Location

  • County: Kenton
  • Driving Directions: Rt 8 To Oldham To L Victoria

School Information

  • Elementary School: Mary A. Goetz Elementary
  • Middle School: Ludlow Middle School
  • High School: Ludlow High

Community

  • Community Name: K02 - Bromley/Ludlow Area

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Natural Gas Available

Structural Information

  • Architectural Style: Traditional
  • Construction: Wood Siding
  • Basement Desc.: Unfinished
  • Roof: Asphalt
  • Windows: Vinyl Frames
  • Square Feet: 1,475
  • Living Area: 1,475 Sq. Ft.
  • Year Built: 1920
  • Property Condition: Existing Structure

Lot Features

  • Property View: Neighborhood
  • Lot Size (Acres): 0.1
  • Lot Size (Sq. Ft.): 4,400
  • Lot Size: .1
  • Lot Size Source: Realist
  • Lot Dimensions: 40 x 110
  • Frontage: City Street, Paved
  • Lot Features: Corner Lot, Near Public Transit
  • Fencing (Description): Wood

Disclosures and Reports

  • Property ID: 026-33-05-009.00

Listed by Pivot Realty Group, Annie Venerable

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Listing agent

— 445 Victoria St —

  • Annie Venerable

    Pivot Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 445 Victoria St

School District:Ludlow Independent School District
NameGradesDistance
Mary A. Goetz Elementary School
512 Oak Street, Ludlow, KY 41016
PK-60.1 mi
Ludlow High School
515 Elm Street, Ludlow, KY 41016
7-120.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 445 Victoria St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/07/2026
Listed
$325,000
160%
MLS
7/17/2023
Sold
$125,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 445 Victoria St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,632
—
$125,000
—
2024
$1,625
10%
$125,000
9%
2023
$1,480
56%
$115,000
—
2022
$951
12%
$115,000
21%
2021
$849
-1%
$95,000
—
2018
$861
1%
$95,000
—
2017
$850
1%
$95,000
—
2019
$843
-36%
$95,000
—
2016
$1,310
1%
$95,000
—
2015
$1,293
6%
$95,000
—
2013
$1,224
—
$95,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 445 Victoria St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Pivot Realty Group, Annie Venerable

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445 Victoria Street, Ludlow, KY 41016 (MLS# 638985) is a Single Family property with 2 bedrooms and 2 full bathrooms. 445 Victoria Street is currently listed for $325,000 and was received on January 07, 2026. Want to learn more about 445 Victoria Street? Do you have questions about finding other Single Family real estate for sale in Ludlow? You can browse all Ludlow real estate or contact a Coldwell Banker agent to request more information.

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