12 Union Street, Annapolis, MD 21401 - Photo 1

1/1

$1,260,000

Sold
Closed
Single Family
4 Beds
2 Full Baths
2,727 Sq. Ft.
1 Car Garage

1/1

Property Description

Rare opportunity to own a stunning newer built fully detached four bedroom home in the historic district with an attached one car garage plus a one car driveway"‹ -an amenity rarely found in downtown Annapolis. Tucked away on a quiet street just steps from Spa Creek and City Dock, 12 Union Street combines the charm and walkability of the Historic District with the comfort and convenience of newer construction. Spanning four levels, the home is filled with natural light and offers high ceilings throughout. The entire interior has recently undergone a significant refresh, including resurfaced hardwood floors, all-new carpet, professional interior painting throughout, new lighting fixtures, new outlets and switches, a new kitchen backsplash and quartz countertops, plus a new dishwasher, refrigerator, and hot water heater. With four bedrooms and two full baths, the flexible floor plan provides plenty of options for guests, a home office, gym, or additional living space. Outdoor living is equally inviting, featuring a screened porch off the second level and a spacious deck off the main level with additional outdoor space ideal for relaxing, entertaining, or creating a garden retreat. The unfinished basement offers exceptional storage and future potential, featuring windows that bring in natural light and unusually high ceilings rarely found in similar downtown homes. Step outside and enjoy everything that makes Annapolis special. The waterfront is just moments away, while the U.S. Naval Academy, restaurants, shops, parks, and all the attractions of downtown Annapolis are within easy walking distance. Whether you're looking for a full-time residence, a weekend escape, or a smart investment, 12 Union Street offers an exceptional opportunity in one of Annapolis' most sought-after locations.

Full Property Details

Full Property Details for 12 Union St

General

Sold For: $1,260,000
Taxes: $10,325 (2025)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: MDAA2149666
Added to Site: 108 day(s) ago

Interior

Rooms/Areas: Living Room, Dining Room, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Bedroom 1, Bathroom 1, Bathroom 2
Interior Features: Bathroom - Stall Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Galley, Recessed Lighting, Skylight(s), Upgraded Countertops, Window Treatments, Wood Floors
Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
Flooring: Hardwood, Carpet

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2
Upper 3 - Full Baths: 1
Upper Floor Baths: 2
Upper - Full Baths: 2

Bedrooms

Total Bedrooms: 4
Bedrooms Upper: 4
Bedrooms-Up3: 2

Other Rooms

Laundry: Has Laundry, Basement

Parking

Garage: Yes
Garage Spaces: 1
Total Spaces: 2
Parking Features: Concrete Driveway
Parking Type: Attached Garage, Driveway
Garage Description: Garage - Front Entry, Garage Door Opener

Location

Municipality: Annapolis
County: ANNE ARUNDEL
Subdivision: HISTORIC DISTRICT
Driving Directions: West St to Cathedral St to Conduit St to Union St.
City Limits: Yes

School Information

School District: Anne Arundel County Public Schools
Elementary School: Call School Board
Middle School: Call School Board
High School: Call School Board

Heating & Cooling

Central air: Yes
Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Heat Pump(s)
Heating Fuel: Natural Gas
Water Heater: Natural Gas

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Style: Colonial
Structure Type: Detached
Construction: Frame
Basement: Yes
Basement Desc.: Connecting Stairway, Interior Access, Unfinished, Windows
Foundation: Block
Roof: Asphalt
Walls/Ceilings: Dry Wall, High, Beamed Ceilings
Stories Description: Main, Upper 1, Upper 3
Square Feet: 2,727
Sq. Ft. Source: Estimated
Living Area: 2,265 Sq. Ft.
Finished Above Grnd: 2,265 Sq. Ft.
Year Built: 1981
Year Built Source: Assessor

Lot Features

Lot Size (Acres): 0.03
Lot Size (Sq. Ft.): 1,200
Lot Size Source: Assessor
Zoning: R2
Lot Description: Level, Rear Yard
Fencing (Description): Board

Financial Considerations

Price Per Sq. Ft.: $569.49
Assessment Year: 2026
City/TownTax: $5,317
City/TownTax Freq: Annually
County Tax: $5,008
County Tax Freq: Annually
Tax w/Assessment: $762,900
Tax Amount: $10,325
Tax Year: 2025
Terms: Standard Sale
Tax Total Finished Sq. Ft.: 1803

Disclosures and Reports

Ownership: Fee Simple

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Meet the listing agent

— 12 Union St —

Santiago Navarro-Monzo

Email Me

(443) 994-9923 mobile
(410) 263-8686 office

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Schools

Schools serving 12 Union St

School District:Anne Arundel County Public Schools

Name	Grades	Distance
Annapolis Elementary School 180 Green Street, Annapolis, MD 21401	PK-5	0.2 mi
Wiley H. Bates Middle School 701 Chase Street, Annapolis, MD 21401	6-8	0.8 mi
Annapolis High School 2700 Riva Road, Annapolis, MD 21401	9-12	4 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12 Union St

Date

Details

Price

Change

Source

9/10/2026

Sold

$1,260,000

-2.32%

MLS

7/08/2026

Price Reduced

$1,289,900

-0.78%

MLS

6/27/2026

Listed

$1,300,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Beds
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Beds
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12 Union Street, Annapolis, MD 21401 (MLS# MDAA2149666) is a Single Family property that was sold at $1,260,000 on September 10, 2026. This property was listed by Santiago Navarro-Monzo from our Annapolis Church Circle Office.Want to learn more about 12 Union Street? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

12 Union St Annapolis, MD 21401