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$849,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,841 Sq. Ft.
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MAJOR UPDATES JUST COMPLETED + SIGNIFICANT PRICE IMPROVEMENT! This waterfront home has been freshly painted throughout and features a brand-new roof, offering peace of mind and a fresh, move-in-ready feel. Now priced at $849,900 (previously $899,000), this is a rare opportunity to secure waterfront living in Kitty Creek at a compelling new value. Located just a short drive from Quiet Waters Park, Downtown Annapolis, and everything the area has to offer, this home is nestled in the desirable Kitty Creek community. With approximately 80 feet of waterfront, the 3-bedroom, 2.5-bath residence features a bright and open main level with vaulted ceilings connecting the living room, dining area, kitchen, and a spacious sunroom overlooking the water. The primary suite is conveniently located on the main level, complete with a private bath and in-closet laundry, along with a half bath for guests. The upper level offers two additional bedrooms and a full bath, while the unfinished basement provides endless potential for additional living space, storage, or a large recreation area. The basement also includes a second washer and dryer and walkout access to the backyard. Outdoor highlights include a large back deck, expansive yard with water views, a two-car concrete driveway, and a welcoming front porch-perfect for enjoying peaceful waterfront surroundings. This home combines serene waterfront living with unbeatable convenience-just minutes from parks, shops, and restaurants, and within easy reach of Baltimore, Washington D.C., Fort Meade, and Andrews Air Force Base. Whether you're seeking a move-in-ready home with light updates or an opportunity to customize further, this is an exceptional chance to enjoy waterfront living in Kitty Creek at a newly adjusted price

Full Property Details for 3109 Ervin Ct

General

  • Price: $849,900
  • HOA FEE: $21/month
  • HOA FEE FREQ.: Annually
  • Taxes: $7,565 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2129974
  • Updated: 12/19/2025
  • Added to Site: 71 day(s) ago

Interior

  • Rooms/Areas: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Sun/Florida Room, Bathroom 2, Primary Bathroom, Half Bath
  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Main Floor, Lower Floor

Exterior

  • Porch/Patio/Deck: Deck(s)

Parking

  • Total Spaces: 2
  • Parking Features: Concrete Driveway
  • Parking Type: Driveway, On Street

Location

  • County: ANNE ARUNDEL
  • Subdivision: KITTY CREEK
  • Driving Directions: Take Bay Ridge Ave and Arundel on the Bay Rd to Headwater Rd in Annapolis Neck Continue on Headwater Rd. Drive to Ervin Ct

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Hillsmere
  • Middle School: Annapolis
  • High School: Annapolis

Community

  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Outside Entrance, Interior Access, Unfinished, Sump Pump
  • Foundation: Slab
  • Roof: Asphalt
  • Stories Description: Main, Upper 1
  • Square Feet: 2,841
  • Sq. Ft. Source: Assessor
  • Living Area: 1,801 Sq. Ft.
  • Finished Above Grnd: 1,801 Sq. Ft.
  • Year Built: 1986
  • Year Built Source: Assessor
  • Property Condition: Good

Lot Features

  • Property View: Water, Trees/Woods
  • Lot Size (Acres): 0.46
  • Lot Size (Sq. Ft.): 20,244
  • Lot Size Source: Assessor
  • Zoning: R2

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Creek/Stream
  • Water Front Name: Smiths Creek

Financial Considerations

  • Price Per Sq. Ft.: $471.9
  • Association Fee: $250
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $7,139
  • County Tax Freq: Annually
  • Tax w/Assessment: $655,567
  • Tax Amount: $7,565
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1801

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: See disclosures
  • Inclusions: See disclosures
  • Lot Number: 19

Listed by EXP Realty, LLC, Brian William Furr

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Listing agent

— 3109 Ervin Ct —

  • Brian William Furr

    EXP Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3109 Ervin Ct

School District:Anne Arundel County Public Schools
NameGradesDistance
Hillsmere Elementary School
3052 Arundel on the Bay Road, Annapolis, MD 21403
PK-50.3 mi
Annapolis Middle School
1399 Forest Drive, Annapolis, MD 21403
6-82 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-125 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3109 Ervin Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/18/2025
Price Reduced
$849,900
-5.57%
MLS
11/06/2025
Listed
$899,999
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3109 Ervin Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,664
113%
$655,567
7%
2023
$3,601
—
$611,033
8%
2023
$3,601
-39%
$566,500
—
2022
$5,920
11%
$566,500
—
2018
$5,344
45%
$566,500
-1%
2021
$3,695
2%
$574,600
4%
2020
$3,619
5%
$550,833
5%
2019
$3,446
2%
$527,067
5%
2018
$3,384
1%
$503,300
1%
2017
$3,354
1%
$500,400
1%
2016
$3,324
—
$497,500
1%
2015
$3,308
1%
$494,600
—
2014
$3,262
—
$494,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by EXP Realty, LLC, Brian William Furr

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3109 Ervin Court, Annapolis, MD 21403 (MLS# MDAA2129974) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3109 Ervin Court is currently listed for $849,900 and was received on November 06, 2025. Want to learn more about 3109 Ervin Court? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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