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$399,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,900 Sq. Ft.
  • 0.42 Acres
  • Updated 20 hours ago
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Discover the perfect retreat at 1427 Elk Lake Resort Rd, a beautifully maintained 3-bedroom chalet-style home with direct lake frontage and a private boat dock. Inside, the warm wood finishes, open living spaces, and included pool table create a true cabin feel that's equally inviting for weekends away or year-round living. This lake house has been impeccably cared for by its current owner, making it move-in ready for its next chapter. Along with the main property, you'll also enjoy Lot 1525 directly across the road, offering flexible space for recreation, gardening, or overflow parking. A storage shed adds convenience for lake gear and tools, while the spacious deck provides the perfect spot to relax and take in sweeping water views. Life at Elk Lake Resort is an experience in itself. The gated community offers 24-hour security, a private beach, clubhouse, social events, and a marina with gas service. Residents spend their days boating, fishing, swimming, kayaking, and enjoying miles of scenic shoreline. In the evenings, unwind under the stars and embrace the slower pace of lake life. Perfectly located just 90 minutes from Cincinnati, Louisville, and Lexington.

Full Property Details for 1427 Elk Lake Rd

General

  • Price: $399,900
  • HOA FEE: $208/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Northern_Kentucky
  • MLS ID: 640244
  • Updated: 3/2/2026
  • Added to Site: Today

Interior

  • Number of Rooms: 9
  • Interior Features: Open Floorplan, Eat-in Kitchen, Ceiling Fan(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Wood Burning
  • Appliances: Stainless Steel Appliance(s), Electric Range, Microwave, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Main Level

Additional Information

  • Shared Amenities: Lake Seasonal, Playground, Clubhouse

Exterior

  • Exterior Features: Boat Slip, Dock, Other
  • Porch/Patio/Deck: Covered, Deck, Enclosed, Patio, Porch

Parking

  • Parking Features: Driveway, No Garage, Off Street

Location

  • County: Owen
  • Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. 'Gated Community; must have an appointment and be escorted by an agent.

School Information

  • Elementary School: Owen County Elementary
  • Middle School: Maurice Bowling Middle School
  • High School: Owen County High

Community

  • Community Name: K22 - Owen Cty
  • Association: Yes
  • Assoc. Fees Include: Association Fees, Maintenance Grounds, Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air Conditioning
  • Heating Type: Heat Pump, Electric

Utilities

  • Sewer: Septic Tank
  • Water: Public

Structural Information

  • Architectural Style: Chalet
  • Construction: Vinyl Siding
  • Basement Desc.: Finished, Storage Space, Walk-Out Access
  • Roof: Shingle
  • Windows: Insulated Windows, Vinyl Frames
  • Square Feet: 1,900
  • Living Area: 1,900 Sq. Ft.
  • Year Built: 1996

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.42
  • Lot Size (Sq. Ft.): 18,208.08
  • Lot Size: .42
  • Lot Size Source: Realist
  • Lot Dimensions: 84 x 230 x 72 x 238
  • Zoning: Residential

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $2,500
  • Assoc Fee Freq.: Annually

Disclosures and Reports

  • Property ID: 075-80-14-027.00

Listed by eXp Realty, LLC, Aaron Smith

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Listing agent

— 1427 Elk Lake Rd —

  • Aaron Smith

    eXp Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 1427 Elk Lake Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/02/2026
Listed
$399,900
66.62%
MLS
9/30/2020
Sold
$240,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1427 Elk Lake Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,298
3%
$275,800
—
2024
$3,209
14%
$275,800
15%
2023
$2,824
1%
$240,000
—
2022
$2,793
—
$240,000
—
2021
$2,795
17%
$240,000
20%
2020
$2,384
13%
$200,000
13%
2019
$2,119
3%
$177,000
—
2018
$2,048
2%
$177,000
—
2017
$2,009
-1%
$177,000
—
2016
$2,025
—
$177,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by eXp Realty, LLC, Aaron Smith

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1427 Elk Lake Road, Owenton, KY 40359 (MLS# 640244) is a Single Family property with 4 bedrooms, 1 full bathroom and 1 partial bathroom. 1427 Elk Lake Road is currently listed for $399,900 and was received on March 02, 2026. Want to learn more about 1427 Elk Lake Road? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.

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