Date
Details
Price
Change
Source
10/20/2025
Listed
$425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/48
$425,000
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Property Description
Don't miss this 3-bedroom, 2-full bath lake cottage filled with rustic charm and modern updates. Step inside to find hardwood floors, soaring wood-beamed ceilings, natural woodwork throughout, and a cozy wood-burning stove insert. The full basement offers two separate walkouts and plenty of storage. Outdoor living is a dream with two large tiered decks-upper deck featuring Trex boards-and a metal roof for low maintenance. Enjoy lake life with two large tiered docks including an electric covered boat lift, a new wood upper dock, and a Trex lower dock right on the water. With deep water access and a fantastic location, this home is the perfect retreat for family, friends, or weekend getaways! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!
Full Property Details
Full Property Details for 445 Elk Lake Resort Rd #658
General
- Price: $425,000
- HOA FEE: $2,500/month
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 637306
- Updated: 10/20/2025
- Added to Site: 90 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Open Floorplan, Breakfast Bar, Beamed Ceilings, Ceiling Fan(s), High Ceilings, Natural Woodwork
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Stone, Brick, Insert, Wood Burning Stove
- Appliances: Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Lower Level
Exterior
- Exterior Features: Boat Slip, Dock
- Porch/Patio/Deck: Deck, Tiered Deck
Parking
- Parking Features: Driveway, Off Street
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Propane
Structural Information
- Architectural Style: Cottage
- Construction: Block, Log, Wood Siding
- Basement Desc.: Full Finished Bath, Full, Walk-Out Access
- Roof: Metal
- Windows: Double-Hung, Slider Window(s)
- Property Condition: Existing Structure
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.48
- Lot Size (Sq. Ft.): 2,200
- Lot Size: .48
- Lot Dimensions: 21051
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped Down, Waterfront
- Trees/Vegetation: Partially Wooded
- Zoning: Residential
- Fencing (Description): Chain Link, Metal
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Monthly
Disclosures and Reports
- Property ID: 075-80-06-058.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
We Value Your Privacy
We Value Your Privacy
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Listing agent
— 445 Elk Lake Resort Rd #658 —
Patrick Tenoever
Sibcy Cline, REALTORS-Florence
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 445 Elk Lake Resort Rd #658
School District:Owen County School District
| Name | Grades | Distance |
|---|---|---|
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359 | PK-4 | 3.3 mi |
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359 | 5-8 | 3.5 mi |
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Elk Lake Resort Rd #658
Tax History
Tax History for 445 Elk Lake Resort Rd #658
Year
Property Taxes
Change
Tax Assessment
Change
2025
$70
—
$3,000
—
2024
$70
—
$3,000
—
2023
$70
1%
$3,000
—
2022
$69
-1%
$3,000
—
2021
$70
—
$3,000
—
2020
$70
—
$3,000
—
2019
$70
1%
$3,000
—
2018
$69
1%
$3,000
—
2017
$68
-1%
$3,000
—
2016
$69
—
$3,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Elk Lake Resort Rd #658
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- Single Family
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445 Elk Lake Resort Road #658, Owenton, KY 40359 (MLS# 637306) is a Single Family property with 3 bedrooms and 2 full bathrooms. 445 Elk Lake Resort Road #658 is currently listed for $425,000 and was received on October 20, 2025. Want to learn more about 445 Elk Lake Resort Road #658? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.