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$455,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,340 Sq. Ft.
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Charming Cape Cod with Endless Potential in Cape St. Claire! Bring your vision to life in this classic 4-bedroom, 2-bath Cape Cod located in the sought-after Cape St. Claire community. Freshly painted , hardwood floors, plenty of natural light, and ready for your personal touch. The main level features a spacious floor plan with living room and dining room combined, featuring a pellet fire place, kitchen, two main-floor bedrooms and updated bath. Upstairs, two additional bedrooms and a second updated bath provide ample space for family or guests. Partially finished basement with plenty of space for storage. This 1/4 acre lot is perfect for outdoor living, gardening, or future additions. Driveway offers ample off street parking. Enjoy all the amenities Cape St. Claire has to offer-private beaches, boat ramps, playgrounds, community marina, and award-winning Broadneck schools. Close to Annapolis, commuter routes, and the Chesapeake Bay.

Full Property Details for 1023 Mountain Top Dr

General

  • Price: $455,000
  • HOA FEE: $1/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,496 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2129382
  • Updated: 12/28/2025
  • Added to Site: 87 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Storage Room, Bathroom 1, Bathroom 2
  • Interior Features: Ceiling Fan(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Fireplace - Glass Doors, Other
  • Appliances: Dryer, Washer, Refrigerator, Cooktop, Water Conditioner - Owned, Oven - Wall
  • Flooring: Carpet, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 2

Additional Information

  • Shared Amenities: Beach, Boat Ramp, Club House, Picnic Area, Tot Lots/Playground

Parking

  • Total Spaces: 2
  • Parking Type: Driveway, On Street

Location

  • County: ANNE ARUNDEL
  • Subdivision: CAPE ST CLAIRE
  • Driving Directions: CAPE ST CLAIRE ROAD TO LEFT ON MOUNTAIN TOP, HOUSE IS ON THE LEFT

School Information

  • School District: Anne Arundel County Public Schools

Community

  • Association: Yes
  • Assoc. Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance, Reserve Funds

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Oil
  • Water Heater: Propane

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Construction: Brick, Aluminum Siding
  • Basement: Yes
  • Basement Desc.: Connecting Stairway, Partially Finished, Walkout Stairs
  • Foundation: Other
  • Stories Description: Main, Upper 1
  • Square Feet: 2,340
  • Sq. Ft. Source: Assessor
  • Living Area: 1,404 Sq. Ft.
  • Finished Above Grnd: 1,404 Sq. Ft.
  • Year Built: 1962
  • Year Built Source: Assessor
  • Property Condition: Average

Additional Structures

  • Other Structures: Shed

Lot Features

  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,591
  • Lot Size Source: Assessor
  • Zoning: R5
  • Fencing (Description): Partially

Financial Considerations

  • Price Per Sq. Ft.: $324.07
  • Association Fee: $10
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $4,070
  • County Tax Freq: Annually
  • Tax w/Assessment: $373,733
  • Tax Amount: $4,496
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1404

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 23

Listed by American Dream Realty and Management, Mary L Zimmerman

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Listing agent

— 1023 Mountain Top Dr —

  • Mary L Zimmerman

    American Dream Realty and Management

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1023 Mountain Top Dr

School District:Anne Arundel County Public Schools
NameGradesDistance
Cape St. Claire Elementary School
931 Blue Ridge Drive, Annapolis, MD 21409
K-50.4 mi
Magothy River Middle School
241 Peninsula Farm Road, Arnold, MD 21012
6-84.1 mi
Broadneck High School
1265 Green Holly Drive, Annapolis, MD 21409
9-120.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1023 Mountain Top Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/03/2025
Price Reduced
$455,000
-4.21%
MLS
10/24/2025
Listed
$475,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1023 Mountain Top Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,129
40%
$373,733
6%
2023
$2,228
-39%
$352,000
—
2022
$3,678
23%
$352,000
—
2018
$2,999
15%
$352,800
6%
2021
$2,603
2%
$333,800
6%
2020
$2,547
5%
$314,800
6%
2019
$2,418
1%
$295,800
3%
2018
$2,388
2%
$288,133
3%
2017
$2,333
1%
$280,467
3%
2016
$2,303
2%
$272,800
2%
2015
$2,268
3%
$268,033
2%
2014
$2,212
—
$263,267
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by American Dream Realty and Management, Mary L Zimmerman

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1023 Mountain Top Drive, Annapolis, MD 21409 (MLS# MDAA2129382) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1023 Mountain Top Drive is currently listed for $455,000 and was received on October 24, 2025. Want to learn more about 1023 Mountain Top Drive? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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