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$795,000 Coming Soon

  • For Sale
  • Coming Soon
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 4,000 Sq. Ft.
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Welcome to 406 Harbor Drive, an exceptional residence in the heart of Hillsmere Shores, one of Annapolis' most coveted water-privileged communities. Completely renovated and impeccably maintained, this home offers approximately 4,000 finished square feet of beautifully designed living space where scale, comfort, and craftsmanship come together seamlessly. Walls of windows flood the open layout with natural light, highlighting rich hardwood floors, custom moldings, and timeless fixtures throughout. The gourmet kitchen is the true centerpiece of the home, featuring 42" cabinetry, stainless steel and chef-grade appliances, gleaming granite countertops, and an oversized center island-perfect for everyday living and effortless entertaining. A sunny morning room connects the kitchen and dining spaces, creating an inviting flow for gatherings large and small. The formal dining room is accented by a stunning tray ceiling, while the expansive living room offers an ideal setting for entertaining or relaxing. The primary suite is a showstopper, complete with vaulted ceilings, a sitting area, a custom walk-in closet, and a spa-inspired bath featuring a frameless glass walk-in shower with designer tile and a deep soaking tub. All additional bedrooms are generously sized with excellent closet space. The screened upper porch extends your living space outdoors-ideal for champagne sunsets, crab feasts, and relaxed evenings-finished with maintenance-free composite decking and vinyl posts. The lower level impresses with exposed brick walls, a large recreation room for movie nights and gatherings, and an open den with a cozy wood stove that works beautifully as a home office or study. A guest bedroom, full bath, oversized laundry room, and separate utility room provide flexibility, storage, and function. Outside, the fenced backyard is level, private, and surrounded by mature trees, offering endless possibilities for gardening, play, entertaining, or even adding a pool. A large paver patio is perfect for a fire pit and s'mores under the stars. Plenty of off-street parking completes the package. Hillsmere Shores delivers an unmatched lifestyle with two private beaches, beachfront playgrounds, a boat ramp, canoe and kayak storage, boat slips, beach pavilions, volleyball courts, and a community pool-all just moments away. Enjoy a vibrant calendar of neighborhood events including poolside movie nights, Food Truck Fridays, beach Easter egg hunts, Fourth of July bike parades, spring sock burning, and the annual pig roast. This is more than a home-it's a community, a lifestyle, and an absolute 10.

Full Property Details for 406 Harbor Dr

General

  • Price: $795,000
  • HOA FEE: $2/month
  • HOA FEE FREQ.: Annually
  • Taxes: $1 (2025)
  • Status: Coming Soon
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2133380
  • Updated: 12/18/2025
  • Added to Site: 33 day(s) ago
  • Expected Market Date: 1/26/2026

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Office, Recreation Room, Storage Room, Workshop, Bathroom 2, Attic, Primary Bathroom, Full Bath, Screened Porch
  • Interior Features: Breakfast Area, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Skylight(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Stove - Wood, Attic, Built-Ins, Crown Moldings, Family Room Off Kitchen, Kitchen - Country, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Water Treat System
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick, Insert, Wood
  • Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Oven - Double, Oven - Wall, Range Hood, Six Burner Stove, Stainless Steel Appliances, Washer, Disposal, Extra Refrigerator/Freezer, Icemaker, Refrigerator, Water Conditioner - Owned, Water Heater
  • Flooring: Wood, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Has Laundry

Additional Information

  • Shared Amenities: Pool Mem Avail, Pier/Dock, Beach, Common Grounds, Picnic Area, Security, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip, Boat Ramp, Mooring Area, Pool - Outdoor, Volleyball Courts
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Bump-outs, Street Lights, Water Falls, Play Area
  • Porch/Patio/Deck: Deck(s), Porch(es), Screened, Patio(s), Enclosed

Parking

  • Parking Features: Paved Driveway
  • Parking Type: Driveway, Off Street

Location

  • County: ANNE ARUNDEL
  • Subdivision: HILLSMERE ESTATES
  • Cross Streets: Hillsmere Drive
  • Driving Directions: Hillsmere Drive to Harbor.

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Hillsmere
  • Middle School: Annapolis
  • High School: Annapolis

Community

  • Association: Yes
  • Assoc. Name: HSIA
  • Assoc. Fees Include: Common Area Maintenance
  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Programmable Thermostat
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Programmable Thermostat
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Dist. to Water: 5 Blocks
  • Utility Description: Under Ground

Structural Information

  • Architectural Style: Craftsman
  • Structure Type: Detached
  • Construction: Brick Front, Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Daylight, Full, Connecting Stairway, Drainage System, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Shelving, Walkout Level, Windows, Workshop, Drain, Fully Finished
  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Walls/Ceilings: High
  • Windows: Bay/Bow, Casement, Double Hung, Double Pane, Energy Efficient, Skylights, Sliding, Insulated
  • Doors: French, Six Panel, Sliding Glass, Insulated
  • Stories Description: Lower 1, Main
  • Square Feet: 4,000
  • Sq. Ft. Source: Estimated
  • Living Area: 4,000 Sq. Ft.
  • Finished Above Grnd: 2,800 Sq. Ft.
  • Finished Below Grnd: 1,200 Sq. Ft.
  • Year Built: 1972
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Lot Features

  • Property View: Garden/Lawn
  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,562
  • Lot Size Source: Assessor
  • Street/Road Desc.: Black Top
  • Zoning: R2
  • Lot Description: Level, Rear Yard, Cleared, Front Yard, Landscaping, Premium, SideYard(s)

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Limited hours of Personal Watercraft Operation (PWC), Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Front Type: River
  • Water Front Name: Chesapeake Bay and South River

Financial Considerations

  • Price Per Sq. Ft.: $283.93
  • Association Fee: $25
  • Assoc Fee Freq.: Annually
  • Tax Amount: $1
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3482

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 3
  • Lot Number: 5
Buyer's Brokerage Compensation: 2.5%
Not binding unless confirmed by separate agreement among applicable parties.

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— 406 Harbor Dr —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 406 Harbor Dr

School District:Anne Arundel County Public Schools
NameGradesDistance
Hillsmere Elementary School
3052 Arundel on the Bay Road, Annapolis, MD 21403
PK-50.5 mi
Annapolis Middle School
1399 Forest Drive, Annapolis, MD 21403
6-81.6 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-124.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 406 Harbor Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/17/2025
Listed
$795,000
23.26%
MLS
11/18/2021
Sold
$645,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 406 Harbor Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,424
21%
$600,733
10%
2023
$5,322
—
$544,767
11%
2023
$5,322
7%
$488,800
2%
2022
$4,992
13%
$477,667
2%
2018
$4,416
31%
$466,533
2%
2021
$3,381
2%
$455,400
2%
2020
$3,328
4%
$445,433
2%
2019
$3,194
1%
$435,467
2%
2018
$3,154
2%
$425,500
7%
2017
$3,105
2%
$396,333
8%
2016
$3,042
3%
$367,167
9%
2015
$2,963
2%
$338,000
—
2014
$2,909
—
$338,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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406 Harbor Drive, Annapolis, MD 21403 (MLS# MDAA2133380) is a Single Family property with 4 bedrooms and 3 full bathrooms. 406 Harbor Drive is currently listed for $795,000 and was received on December 17, 2025. This property is listed by Wendy T. Oliver from our Annapolis Church Circle Office.Want to learn more about 406 Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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