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$162,000 Just Listed
Property Description
HUD Owned Home, case number 241-888899. HUD Homes are sold "as is," subject to appraisal. An excellent investment opportunity in the desirable Mount Winans neighborhood! Built in 1925, this ranch-style home with a total finished area of 876 square feet features a combined living/dining area, an eat-in kitchen, two well-appointed bedrooms and a full bathroom equipped with a tub shower, ensuring relaxation after a long day. The home is adorned with carpet, ceramic tile, and vinyl flooring, that provides comfort and practicality. The partially finished basement can be transformed into additional living space for potential rental income or personal use while the sunroom with great view of the backyard provides additional area for entertaining. The exterior features both a front and rear yard, offering ample outdoor space for landscaping or recreational activities. Parking is convenient with the driveway. Home is located in a prime location with accessibility to local amenities, parks, market, and shopping. With its strategic position, this property holds a significant potential for appreciation, making this an ideal addition to any real estate portfolio.
Full Property Details
Full Property Details for 2640 Ridgely St
General
- Price: $162,000
- Taxes: $2,640 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDBA2219458
- Updated: Today (6/13/2026)
- Added to Site: Today
Interior
- Rooms/Areas: Living Room, Dining Room, Kitchen, Basement, Sun/Florida Room, Mud Room, Full Bath
- Interior Features: Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Kitchen - Eat-In
- Flooring: Carpet, Ceramic Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Upper Floor Baths: 1
- Upper - Full Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Upper: 2
Exterior
- Exterior Features: Sidewalks, Street Lights
- Porch/Patio/Deck: Porch(es), Enclosed, Patio(s)
Parking
- Total Spaces: 1
- Parking Type: Off Street, Driveway
Location
- County: BALTIMORE CITY
- Subdivision: MOUNT WINANS
- Driving Directions: Head south on MD-295. Take the Annapolis Rd exit. Turn right onto Annapolis Rd. Turn left onto Waterview Ave. Turn left onto Hollins Ferry Rd. Turn right. Continue onto Atlantic Ave. Turn right onto Ridgely St. Property will be on the left.
- City Limits: Yes
School Information
- School District: Baltimore City Public Schools
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Radiator, Other
- Heating Fuel: Oil, Other
- Water Heater: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Frame
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Partially Finished, Interior Access, Connecting Stairway, Sump Pump, Outside Entrance, Rear Entrance, Walkout Stairs
- Foundation: Concrete Perimeter
- Roof: Composite, Shingle
- Stories Description: Upper 1
- Square Feet: 1,185
- Sq. Ft. Source: Estimated
- Living Area: 876 Sq. Ft.
- Finished Above Grnd: 876 Sq. Ft.
- Year Built: 1925
- Year Built Source: Estimated
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,800
- Lot Size Source: Estimated
- Zoning: R-6
- Lot Description: Front Yard, Rear Yard
- Fencing (Description): Fully, Wood
Financial Considerations
- Price Per Sq. Ft.: $184.93
- Assessment Year: 2026
- City/TownTax: $2,515
- City/TownTax Freq: Annually
- County Tax: $125
- County Tax Freq: Annually
- Tax w/Assessment: $117,400
- Tax Amount: $2,640
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 876
Disclosures and Reports
- Ownership: Fee Simple
- Bank-owned: Yes
- Section: 4
- Lot Number: 26
Listed by Century 21 Downtown, Gina M Gargeu
Get Pre-Approved Today
Schools
Schools serving 2640 Ridgely St
School District:Baltimore City Public Schools
| Name | Grades | Distance |
|---|---|---|
Westport Academy 2401 Nevada Street, Baltimore, MD 21230 | PK-8 | 0.5 mi |
Green Street Academy 125 North Hilton Street, Baltimore, MD 21229 | 6-12 | 2.3 mi |
Bluford Drew Jemison Stem Academy West 1500 Harlem Avenue, Baltimore, MD 21217 | 6-12 | 2.5 mi |
Baltimore Leadership School For Young Women 128 West Franklin Street, Baltimore, MD 21201 | 6-12 | 2.8 mi |
New Era Academy 2700 Seamon Avenue, Baltimore, MD 21225 | 6-12 | 1.5 mi |
Vivien T. Thomas Medical Arts Academy 100 North Calhoun Street, Baltimore, MD 21223 | 9-12 | 2.1 mi |
Digital Harbor High School 1100 Covington Street, Baltimore, MD 21230 | 9-12 | 2.4 mi |
The Crossroads School 802 South Caroline Street, Baltimore, MD 21231 | 6-8 | 3.1 mi |
Booker T. Washington Middle School 1301 McCulloh Street, Baltimore, MD 21217 | 6-8 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2640 Ridgely St
Date
Details
Price
Change
Source
6/13/2026
Listed
$162,000
0.82%
MLS
11/19/2024
Sold
$160,683
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2640 Ridgely St
Year
Property Taxes
Change
Tax Assessment
Change
2023
$1,997
—
$111,867
5%
2023
$1,997
—
$106,333
5%
2023
$1,997
-11%
$100,800
7%
2022
$2,232
7%
$94,567
7%
2021
$2,085
26%
$88,333
8%
2021
$1,654
5%
$82,100
—
2020
$1,582
3%
$82,100
—
2019
$1,541
4%
$82,100
-6%
2018
$1,488
4%
$87,800
—
2017
$1,437
4%
$87,800
—
2016
$1,379
-46%
$87,800
-20%
2015
$2,577
-1%
$109,200
—
2013
$2,599
—
$109,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2640 Ridgely St
2640 Ridgely Street, Baltimore, MD 21230 (MLS# MDBA2219458) is a Single Family property with 2 bedrooms and 1 full bathroom. 2640 Ridgely Street is currently listed for $162,000 and was received on June 13, 2026. Want to learn more about 2640 Ridgely Street? Do you have questions about finding other Single Family real estate for sale in Cold Spring? You can browse all Cold Spring real estate or contact a Coldwell Banker agent to request more information.
