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$695,000 Just Listed
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Property Description
Welcome to this spacious 4-bedroom, 3-bath split foyer home situated on an almost half-acre corner lot in the sought-after water-access community of Twin Harbors in Arnold. Freshly painted inside and out, this well-maintained home offers an exceptional combination of indoor comfort and outdoor living. The main level features hardwood floors throughout (seller will provide a $8575 credit for refinishing after settlement), a bright and open living area, and a spacious kitchen complete with stainless steel appliances, a new gas stove, new quartz counters, new tile backsplash, breakfast bar, built-in pantry, and large adjoining dining area. Three bedrooms are located on the upper level, including a generous primary suite with double closets and a private ensuite bath featuring a new vanity and toilet. The renovated hall bath (2022) serves the additional bedrooms, including a secondary bedroom with double closets. The finished walk-out lower level offers more hardwood flooring, a large family room with a cozy gas fireplace, a fourth bedroom featuring a queen Murphy bed, and an updated full bath with new shower, vanity, and toilet. A huge storage and utility room provides ample space for laundry, hobbies, and organization. Outdoor living shines with a private fenced backyard featuring double gates installed in 2021, a resurfaced 16,000-gallon saltwater pool (2022), gazebo, pergola, groundwater well pump for gardening and rainwater use, and a massive 14' x 17' insulated shed/workshop complete with drywall, windows, and air conditioning-ideal for a studio, craft room, workshop, home office, or additional storage. A wraparound composite deck provides the perfect place to relax or entertain. Additional peace of mind includes a whole house generator! Additional highlights include a one-car garage with storage and a new garage door. Twin Harbors has a voluntary community association of just $215 annually, which offers access to community beach, boat slips, a kayak launch, pavilion, playground, and seasonal neighborhood events that create a true sense of connection. This move-in-ready home delivers the perfect blend of space, functionality, and outdoor amenities in one of Arnold's most desirable waterfront communities.
Full Property Details
Full Property Details for 198 W Paddock Cir
General
- Price: $695,000
- Taxes: $5,329 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDAA2146550
- Updated: Today (7/9/2026)
- Added to Site: Today
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom
- Interior Features: Combination Kitchen/Dining
- Fireplace: Yes
- Number of Fireplaces: 1
- Appliances: Oven/Range - Gas, Washer/Dryer Stacked, Dishwasher, Refrigerator, Stainless Steel Appliances
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 1
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Has Laundry, Washer In Unit, Dryer In Unit
Additional Information
- Shared Amenities: Boat Ramp, Common Grounds, Pier/Dock, Water/Lake Privileges
- Pool: Yes
- Private Pool: Yes
- Pool Description: Fenced, Concrete, In Ground, Saltwater
Exterior
- Exterior Features: Outbuilding(s), Private Beach, Gutter System
- Porch/Patio/Deck: Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Concrete Driveway, Brick Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry, Garage Door Opener, Additional Storage Area
Location
- County: ANNE ARUNDEL
- Subdivision: TWIN HARBORS
- Driving Directions: From Old Annapolis Blvd, turn right onto MD-2 N, then right on College Pkwy, left on Pendragon Way. Continue to Peninsula Farm Rd, left on Paddock Circle. The Home will be on the right.
School Information
- School District: Anne Arundel County Public Schools
- Elementary School: Arnold
- Middle School: Severn River
- High School: Broadneck
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
- Water Heater: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Split Foyer
- Structure Type: Detached
- Construction: Cedar
- Basement: Yes
- Basement Desc.: Fully Finished, Sump Pump, Walkout Level, Space For Rooms, Windows, Workshop, Daylight, Full
- Foundation: Block
- Roof: Architectural Shingle
- Walls/Ceilings: Dry Wall
- Windows: Double Pane
- Stories/Levels: 2
- Stories Description: Lower 1, Main
- Square Feet: 1,708
- Sq. Ft. Source: Assessor
- Living Area: 1,708 Sq. Ft.
- Finished Above Grnd: 1,308 Sq. Ft.
- Finished Below Grnd: 400 Sq. Ft.
- Year Built: 1972
- Year Built Source: Assessor
- Property Condition: Excellent
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Additional Structures
- Other Structures: Shed Shop
Lot Features
- Lot Size (Acres): 0.47
- Lot Size (Sq. Ft.): 20,500
- Lot Size Source: Assessor
- Zoning: R2
- Lot Description: Corner
- Fencing (Description): Fully, Wood
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Private Beach, Swimming Allowed
- Water Front Type: River
- Water Front Name: Magothy River
Financial Considerations
- Price Per Sq. Ft.: $531.35
- Assessment Year: 2026
- County Tax: $4,903
- County Tax Freq: Annually
- Tax w/Assessment: $472,833
- Tax Amount: $5,329
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1708
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Pool Cover
- Inclusions: Whole House Generator
- Section: 3
- Lot Number: 69
Listed by Compass, Michelle C Triolo
Get Pre-Approved Today
Schools
Schools serving 198 W Paddock Cir
School District:Anne Arundel County Public Schools
| Name | Grades | Distance |
|---|---|---|
Belvedere Elementary School, Arnold, MD 360 Broadwater Road, Arnold, MD 21012 | K-5 | 0.8 mi |
Severn River Middle School 241 Peninsula Farm Road, Arnold, MD 21012 | 6-8 | 0.5 mi |
Broadneck High School 1265 Green Holly Drive, Annapolis, MD 21409 | 9-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 198 W Paddock Cir
Date
Details
Price
Change
Source
7/09/2026
Listed
$695,000
51.09%
MLS
4/16/2021
Sold
$460,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 198 W Paddock Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,428
18%
$450,267
5%
2023
$4,591
—
$427,700
2%
2023
$4,591
6%
$420,400
2%
2022
$4,317
13%
$413,100
2%
2018
$3,818
26%
$405,800
2%
2021
$3,031
2%
$396,033
3%
2020
$2,980
5%
$386,267
3%
2019
$2,847
2%
$376,500
4%
2018
$2,801
1%
$360,633
5%
2017
$2,761
1%
$344,767
5%
2016
$2,721
1%
$328,900
—
2015
$2,707
2%
$328,900
—
2014
$2,666
—
$328,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 198 W Paddock Cir
198 W Paddock Circle, Arnold, MD 21012 (MLS# MDAA2146550) is a Single Family property with 4 bedrooms and 3 full bathrooms. 198 W Paddock Circle is currently listed for $695,000 and was received on July 09, 2026. Want to learn more about 198 W Paddock Circle? Do you have questions about finding other Single Family real estate for sale in Arnold? You can browse all Arnold real estate or contact a Coldwell Banker agent to request more information.

