445 Elk Lake Resort Road #519-520, Owenton, KY 40359 - Photo 1

1/1

$445,000

Sold
Closed
Single Family
3 Beds
3 Full Baths
1,641 Sq. Ft.
0.99 Acres

1/1

Property Description

Welcome to your private lakeside retreat at Elk Lake in Owenton, Kentucky! This stunning 2-story log cabin offers the perfect blend of rustic charm and everyday comfort, nestled on two waterfront lots totaling nearly an acre (.99). With 3 bedrooms and 3 full bathrooms--one on each level--this thoughtfully designed home provides both space and flexibility. The family room in basement offers option for a fourth bedroom especially with a full bathroom in the lower level! The primary suite is conveniently located on the first floor and features its own ensuite full bath, creating a comfortable main-level living option. Inside, you'll find beautiful hardwood floors throughout the first and second levels, enhancing the warm, inviting character of the home. A large storage room offers plenty of space for lake gear and more, while the additional outdoor storage shed provides even more functionality. Step outside and take in the peaceful setting from the covered upper rear deck, perfect for relaxing or entertaining while enjoying views of the quiet, private cove. The property offers approximately 4 feet of water depth off the dock, and the home is ideally positioned close to the water with a gentle, gradual slope--making lake access easy and enjoyable. Additional highlights include a spacious, flat gravel parking area and the rare advantage of being situated on two waterfront lots, offering added privacy and room to expand. Whether you're looking for a weekend getaway or a full-time lake home, this Elk Lake property delivers the ideal combination of location, layout, and lifestyle. Don't miss this opportunity to own your slice of lakefront paradise! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

Full Property Details

Full Property Details for 445 Elk Lake Resort Rd #519-520

General

Sold For: $445,000
HOA FEE: $208/month
HOA FEE FREQ.: Annually
Status: Closed
Type: Single Family
Source: Northern_Kentucky
MLS ID: 642059
Added to Site: 56 day(s) ago

Interior

Number of Rooms: 8
Appliances: Electric Range, Dishwasher, Microwave, Refrigerator

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3

Bedrooms

Total Bedrooms: 3

Other Rooms

Laundry: Electric Dryer Hookup, Lower Level

Additional Information

Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)

Exterior

Exterior Features: Private Yard, Fire Pit, Dock, Balcony
Porch/Patio/Deck: Covered, Deck, Patio, Porch

Parking

Parking Features: Driveway, Off Street

Location

County: Owen
Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''

School Information

Elementary School: Owen County Elementary
Middle School: Maurice Bowling Middle School
High School: Owen County High

Community

Community Name: K22 - Owen Cty
Association: Yes
Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air Conditioning, Wall Unit(s)
Heating Type: Forced Air, Electric

Utilities

Sewer: Septic Tank
Water: Public
Cable Available: Yes
Utility Description: Cable Available, Natural Gas Available

Structural Information

Architectural Style: Log
Construction: Stone, Wood Siding
Basement Desc.: Full Finished Bath, Finished, Storage Space, Walk-Out Access
Roof: Metal
Windows: Insulated Windows, Vinyl Frames
Square Feet: 1,641
Living Area: 1,641 Sq. Ft.
Year Built: 2007
Property Condition: Existing Structure

Lot Features

Property View: Lake, Trees/Woods
Lot Size (Acres): 0.99
Lot Size (Sq. Ft.): 43,124.4
Lot Size: .99
Lot Size Source: Owner
Lot Dimensions: of record
Frontage: Private Road, Gravel
Lot Features: Cleared, Sloped, Waterfront, Wooded
Trees/Vegetation: Oak Trees, Pine Trees
Zoning: Residential

Water Features

Water View: Yes

Financial Considerations

Association Fee: $2,500
Assoc Fee Freq.: Annually

Disclosures and Reports

Property ID: 075-80-05-019.00

Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
Sold by Transaction Alliance LLC, Cory Behm

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Listing agent

— 445 Elk Lake Resort Rd #519-520 —

Patrick Tenoever

Sibcy Cline, REALTORS-Florence

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Schools

Schools serving 445 Elk Lake Resort Rd #519-520

School District:Owen County School District

Name	Grades	Distance
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359	PK-4	3.3 mi
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359	5-8	3.5 mi
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359	9-12	3.6 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 445 Elk Lake Resort Rd #519-520

Date

Details

Price

Change

Source

6/09/2026

Sold

$445,000

-1.11%

MLS

4/30/2026

Listed

$450,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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445 Elk Lake Resort Rd, Owenton, KY 40359 - Photo 1

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$450,000

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Beds
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Total Baths

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445 Elk Lake Resort Road #519-520, Owenton, KY 40359 (MLS# 642059) is a Single Family property that was sold at $445,000 on June 09, 2026. Want to learn more about 445 Elk Lake Resort Road #519-520? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.

445 Elk Lake Resort Rd #519-520 Owenton, KY 40359