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$1,575,000 Just Listed

  • For Sale
  • Under Contract
  • Single Family
  • 7 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 3,731 Sq. Ft.
  • 3 Car Garage
  • Updated 3 days ago
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Set along the coveted Bowley's Quarters waterfront, this exceptional custom-built residence commands a premier position on the Chesapeake Bay at the mouth of the Middle River-offering sweeping, year-round water views and an unparalleled setting for both grand entertaining and everyday living. The main level is defined by rich hardwood flooring and expansive windows that flood the home with natural light while framing panoramic bay vistas from the living room, dining room, and kitchen. The kitchen has been thoughtfully reimagined with new countertops, freshly painted cabinetry, and updated appliances, blending modern functionality with timeless appeal. The spacious primary suite serves as a private retreat, complete with direct access to the deck and breathtaking water views, a generous walk-in closet, and an expansive en-suite bath. Throughout the home, five well-proportioned bedrooms-each accommodating king-size furnishings-offer comfort and flexibility, complemented by custom closet systems that provide exceptional storage. Outdoor living is equally impressive, with premium Ipe wood decking extending across the main level and wrapping around the porch and deck areas, creating a seamless connection to the surrounding landscape. Durable James Hardie Plank siding enhances both aesthetics and longevity, while recent updates-including a new deck awning and stamped concrete walkways. The fully fenced rear yard offers privacy and security, while the 100-foot waterfront is a true boater's haven, featuring an 8,500 lb boat lift, two jet ski lifts, and a mooring pole-providing effortless access to the bay. Ample parking is accommodated by a spacious concrete driveway for approximately nine vehicles, an attached two-car garage, and a detached two-car garage with loft space, currently configured as a workshop with potential for further customization. The lower level offers exceptional versatility, featuring a fully finished basement with a full bar, expansive recreation space, a full bath, and an additional bedroom with tranquil water views-ideal for guests or extended living. A rare offering, this waterfront estate seamlessly blends custom craftsmanship, meaningful updates, and direct Chesapeake Bay access-delivering a truly turnkey lifestyle defined by comfort, elegance, and unforgettable views.

Full Property Details for 3539 Bay Dr

General

  • Price: $1,575,000
  • Taxes: $14,344 (2026)
  • Status: Under Contract
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDBC2157174
  • Updated: 4/1/2026
  • Added to Site: 6 day(s) ago

Interior

  • Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Great Room, In-Law/auPair/Suite, Laundry, Office, Recreation Room, Storage Room, Bedroom 6, Bathroom 3, Bonus Room, Primary Bathroom
  • Interior Features: Bar, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sauna, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven - Double, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 4
  • Main - Full Baths: 3
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 7
  • Bedrooms Upper: 1
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 5

Other Rooms

  • Laundry: Main Floor

Exterior

  • Exterior Features: Awning(s), Extensive Hardscape
  • Porch/Patio/Deck: Deck(s), Patio(s), Wrap Around

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 12
  • Parking Type: Attached Garage, Detached Garage, Driveway, On Street
  • Garage Description: Garage - Front Entry

Location

  • County: BALTIMORE
  • Subdivision: BOWLEYS QUARTERS
  • Driving Directions: Google

School Information

  • School District: Baltimore County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Zoned
  • Heating Fuel: Propane - Owned
  • Water Heater: Bottled Gas

Utilities

  • Sewer: Grinder Pump, Public Septic
  • Water: Public

Structural Information

  • Architectural Style: Coastal
  • Structure Type: Detached
  • Construction: HardiPlank Type
  • Basement: Yes
  • Basement Desc.: Other
  • Foundation: Other
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 3,731
  • Sq. Ft. Source: Assessor
  • Living Area: 3,731 Sq. Ft.
  • Finished Above Grnd: 3,731 Sq. Ft.
  • Year Built: 2005
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Additional Structures

  • Other Structures: 2nd Garage

Lot Features

  • Lot Size (Acres): 0.61
  • Lot Size (Sq. Ft.): 26,730
  • Lot Size Source: Assessor
  • Lot Dimensions: 1.00 x
  • Zoning: RESIDENTIAL

Water Features

  • Water Front: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Fishing Allowed, Private Access, Swimming Allowed
  • Water Front Type: Bay
  • Water Front Name: Chesapeake Bay

Financial Considerations

  • Price Per Sq. Ft.: $422.14
  • Tax w/Assessment: $1,183,500
  • Tax Amount: $14,344
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 5273

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 24

Listed by Monument Sotheby's International Realty, Matt Fischer

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Listing agent

— 3539 Bay Dr —

  • Matt Fischer

    Monument Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3539 Bay Dr

School District:Baltimore County Public Schools
NameGradesDistance
Seneca Elementary School
545 Carrollwood Rd, Baltimore, MD 21220
PK-52.2 mi
Stemmers Run Middle School
201 Stemmers Run Rd, Baltimore, MD 21221
6-84.4 mi
Kenwood High School
501 Stemmers Run Road, Baltimore, MD 21221
9-124.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3539 Bay Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/30/2026
Listed
$1,575,000
309.91%
MLS
8/12/2021
Sold
$384,231
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3539 Bay Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$278
—
$7,500
—
2023
$277
230%
$7,500
—
2022
$84
-8%
$7,500
—
2020
$91
-67%
$7,500
—
2021
$278
—
$7,500
—
2020
$278
—
$7,500
—
2019
$278
—
$7,500
—
2018
$277
—
$7,500
—
2017
$277
—
$7,500
—
2016
$277
—
$7,500
—
2015
$278
—
$7,500
—
2014
$278
—
$7,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Monument Sotheby's International Realty, Matt Fischer

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3539 Bay Drive, Baltimore, MD 21220 (MLS# MDBC2157174) is a Single Family property with 7 bedrooms, 5 full bathrooms and 1 partial bathroom. 3539 Bay Drive is currently listed for $1,575,000 and was received on March 30, 2026. Want to learn more about 3539 Bay Drive? Do you have questions about finding other Single Family real estate for sale in Baltimore? You can browse all Baltimore real estate or contact a Coldwell Banker agent to request more information.

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