Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$1,900,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,854 Sq. Ft.
  • 2 Car Garage
  • Updated 15 hours ago
See This Home
Save This Home
See This Home
Save This Home
Waterfront living at its finest in newly renovated and updated home on Deep Creek with easy access to the Magothy River, Chesapeake Bay, and downtown Annapolis! Unique location where you can kayak, paddle-board, or canoe to protected nature preserve, use a power boat or sailboat to explore the Magothy, Bay, and surrounding areas, and walk or take any boat option to Donnelly's Dockside restaurant. Besides a prime location tucked away on a quiet street with convenient commutes to Annapolis, Baltimore, and DC in the Broadneck school district, nothing has been overlooked with this home offering the perfect combination of comfort, style, and natural waterfront living. From the moment you drive onto the property, it feels like a luxury retreat immersed in nature with the street-side yard including a pond of bullfrog residents and occasional duck visitors, water side yards and pier, and well-designed window placement throughout the house allowing natural light and views of trees, sky, water, and flying and swimming creatures like bald eagles, osprey, ducks, seagulls, songbirds, muskrats, and the occasional otter. This home is tastefully updated and remodeled throughout with exquisite, top-of-the-line custom finishes and thoughtful design details like hardwood flooring and waterfront views from nearly every room. Loads of windows, all season sunroom, and atrium doors across the front fill the home with natural light all day long! Custom painted throughout with neutral, coastal tones, every detail of this home's remodeling has been thoughtfully considered from the kitchen rebuilt in 2024 to the new steps leading down the hill to the new pier, bulkhead, and boat lift in 2016/2017. Even dredging was done in the creek and spur under the boat lift to ensure easy boating access. The beautifully landscaped yards include children's amenities-a clubhouse, swings, and basketball hoop-and the stylish concrete and brick-designed driveway provides ample parking leading directly to the attached two-car garage. Additional highlights include electricity and plumbing at the pier featuring a solar-sensor pier light that can be operated from inside and outside the home, a new roof (including sunroom) in 2016, new BAT septic system in 2024 (which was moved street-side to allow water-side hardscaping options), french drains in water-side yard (2018), drains added to driveway to redirect run off (2016), re-pipe and upgrade of all plumbing pipes to code (2024), EV charger in garage (2019), all new flooring (2024), and upgraded water treatment system to accommodate lawn irrigation (2019). All of this and more to ensure low-maintenance living. With voluntary membership in the Shore Acres Improvement Association, you can enjoy and walk to community events and amenities like the playground, clubhouse, and Magothy River beach, boat ramp, and recreation area. This home offers the perfect combination of comfort, style, and true waterfront living immersed in nature and with access to all water activities.

Full Property Details for 975 Phillips Dr

General

  • Price: $1,900,000
  • Taxes: $10,810 (2024)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2128106
  • Updated: 12/17/2025
  • Added to Site: 98 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Sun/Florida Room, Recreation Room, Bathroom 2
  • Interior Features: Kitchen - Island, Window Treatments, Wood Floors, Floor Plan - Open, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-in Closet(s), Water Treat System
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Corner, Gas/Propane, Mantel(s)
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring: Hardwood, Luxury Vinyl Plank, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper 2 - Full Baths: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3
  • Bedrooms-Up2: 2

Other Rooms

  • Laundry: Upper Floor

Exterior

  • Exterior Features: Extensive Hardscape, Stone Retaining Walls, Exterior Lighting, Flood Lights, Gutter System, Play Area, Play Equipment, Underground Lawn Sprinkler
  • Porch/Patio/Deck: Enclosed, Porch(es), Deck(s), Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Concrete Driveway, Electric Vehicle Charging Station(s), Gravel Driveway, Paved Parking
  • Parking Type: Attached Garage
  • Garage Description: Garage Door Opener, Inside Access, Garage - Rear Entry

Location

  • County: ANNE ARUNDEL
  • Subdivision: SHORE ACRES
  • Driving Directions: College Pkwy. to Shore Acres Rd., right on Deep Creek, right on Wharf Rd., right on Phillips to home on left.
  • Location Details: Creek/Stream

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Broadneck
  • Middle School: Magothy River
  • High School: Broadneck

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Propane

Utilities

  • Sewer: On Site Septic, Aerobic Septic
  • Water: Well
  • Dist. to Water: 0 Feet

Structural Information

  • Architectural Style: Coastal
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Full, Heated, Improved, Interior Access, Sump Pump, Windows
  • Foundation: Other
  • Roof: Architectural Shingle
  • Walls/Ceilings: Dry Wall
  • Windows: Screens, Skylights, Transom, Casement, Energy Efficient
  • Doors: Atrium
  • Stories Description: Lower 1, Main, Upper 1, Upper 2
  • Square Feet: 2,854
  • Sq. Ft. Source: Assessor
  • Living Area: 2,731 Sq. Ft.
  • Finished Above Grnd: 2,022 Sq. Ft.
  • Finished Below Grnd: 709 Sq. Ft.
  • Year Built: 1998
  • Year Built Source: Assessor
  • Property Condition: Excellent

Lot Features

  • Property View: Water, Garden/Lawn, Creek/Stream
  • Lot Size (Acres): 0.33
  • Lot Size (Sq. Ft.): 14,520
  • Lot Size Source: Assessor
  • Zoning: R2
  • Lot Description: Bulkheaded, Landscaping, No Thru Street, Partly Wooded, Trees/Wooded, Stream/Creek, Fishing Available, Rip-Rapped
  • Fencing (Description): Wood, Rear

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Front Type: Creek/Stream
  • Water Front Name: Deep Creek
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 2
  • Non-Power Boats: 2

Financial Considerations

  • Price Per Sq. Ft.: $939.66
  • Assessment Year: 2025
  • County Tax: $10,430
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,055,333
  • Tax Amount: $10,810
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 2731

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 110

Listed by Redfin Corp, Mary C Gatton

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 975 Phillips Dr —

  • Mary C Gatton

    Redfin Corp

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 975 Phillips Dr

School District:Anne Arundel County Public Schools
NameGradesDistance
Broadneck Elementary School
470 Shore Acres Road, Arnold, MD 21012
K-51.1 mi
Magothy River Middle School
241 Peninsula Farm Road, Arnold, MD 21012
6-82.8 mi
Broadneck High School
1265 Green Holly Drive, Annapolis, MD 21409
9-120.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 975 Phillips Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/10/2025
Listed
$1,900,000
123.53%
MLS
5/18/2015
Sold
$850,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 975 Phillips Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,077
23%
$1,055,333
11%
2023
$9,789
—
$952,500
6%
2023
$9,789
11%
$896,400
7%
2022
$8,781
20%
$840,300
7%
2018
$7,313
-13%
$784,200
3%
2021
$8,430
3%
$763,200
3%
2020
$8,218
6%
$742,200
3%
2019
$7,756
5%
$721,200
6%
2018
$7,383
5%
$681,100
6%
2017
$7,026
5%
$641,000
7%
2016
$6,662
-2%
$600,900
—
2015
$6,766
—
$600,900
—
2014
$6,791
—
$600,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 975 Phillips Dr

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Redfin Corp, Mary C Gatton

Similar Properties near 975 Phillips Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

920 Burnett Ave, Arnold, MD 21012 - Photo 1
$1,985,000

920 Burnett Ave  Arnold, MD 21012

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 6,300
    Sq. Ft.
Listed by Century 21 Don Gurney, John M Boring
328 Arbutus Dr, Edgewater, MD 21037 - Photo 1
$1,925,000

328 Arbutus Dr  Edgewater, MD 21037

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 3,605
    Sq. Ft.
Listed by RE/MAX United Real Estate, Christopher D Wroten
243 and 245 Haverton Rd, Arnold, MD 21012 - Photo 1
$2,100,000

243 and 245 Haverton Rd  Arnold, MD 21012

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 2,600
    Sq. Ft.
Listed by Georgie Berkinshaw (443) 994-4456
1836 Burley Ln, Annapolis, MD 21409 - Photo 1
$1,695,000

1836 Burley Ln  Annapolis, MD 21409

  • Single Family
  • Active
  • 3
    Beds
  • 3
    Total Baths
  • 2,240
    Sq. Ft.
Listed by Long & Foster Real Estate, Inc., Jacquelyn K Reinauer

Just Listed near 975 Phillips Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

629 Admiral Dr, Annapolis, MD 21401 - Photo 1 Just Listed
$347,500
Open House

629 Admiral Dr  #206  Annapolis, MD 21401

  • Condo
  • Active
  • Updated 3 hours ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,347
    Sq. Ft.
Listed by Ashley Stanwick (301) 643-3350
1403 Corey Ln, Annapolis, MD 21401 - Photo 1 Just Listed
$925,000

1403 Corey Ln  Annapolis, MD 21401

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,671
    Sq. Ft.
Listed by Moe Farley (410) 271-4839
143 Stilly Wy, Annapolis, MD 21403 - Photo 1 Just Listed
$1,295,000
Open House

143 Stilly Wy  Annapolis, MD 21403

  • Single Family
  • Active
  • Updated 11 hours ago
  • 6
    Beds
  • 6
    Total Baths
  • 5,370
    Sq. Ft.
Listed by Wendy T. Oliver (443) 336-5091 and Cat Marucci (443) 883-1609
847 Woodmont Rd, Annapolis, MD 21401 - Photo 1 Just Listed
$689,000
Open House

847 Woodmont Rd  Annapolis, MD 21401

  • Single Family
  • Active
  • Updated 16 hours ago
  • 2
    Beds
  • 2
    Total Baths
  • 2,169
    Sq. Ft.
Listed by Long & Foster Real Estate, Inc., Mary Beth B Paganelli

Price Reduced near 975 Phillips Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1553 Star Pine Dr, Annapolis, MD 21409 - Photo 1 Price Reduced
-$6,010 (-1.74%)
$339,990

1553 Star Pine Dr  Annapolis, MD 21409

  • Single Family
  • Active
  • Updated 1 day ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,060
    Sq. Ft.
Listed by Coastal Realty Maryland, Wendy Foard
2010 Quay Village Ct, Annapolis, MD 21403 - Photo 1 Price Reduced
-$30,000 (-5.41%)
$525,000
Open House

2010 Quay Village Ct  #101  Annapolis, MD 21403

  • Condo
  • Active
  • Updated 11 hours ago
  • 2
    Beds
  • 2
    Total Baths
Listed by TTR Sotheby's International Realty, Minnie C Ramirez
474 Ruffian Ct, Annapolis, MD 21409 - Photo 1 Price Reduced
-$5,450 (-1.45%)
$369,500

474 Ruffian Ct  Annapolis, MD 21409

  • Townhouse
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,232
    Sq. Ft.
Listed by Monument Sotheby's International Realty, Adam E Light and Monument Sotheby's International Realty, Richard Lee Racks Jr.
553 Choptank Cove Ct, Annapolis, MD 21401 - Photo 1 Price Reduced
-$1,000 (-0.09%)
$1,076,000

553 Choptank Cove Ct  Annapolis, MD 21401

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 4
    Total Baths
  • 4,628
    Sq. Ft.
Listed by Long & Foster Real Estate, Inc., Linda L Patterson

Recent Sales near 975 Phillips Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1088 River Bay Rd, Annapolis, MD 21409 - Photo 1 Sold
$2,100,000

1088 River Bay Rd  Annapolis, MD 21409

  • Single Family
  • Closed
  • 5
    Beds
  • 4
    Total Baths
  • 2,972
    Sq. Ft.
Listed by Berkshire Hathaway HomeServices PenFed Realty, Jessica L Verde
Sold by TTR Sotheby's International Realty, Frank D Snodgrass
1090 River Bay Rd, Annapolis, MD 21409 - Photo 1 Sold
$1,900,000

1090 River Bay Rd  Annapolis, MD 21409

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 2,476
    Sq. Ft.
Listed by Curtis Real Estate Company, Marc Richard Whynock
Sold by Engel & Volkers Annapolis, Bobbi D Farquhar
1924 Hidden Point Rd, Annapolis, MD 21409 - Photo 1 Sold
$1,700,000

1924 Hidden Point Rd  Annapolis, MD 21409

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,606
    Sq. Ft.
Listed by Northrop Realty, Kristi C Neidhardt
Sold by Long & Foster Real Estate, Inc., Eva Smith
6 Brice Rd, Annapolis, MD 21409 - Photo 1 Sold
$1,660,000

6 Brice Rd  Annapolis, MD 21409

  • Single Family
  • Closed
  • 5
    Beds
  • 5
    Total Baths
  • 5,091
    Sq. Ft.
Listed by RE/MAX One, Kristi L Krankowski
Sold by Liz Dooner

975 Phillips Drive, Arnold, MD 21012 (MLS# MDAA2128106) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 975 Phillips Drive is currently listed for $1,900,000 and was received on October 10, 2025. Want to learn more about 975 Phillips Drive? Do you have questions about finding other Single Family real estate for sale in Arnold? You can browse all Arnold real estate or contact a Coldwell Banker agent to request more information.

Tour this property