Date
Details
Price
Change
Source
4/30/2026
Listed
$450,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Welcome to your private lakeside retreat at Elk Lake in Owenton, Kentucky! This stunning 2-story log cabin offers the perfect blend of rustic charm and everyday comfort, nestled on two waterfront lots totaling nearly an acre (.99). With 3 bedrooms and 3 full bathrooms--one on each level--this thoughtfully designed home provides both space and flexibility. The family room in basement offers option for a fourth bedroom especially with a full bathroom in the lower level! The primary suite is conveniently located on the first floor and features its own ensuite full bath, creating a comfortable main-level living option. Inside, you'll find beautiful hardwood floors throughout the first and second levels, enhancing the warm, inviting character of the home. A large storage room offers plenty of space for lake gear and more, while the additional outdoor storage shed provides even more functionality. Step outside and take in the peaceful setting from the covered upper rear deck, perfect for relaxing or entertaining while enjoying views of the quiet, private cove. The property offers approximately 4 feet of water depth off the dock, and the home is ideally positioned close to the water with a gentle, gradual slope--making lake access easy and enjoyable. Additional highlights include a spacious, flat gravel parking area and the rare advantage of being situated on two waterfront lots, offering added privacy and room to expand. Whether you're looking for a weekend getaway or a full-time lake home, this Elk Lake property delivers the ideal combination of location, layout, and lifestyle. Don't miss this opportunity to own your slice of lakefront paradise! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!
Full Property Details
Full Property Details for 445 Elk Lake Resort Rd #519-520
General
- Price: $450,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 642059
- Updated: 4/30/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 8
- Appliances: Electric Range, Dishwasher, Microwave, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Lower Level
Additional Information
- Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Exterior
- Exterior Features: Private Yard, Fire Pit, Dock, Balcony
- Porch/Patio/Deck: Covered, Deck, Patio, Porch
Parking
- Parking Features: Driveway, Off Street
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
- Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning, Wall Unit(s)
- Heating Type: Forced Air, Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Natural Gas Available
Structural Information
- Architectural Style: Log
- Construction: Stone, Wood Siding
- Basement Desc.: Full Finished Bath, Finished, Storage Space, Walk-Out Access
- Roof: Metal
- Windows: Insulated Windows, Vinyl Frames
- Square Feet: 1,641
- Living Area: 1,641 Sq. Ft.
- Year Built: 2007
- Property Condition: Existing Structure
Lot Features
- Property View: Lake, Trees/Woods
- Lot Size (Acres): 0.99
- Lot Size (Sq. Ft.): 43,124.4
- Lot Size: .99
- Lot Size Source: Owner
- Lot Dimensions: of record
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped, Waterfront, Wooded
- Trees/Vegetation: Oak Trees, Pine Trees
- Zoning: Residential
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
Disclosures and Reports
- Property ID: 075-80-05-019.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 445 Elk Lake Resort Rd #519-520 —
Patrick Tenoever
Sibcy Cline, REALTORS-Florence
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 445 Elk Lake Resort Rd #519-520
School District:Owen County School District
| Name | Grades | Distance |
|---|---|---|
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359 | PK-4 | 3.3 mi |
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359 | 5-8 | 3.5 mi |
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Elk Lake Resort Rd #519-520
Tax History
Tax History for 445 Elk Lake Resort Rd #519-520
Year
Property Taxes
Change
Tax Assessment
Change
2025
$179
3%
$15,100
—
2024
$174
-1%
$15,100
—
2023
$175
1%
$15,100
—
2022
$174
129%
$15,100
129%
2021
$76
-3%
$6,600
—
2020
$78
-38%
$6,600
-38%
2019
$125
3%
$10,600
—
2018
$121
3%
$10,600
—
2017
$118
-1%
$10,600
—
2016
$119
1%
$10,600
—
2015
$118
—
$10,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Elk Lake Resort Rd #519-520
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- Single Family
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- 2,037Sq. Ft.
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- Condo
- Active
- Updated 4 days ago
- 2Beds
- 1Total Bath
- 1,002Sq. Ft.
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- Active
- Updated 1 day ago
- 3Beds
- 2Total Baths
- 2,037Sq. Ft.
- Single Family
- Active
- Updated 3 days ago
- 3Beds
- 2Total Baths
- 1,729Sq. Ft.
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- Updated 3 days ago
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- Single Family
- Closed
- Updated 10 days ago
- 3Beds
- 2Total Baths
445 Elk Lake Resort Road #519-520, Owenton, KY 40359 (MLS# 642059) is a Single Family property with 3 bedrooms and 3 full bathrooms. 445 Elk Lake Resort Road #519-520 is currently listed for $450,000 and was received on April 30, 2026. Want to learn more about 445 Elk Lake Resort Road #519-520? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.