Date
Details
Price
Change
Source
12/02/2025
Listed
$525,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/50
$525,000
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Property Description
Stunning 3 BR log cabin cottage on 2 water lots close to the water! This well built 4 seasons home features 2 1/2 baths, beautiful hard wood floors, open concept with vaulted ceilings, wood beams, stainless steel appliances, granite counters, primary BR on 1st floor, liv. rm walkout to huge screened in covered patio w/ tile floor connected to a large deck that over looks the water and dock! Beautiful trees accent this home every where you look that provides privacy and shade! The basement features a side entry 2 garage with 9 foot ceilings. Great for storage, game room area, work shop or finish part or all of the basement w/ additional bedrooms or family room! This is a must see and so much more! Make it your own and create great memories with family & friends! MOST OF THE FURNISHINGS & CONTENTS ARE INCLUDED! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!
Full Property Details
Full Property Details for 445 Elk Lake Resort Rd #1406-1407
General
- Price: $525,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 638350
- Updated: 12/2/2025
- Added to Site: 47 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Laminate Counters, Granite Counters, Entrance Foyer, Eat-in Kitchen, Beamed Ceilings, Ceiling Fan(s), Natural Woodwork, Vaulted Ceiling(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Stone, Gas
- Appliances: Washer/Dryer Stacked, Gas Oven, Dishwasher, Microwave, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Main Level
Additional Information
- Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Exterior
- Exterior Features: Private Yard, Boat Slip, Dock, Lighting, Outdoor Grill
- Porch/Patio/Deck: Covered, Deck, Porch, Tiered Deck
Parking
- Attached garage: Yes
- Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Off Street, Oversized
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn R onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
- Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Propane, Forced Air
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Propane
Structural Information
- Architectural Style: Log
- Construction: Concrete, Log, Stone
- Basement Desc.: Half Bath Roughed In, Storage Space, Unfinished, Walk-Out Access
- Roof: Asphalt, Composition
- Windows: Insulated Windows, Casement, Wood Frames
- Year Built: 1999
- Property Condition: Existing Structure
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Lake, Trees/Woods
- Lot Dimensions: of record
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped Down, Waterfront, Wooded
- Trees/Vegetation: Oak Trees, Pine Trees
- Zoning: Residential
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
Disclosures and Reports
- Property ID: 075-80-14-006.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 445 Elk Lake Resort Rd #1406-1407 —
Patrick Tenoever
Sibcy Cline, REALTORS-Florence
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 445 Elk Lake Resort Rd #1406-1407
School District:Owen County School District
| Name | Grades | Distance |
|---|---|---|
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359 | PK-4 | 3.3 mi |
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359 | 5-8 | 3.5 mi |
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Elk Lake Resort Rd #1406-1407
Tax History
Tax History for 445 Elk Lake Resort Rd #1406-1407
Year
Property Taxes
Change
Tax Assessment
Change
2025
$70
—
$3,000
—
2024
$70
—
$3,000
—
2023
$70
1%
$3,000
—
2022
$69
-1%
$3,000
—
2021
$70
—
$3,000
—
2020
$70
—
$3,000
—
2019
$70
1%
$3,000
—
2018
$69
1%
$3,000
—
2017
$68
-1%
$3,000
—
2016
$69
—
$3,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Elk Lake Resort Rd #1406-1407
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- Single Family
- Active
- Updated 6 days ago
- 3Beds
- 2Total Baths
Listed by Susannah Stephens (859) 409-7232
- Single Family
- Active
- Updated 5 days ago
- 3Beds
- 2Total Baths
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- Single Family
- Active
- Updated 6 days ago
- 2Beds
- 1Total Bath
- 900Sq. Ft.
- Single Family
- Active
- Updated 2 days ago
- 3Beds
- 2Total Baths
- 2,628Sq. Ft.
- Single Family
- Active
- Updated 6 days ago
- 3Beds
- 1Total Bath
- 1,104Sq. Ft.
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- Single Family
- Closed
- 3Beds
- 2Total Baths
- 1,062Sq. Ft.
445 Elk Lake Resort Road #1406-1407, Owenton, KY 40359 (MLS# 638350) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 445 Elk Lake Resort Road #1406-1407 is currently listed for $525,000 and was received on December 02, 2025. Want to learn more about 445 Elk Lake Resort Road #1406-1407? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.