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$375,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 3 Full Baths
  • 1,692 Sq. Ft.
  • Updated 2 days ago
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Welcome to this spacious Federal Hill home that checks every box!!! This rowhome offers multiple levels of living space, generous room sizes, outdoor entertaining areas, and off street parking. Refinished hardwood floors run throughout the main and upper levels, complementing the exposed brick, tall ceilings, and classic Baltimore character. The main level welcomes you with a bright living room featuring a large front window, exposed brick, and a decorative fireplace. Continue through the dining area to the spacious eat in kitchen, with plenty of cabinet space and room for a table. A large sliding glass door fills the kitchen with natural light and opens to a main level deck with stairs leading to the fenced rear yard and private one car parking pad. Upstairs, you will find two exceptionally spacious bedrooms and two full baths. The primary suite features its own private bath with a walk in shower, while the hall bath includes a jetted tub and shower combination. From the rear bedroom, step outside to an additional deck with access to the rooftop deck, an incredible spot for entertaining, relaxing, and enjoying views of Baltimore's Inner Harbor and the iconic Domino Sugar sign. Imagine watching the July 4th and New Year's Eve fireworks right from your own rooftop. The finished lower level provides even more flexibility with a large open living area, full bath, laundry, unfinished storage room, and direct walkout access to the rear yard. The space offers the potential for a third bedroom, guest area, home office, gym, or additional entertaining space. With multiple living areas, three outdoor spaces, off street parking, and plenty of room to spread out, this home will exceed your expectations. The versatile layout works beautifully for entertaining, guests, or shared living. Conveniently located near Riverside Park, the Inner Harbor, restaurants, shopping, and everything Federal Hill has to offer, with easy access to major commuter routes including I 695, I 895, and I 83.

Full Property Details for 640 Harvey St

General

  • Price: $375,000
  • Taxes: $7,569 (2026)
  • Status: Active
  • Type: Townhouse
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDBA2232180
  • Updated: 9/24/2026
  • Added to Site: 3 day(s) ago

Interior

  • Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Recessed Lighting, Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dishwasher, Disposal, Dryer - Front Loading, Microwave, Oven/Range - Electric, Refrigerator, Washer - Front Loading
  • Flooring: Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Other Rooms

  • Laundry: Has Laundry, Lower Floor

Exterior

  • Exterior Features: Sidewalks, Street Lights
  • Porch/Patio/Deck: Balcony, Deck(s), Patio(s), Roof

Parking

  • Total Spaces: 1
  • Parking Features: Paved Driveway
  • Parking Type: Off Street

Location

  • Municipality: BALTIMORE CITY
  • County: BALTIMORE CITY
  • Subdivision: FEDERAL HILL HISTORIC DISTRICT
  • Driving Directions: GPS
  • Direction Faces: North
  • City Limits: Yes

School Information

  • School District: Baltimore City Public Schools

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central, Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Federal
  • Structure Type: Interior Row/Townhouse
  • Construction: Brick
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Daylight, Partial, Fully Finished, Outside Entrance, Walkout Level
  • Foundation: Brick/Mortar
  • Roof: Rubber
  • Walls/Ceilings: Brick, Dry Wall
  • Windows: Double Pane
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 1,692
  • Sq. Ft. Source: Assessor
  • Living Area: 1,528 Sq. Ft.
  • Finished Above Grnd: 1,128 Sq. Ft.
  • Finished Below Grnd: 400 Sq. Ft.
  • Year Built: 1900
  • Year Built Source: Assessor
  • Property Condition: Very Good

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: City, Water
  • Lot Size (Acres): 0.02
  • Lot Size (Sq. Ft.): 871
  • Lot Size Source: Estimated
  • Zoning: R-8
  • Fencing (Description): Rear, Privacy

Water Features

  • Water View: Yes

Financial Considerations

  • Price Per Sq. Ft.: $332.45
  • Assessment Year: 2026
  • City/TownTax: $7,209
  • City/TownTax Freq: Annually
  • County Tax: $359
  • County Tax Freq: Annually
  • Tax w/Assessment: $320,700
  • Tax Amount: $7,569
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 1528

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 9
  • Lot Number: 58

Listed by Cummings & Co. Realtors, Jody E Buck

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Listing agent

— 640 Harvey St —

  • Jody E Buck

    Cummings & Co. Realtors

Listing Office Email: realtor@cummingsrealtors.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 640 Harvey St

School District:Baltimore City Public Schools
NameGradesDistance
Francis Scott Key Elementary/Middle School
1425 East Fort Avenue, Baltimore, MD 21230
PK-80.6 mi
The Crossroads School
802 South Caroline Street, Baltimore, MD 21231
6-80.7 mi
National Academy Foundation
540 North Caroline Street, Baltimore, MD 21205
6-121.6 mi
Baltimore Leadership School For Young Women
128 West Franklin Street, Baltimore, MD 21201
6-121.7 mi
Digital Harbor High School
1100 Covington Street, Baltimore, MD 21230
9-120.3 mi
Paul Laurence Dunbar High School
1400 Orleans Street, Baltimore, MD 21231
9-121.5 mi
New Era Academy
2700 Seamon Avenue, Baltimore, MD 21225
6-121.7 mi
Booker T. Washington Middle School
1301 McCulloh Street, Baltimore, MD 21217
6-82.4 mi
Baltimore Design School
1500 Barclay Street, Baltimore, MD 21202
6-102.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Harvey St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/24/2026
Listed
$375,000
11.94%
MLS
6/14/2007
Sold
$335,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Harvey St

Year
Property Taxes
Change
Tax Assessment
Change
2023
$7,517
—
$319,967
—
2023
$7,517
—
$319,233
—
2023
$7,517
1%
$318,500
1%
2022
$7,407
1%
$313,867
1%
2021
$7,298
2%
$309,233
2%
2021
$7,189
1%
$304,600
1%
2020
$7,113
—
$302,833
1%
2019
$7,105
1%
$301,067
1%
2018
$7,063
4%
$299,300
4%
2017
$6,813
11%
$288,667
4%
2016
$6,135
-3%
$278,033
4%
2015
$6,311
-1%
$267,400
—
2013
$6,364
—
$267,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Cummings & Co. Realtors, Jody E Buck

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640 Harvey Street, Baltimore, MD 21230 (MLS# MDBA2232180) is a Townhouse property with 3 bedrooms and 3 full bathrooms. 640 Harvey Street is currently listed for $375,000 and was received on September 24, 2026. Want to learn more about 640 Harvey Street? Do you have questions about finding other Townhouse real estate for sale in Cold Spring? You can browse all Cold Spring real estate or contact a Coldwell Banker agent to request more information.

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