445 Elk Lake Resort Road #390, Owenton, KY 40359 - Photo 1

1/1

$530,600

Sold
Closed
Single Family
4 Beds
3 Full Baths
2,400 Sq. Ft.
0.85 Acres

1/1

Property Description

Lakefront Living at Its Finest! This stunning 4-bedroom, 3-full bath lake home offers over 2,900 sq. ft. of beautifully designed living space just inside the front gate! Thoughtfully positioned on a large, gently sloping lot, the home boasts deep water access in a protected short cove with TWO private docks-ideal for boating, swimming, and lakeside relaxation. Inside, you'll find vaulted ceilings and an open-concept layout that flows seamlessly to a wraparound deck on three sides-partially covered for year-round enjoyment. The lower level features walkouts from both the basement and first floor, a cozy stone fireplace, media room with leather lounge chairs, a wet bar, and a full kitchenette-perfect for entertaining guests or extended family stays. Additional highlights include a covered concrete patio, concrete driveway, and a layout designed for comfort and convenience both indoors and out. This property truly checks all the boxes for a full-time residence or a weekend getaway on the lake!

Full Property Details

Full Property Details for 445 Elk Lake Resort Rd #390

General

Sold For: $530,600
HOA FEE: $208/month
HOA FEE FREQ.: Annually
Status: Closed
Type: Single Family
Source: Northern_Kentucky
MLS ID: 634268
Added to Site: 191 day(s) ago

Interior

Number of Rooms: 9
Interior Features: Pocket Door(s), Kitchen Island, Soaking Tub, Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), High Ceilings, Multi-Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Wired for Sound, Wet Bar
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Blower Fan, Inoperable
Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3

Bedrooms

Total Bedrooms: 4

Other Rooms

Laundry: Electric Dryer Hookup, Main Level

Additional Information

Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse
Security/Safety: Smoke Detector(s)

Exterior

Porch/Patio/Deck: Covered, Deck, Patio

Parking

Parking Features: Driveway

Location

County: Owen
Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''

School Information

Elementary School: Owen County Elementary
Middle School: Maurice Bowling Middle School
High School: Owen County High

Community

Community Name: K22 - Owen Cty
Association: Yes
Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air Conditioning
Heating Type: Heat Pump, Forced Air, Electric

Utilities

Sewer: Septic Tank
Water: Public

Structural Information

Architectural Style: Traditional
Construction: Concrete, Vinyl Siding
Basement Desc.: Kitchen, Finished, Walk-Out Access
Roof: Metal
Windows: Insulated Windows, Picture Window(s), Vinyl Clad Window(s)
Square Feet: 2,400
Living Area: 2,400 Sq. Ft.
Year Built: 1994
Property Condition: Existing Structure

Lot Features

Lot Size (Acres): 0.85
Lot Size (Sq. Ft.): 23,229
Lot Size: .85
Lot Size Source: Realist
Lot Dimensions: 38' x 258' x 154' x 90' x 301'
Lot Features: Cleared, Sloped, Waterfront, Wooded
Trees/Vegetation: Partially Wooded
Zoning: Residential

Financial Considerations

Association Fee: $2,500
Assoc Fee Freq.: Annually

Disclosures and Reports

Property ID: 075-80-03-090.00

Listed and Sold by Sibcy Cline, REALTORS-Florence, Patrick Tenoever

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Listing agent

— 445 Elk Lake Resort Rd #390 —

Patrick Tenoever

Sibcy Cline, REALTORS-Florence

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Schools

Schools serving 445 Elk Lake Resort Rd #390

School District:Owen County School District

Name	Grades	Distance
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359	PK-4	3.3 mi
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359	5-8	3.5 mi
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359	9-12	3.6 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 445 Elk Lake Resort Rd #390

Date

Details

Price

Change

Source

10/16/2025

Sold

$530,600

-11.57%

MLS

8/06/2025

Price Reduced

$600,000

-4%

MLS

7/11/2025

Listed

$625,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Closed

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Beds
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445 Elk Lake Resort Road #390, Owenton, KY 40359 (MLS# 634268) is a Single Family property that was sold at $530,600 on October 16, 2025. Want to learn more about 445 Elk Lake Resort Road #390? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.

445 Elk Lake Resort Rd #390 Owenton, KY 40359