Date
Details
Price
Change
Source
4/07/2026
Listed
$350,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Charming 3 BR lake cottage close to front entrance located on a short cove w/ deep water! Home features a large 1/2 circle driveway with ample parking where you can park next to front porch to make loading and unloading easy! Walk into 1st floor huge kitchen area w/ island, hardwood floors throughout most of main floor & open concept to a large living room equipped with gas fireplace & walkout to covered deck! There are 2 bedrooms & full bath on first floor and the 3rd BR on lower level. Large family room w/ gas fireplace and walkout to covered deck on lower level with beautiful view of the lake & huge 2-tiered dock w/ covered upper deck, boat slip and 2 separate dock platforms! Come join the Elk Lake community and start making great memories w/ family and friends!!! New A/C 2024. Elk Lake Information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA)
Full Property Details
Full Property Details for 445 Elk Lake Resort Rd #10
General
- Price: $350,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 641281
- Updated: 4/7/2026
- Added to Site: 5 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Kitchen Island, Storage, Open Floorplan, Eat-in Kitchen, Ceiling Fan(s), High Ceilings, Multi-Panel Doors, Recessed Lighting, Vaulted Ceiling(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Gas
- Appliances: Electric Cooktop, Dishwasher, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Basement, Lower Level
Additional Information
- Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Exterior
- Exterior Features: Fire Pit, Boat Slip, Dock
- Porch/Patio/Deck: Covered, Deck, Porch
Parking
- Parking Features: Driveway
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
- Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Propane, Forced Air
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Propane
Structural Information
- Architectural Style: See Remarks
- Construction: Concrete, Wood Siding
- Basement Desc.: Full Finished Bath, Fireplace(s), Full, Finished, Storage Space, Walk-Out Access
- Roof: Composition, Shingle
- Windows: Insulated Windows, Wood Frames
- Property Condition: Existing Structure
Lot Features
- Property View: Lake, Trees/Woods
- Lot Size (Acres): 0.95
- Lot Size (Sq. Ft.): 41,172.91
- Lot Size: .95
- Lot Size Source: Realist
- Lot Dimensions: of record
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped, Waterfront
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
- Other Assoc Fees: $3,500
Disclosures and Reports
- Property ID: 075-80-00-009.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 445 Elk Lake Resort Rd #10 —
Patrick Tenoever
Sibcy Cline, REALTORS-Florence
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 445 Elk Lake Resort Rd #10
School District:Owen County School District
| Name | Grades | Distance |
|---|---|---|
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359 | PK-4 | 3.3 mi |
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359 | 5-8 | 3.5 mi |
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Elk Lake Resort Rd #10
Tax History
Tax History for 445 Elk Lake Resort Rd #10
Year
Property Taxes
Change
Tax Assessment
Change
2025
$70
—
$3,000
—
2024
$70
—
$3,000
—
2023
$70
1%
$3,000
—
2022
$69
-1%
$3,000
—
2021
$70
—
$3,000
—
2020
$70
—
$3,000
—
2019
$70
1%
$3,000
—
2018
$69
1%
$3,000
—
2017
$68
-1%
$3,000
—
2016
$69
—
$3,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Elk Lake Resort Rd #10
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- Single Family
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- Single Family
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445 Elk Lake Resort Rd #10, Owenton, KY 40359 (MLS# 641281) is a Single Family property with 3 bedrooms and 2 full bathrooms. 445 Elk Lake Resort Rd #10 is currently listed for $350,000 and was received on April 07, 2026. Want to learn more about 445 Elk Lake Resort Rd #10? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.