445 Elk Lake Resort Road #658, Owenton, KY 40359 - Photo 1

1/1

$385,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
0.48 Acres

1/1

Property Description

Don't miss this 3-bedroom, 2-full bath lake cottage filled with rustic charm and modern updates. Step inside to find hardwood floors, soaring wood-beamed ceilings, natural woodwork throughout, and a cozy wood-burning stove insert. The full basement offers two separate walkouts and plenty of storage. Outdoor living is a dream with two large tiered decks-upper deck featuring Trex boards-and a metal roof for low maintenance. Enjoy lake life with two large tiered docks including an electric covered boat lift, a new wood upper dock, and a Trex lower dock right on the water. With deep water access and a fantastic location, this home is the perfect retreat for family, friends, or weekend getaways! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

Full Property Details

Full Property Details for 445 Elk Lake Resort Rd #658

General

Sold For: $385,000
HOA FEE: $2,500/month
Status: Closed
Type: Single Family
Source: Northern_Kentucky
MLS ID: 637306
Added to Site: 220 day(s) ago

Interior

Number of Rooms: 7
Interior Features: Open Floorplan, Breakfast Bar, Beamed Ceilings, Ceiling Fan(s), High Ceilings, Natural Woodwork
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Stone, Brick, Insert, Wood Burning Stove
Appliances: Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Other Rooms

Laundry: Lower Level

Exterior

Exterior Features: Boat Slip, Dock
Porch/Patio/Deck: Deck, Tiered Deck

Parking

Parking Features: Driveway, Off Street

Location

County: Owen
Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''

School Information

Elementary School: Owen County Elementary
Middle School: Maurice Bowling Middle School
High School: Owen County High

Community

Community Name: K22 - Owen Cty
Association: Yes

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air Conditioning
Heating Type: Natural Gas, Forced Air

Utilities

Sewer: Septic Tank
Water: Public
Cable Available: Yes
Utility Description: Cable Available, Propane

Structural Information

Architectural Style: Cottage
Construction: Block, Log, Wood Siding
Basement Desc.: Full Finished Bath, Full, Walk-Out Access
Roof: Metal
Windows: Double-Hung, Slider Window(s)
Property Condition: Existing Structure

Lot Features

Property View: Lake
Lot Size (Acres): 0.48
Lot Size (Sq. Ft.): 2,200
Lot Size: .48
Lot Dimensions: 21051
Frontage: Private Road, Gravel
Lot Features: Cleared, Sloped Down, Waterfront
Trees/Vegetation: Partially Wooded
Zoning: Residential
Fencing (Description): Chain Link, Metal

Water Features

Water View: Yes

Financial Considerations

Association Fee: $2,500
Assoc Fee Freq.: Monthly

Disclosures and Reports

Property ID: 075-80-06-058.00

Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
Sold by RE/MAX Victory + Affiliates, Brian Drapp

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Listing agent

— 445 Elk Lake Resort Rd #658 —

Patrick Tenoever

Sibcy Cline, REALTORS-Florence

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Schools

Schools serving 445 Elk Lake Resort Rd #658

School District:Owen County School District

Name	Grades	Distance
Owen County Elementary School 1960 Hwy 22 E, Owenton, KY 40359	PK-4	3.3 mi
Maurice Bowling Middle School 2380 Hwy 22 E, Owenton, KY 40359	5-8	3.5 mi
Owen County High School 2340 Hwy 22 E, Owenton, KY 40359	9-12	3.6 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 445 Elk Lake Resort Rd #658

Date

Details

Price

Change

Source

4/21/2026

Sold

$385,000

-9.41%

MLS

10/20/2025

Listed

$425,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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445 Elk Lake Resort Rd, Owenton, KY 40359 - Photo 1

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Closed

3
Beds
2
Total Baths

Sold

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445 Elk Lake Resort Road #658, Owenton, KY 40359 (MLS# 637306) is a Single Family property that was sold at $385,000 on April 21, 2026. Want to learn more about 445 Elk Lake Resort Road #658? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.

445 Elk Lake Resort Rd #658 Owenton, KY 40359