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$399,000
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Property Description
Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.
Full Property Details
Full Property Details for 518 Elk Rd
General
- Price: $399,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 641187
- Updated: 4/3/2026
- Added to Site: 9 day(s) ago
Interior
- Number of Rooms: 4
- Appliances: Washer/Dryer Stacked, Electric Range, Microwave, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Electric Dryer Hookup
Additional Information
- Shared Amenities: Lake Year Round
Exterior
- Porch/Patio/Deck: Covered, Tiered Deck
Parking
- Parking Features: Driveway
Location
- County: Owen
- Driving Directions: Follow 127 to Owenton Continue straight onto KY-227 S/KY-22 E/Main St Continue to follow KY-227 S/KY-22 E 1.5 mi Turn right onto KY-227 S 2.0 mi Turn left onto KY-330 E 1.2 mi Turn right onto State Hwy 1883 Destination will be on the right 1.7 mi
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Cottage
- Construction: Vinyl Siding
- Basement Desc.: Full Finished Bath, Finished, Walk-Out Access
- Roof: Shingle
- Windows: Vinyl Frames
- Square Feet: 1,872
- Living Area: 1,872 Sq. Ft.
- Property Condition: Existing Structure
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.48
- Lot Size (Sq. Ft.): 20,992
- Lot Size: .48
- Lot Size Source: Realist
- Lot Dimensions: 73 x 291
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
Disclosures and Reports
- Property ID: 075-80-05-018.00
Listed by Ashcraft Real Estate Services, Mindy Hearne
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Price & Sales History for 518 Elk Rd
Date
Details
Price
Change
Source
4/03/2026
Listed
$399,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 518 Elk Rd
518 Elk Road, Owenton, KY 40359 (MLS# 641187) is a Single Family property with 2 bedrooms and 2 full bathrooms. 518 Elk Road is currently listed for $399,000 and was received on April 03, 2026. Want to learn more about 518 Elk Road? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.

