Date
Details
Price
Change
Source
7/02/2026
Listed
$675,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Welcome to your dream lake retreat at Elk Lake Shores Resort in Owenton, Kentucky! This beautifully maintained 3-bedroom, 2-bath ranch home with a fully finished walkout basement offers the perfect combination of comfort, convenience, and lakefront living. Located less than five minutes from the front entrance of the resort, this property sits on deep water in a peaceful, short no-wake cove, making it an ideal setting for swimming, boating, and relaxing on the water. Inside, you'll love the open-concept floor plan featuring a spacious kitchen with a large eat-in island, perfect for entertaining family and friends. The main level also offers a private primary suite complete with an ensuite bath and direct access to the expansive covered deck overlooking the lake. The finished walkout basement includes two additional bedrooms, a full bath, and a spacious family room featuring an electric fireplace and wet bar--creating the ultimate gathering space. Step outside to the lower covered deck and enjoy the peaceful lake views year-round. Additional features include a concrete driveway, ample parking for guests, and a large storage shed for all your outdoor and lake equipment. The path to the water is just as impressive, with maintenance-free concrete and stone steps leading to an incredible dock house complete with a bunk room and additional storage for all your lake toys. The Trex dock provides exceptional durability and plenty of space for entertaining, relaxing, and parking multiple boats. An electric covered boat lift is included, and with a full-price offer, both the ski boat and pontoon boat convey with the property--making this a true turnkey lake getaway. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional waterfront property offers everything you need to start making unforgettable memories on Elk Lake. Schedule your private showing today!
Full Property Details
Full Property Details for 12 Elk Lake Resort Rd
General
- Price: $675,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 644271
- Updated: 7/3/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 7
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Electric
- Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup
Additional Information
- Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Exterior
- Exterior Features: Fire Pit, Dock, Balcony
- Porch/Patio/Deck: Covered, Deck, Patio, Porch
Parking
- Parking Features: Driveway, Off Street
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
- Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Heat Pump, Forced Air, Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Natural Gas Available
Structural Information
- Architectural Style: Ranch
- Construction: Concrete
- Basement Desc.: Full Finished Bath, Fireplace(s), See Remarks, Finished, Walk-Out Access
- Roof: Metal
- Windows: Insulated Windows
- Square Feet: 2,003
- Living Area: 2,003 Sq. Ft.
- Year Built: 1998
- Property Condition: Existing Structure
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.43
- Lot Size (Sq. Ft.): 18,743.87
- Lot Size: .43
- Lot Size Source: Owner
- Lot Dimensions: Of Record
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped, Waterfront, Wooded
- Zoning: Residential
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
Disclosures and Reports
- Property ID: 075-80-00-12.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
We Value Your Privacy
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Listing agent
— 12 Elk Lake Resort Rd —
Patrick Tenoever
Sibcy Cline, REALTORS-Florence
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 12 Elk Lake Resort Rd
School District:Owen County School District
| Name | Grades | Distance |
|---|---|---|
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359 | PK-4 | 3.4 mi |
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359 | 5-8 | 3.5 mi |
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12 Elk Lake Resort Rd
Estimate the Cost
Estimate the Cost for 12 Elk Lake Resort Rd
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- Single Family
- Active
- Updated 10 days ago
- 4Beds
- 4Total Baths
- 3,336Sq. Ft.
- Single Family
- Active
- Updated 3 days ago
- 3Beds
- 4Total Baths
- 3,400Sq. Ft.
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- Townhouse
- Active
- Updated 17 hours ago
- 1Bed
- 1Total Bath
- 720Sq. Ft.
- Condo
- Active
- Updated 2 days ago
- 2Beds
- 1Total Bath
- 1,002Sq. Ft.
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- Single Family
- Active
- Updated 4 days ago
- 3Beds
- 2Total Baths
- 2,365Sq. Ft.
- Single Family
- Active
- Updated 2 days ago
- 3Beds
- 2Total Baths
- 1,275Sq. Ft.
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- Single Family
- Closed
- 4Beds
- 6Total Baths
- 4,321Sq. Ft.
Sold by Stephanie Simpson
12 Elk Lake Resort Road, Owenton, KY 40359 (MLS# 644271) is a Single Family property with 3 bedrooms and 2 full bathrooms. 12 Elk Lake Resort Road is currently listed for $675,000 and was received on July 02, 2026. Want to learn more about 12 Elk Lake Resort Road? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.