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$275,000
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Property Description
Charming 3 BR lake cottage close to front entrance located on a short cove w/ deep water! Home features a large 1/2 circle driveway with ample parking where you can park next to front porch to make loading and unloading easy! Walk into 1st floor huge kitchen area w/ island, hardwood floors throughout most of main floor & open concept to a large living room equipped with gas fireplace & walkout to covered deck! There are 2 bedrooms & full bath on first floor and the 3rd BR on lower level. Large family room w/ gas fireplace and walkout to covered deck on lower level with beautiful view of the lake & huge 2-tiered dock w/ covered upper deck, boat slip and 2 separate dock platforms! Come join the Elk Lake community and start making great memories w/ family and friends!!! New A/C 2024. Elk Lake Information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA)
Full Property Details
Full Property Details for 445 Elk Lake Resort Rd #10
General
- Sold For: $275,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Closed
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 641281
- Added to Site: 96 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Kitchen Island, Storage, Open Floorplan, Eat-in Kitchen, Ceiling Fan(s), High Ceilings, Multi-Panel Doors, Recessed Lighting, Vaulted Ceiling(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Gas
- Appliances: Electric Cooktop, Dishwasher, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Basement, Lower Level
Additional Information
- Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Exterior
- Exterior Features: Fire Pit, Boat Slip, Dock
- Porch/Patio/Deck: Covered, Deck, Porch
Parking
- Parking Features: Driveway
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
- Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Propane, Forced Air
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Propane
Structural Information
- Architectural Style: See Remarks
- Construction: Concrete, Wood Siding
- Basement Desc.: Full Finished Bath, Fireplace(s), Full, Finished, Storage Space, Walk-Out Access
- Roof: Composition, Shingle
- Windows: Insulated Windows, Wood Frames
- Property Condition: Existing Structure
Lot Features
- Property View: Lake, Trees/Woods
- Lot Size (Acres): 0.95
- Lot Size (Sq. Ft.): 41,172.91
- Lot Size: .95
- Lot Size Source: Realist
- Lot Dimensions: of record
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped, Waterfront
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
- Other Assoc Fees: $3,500
Disclosures and Reports
- Property ID: 075-80-00-009.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
Sold by Outside Sales, Outside Agent
Get Pre-Approved Today
Schools
Schools serving 445 Elk Lake Resort Rd #10
School District:Owen County School District
| Name | Grades | Distance |
|---|---|---|
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359 | PK-4 | 3.3 mi |
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359 | 5-8 | 3.5 mi |
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Elk Lake Resort Rd #10
Date
Details
Price
Change
Source
6/19/2026
Sold
$275,000
-21.43%
MLS
4/07/2026
Listed
$350,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
445 Elk Lake Resort Rd #10, Owenton, KY 40359 (MLS# 641281) is a Single Family property that was sold at $275,000 on June 19, 2026. Want to learn more about 445 Elk Lake Resort Rd #10? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.

